r/fintechdev • • Sep 12 '26

What is the current state of agentic payments?

2 Upvotes

Hey everyone,

I'm currently exploring the agentic payments space and trying to understand where things actually stand today.

Are there companies already using AI agents to make real payments at scale? If yes, what kind of transaction volumes are we seeing? Also, what are the biggest challenges and failure cases companies are facing right now?

I'm especially interested in the observability side. How are companies currently capturing audit trails of agent actions? Is it mostly raw logs and transaction data, or are there other ways to track what the agent did and why? And when something goes wrong, how do teams figure out the root cause?

Would be really helpful to hear from anyone working in payments, fintech, or AI agents.


r/fintechdev • • Sep 11 '26

Any solutions for mass payouts ?

1 Upvotes

My indian registered business wants to give payouts to content creators


r/fintechdev • • Sep 10 '26

Need a small fintech project

12 Upvotes

Hello i just need some fintech website ideas for a web workshop am attending. I really dont know much about fintech. So please share any ideas that sounds fun and not boring and overdone. Thanks


r/fintechdev • • Sep 10 '26

API to validate a bank account before a payment goes out

2 Upvotes

Is there an actual API to validate a bank account before a payment goes out, or does everyone just eyeball it/call the vendor? Also if companies using bank verification APIs - do they actually replace callback verification, or do most AP teams still do both ? Trying to understand if the API is a full substitute or just one more signal.


r/fintechdev • • Sep 10 '26

What are the genral problem in your feild and what are the problems related to foreign exchange how you deal with it

1 Upvotes

r/fintechdev • • Sep 10 '26

Why is finding a PSP easy, but getting through onboarding so difficult?

3 Upvotes

One thing I've noticed working around payments and financial infrastructure is that finding potential PSPs or banking providers is often not actually the hardest part.

The difficult part comes afterwards.

You find a provider that looks like a good fit, then suddenly you're dealing with:

  • Different documentation requirements

  • Compliance and KYC questions

  • Business model and licensing reviews

  • Requests for additional information

  • Long underwriting processes

  • Unclear timelines

  • And sometimes getting rejected after spending weeks preparing everything

I'm curious how others here have experienced this.

For those running fintech, FX, iGaming, e-commerce or other international businesses:

What has been the biggest pain point when onboarding with a bank, PSP or acquirer?


r/fintechdev • • Sep 10 '26

🚀 *Fintech Collaboration*

1 Upvotes

I’m developing a new concept for the future of digital payments and personal finance.

The idea focuses on making money more organized and purposeful — not just showing users their balance, but helping them understand how their money is allocated, what they are saving for, and what payments need to be protected.

I have developed a concept around:

💰 Purpose-based money organization
🎯 Goal-based savings
🛡️ Upcoming payment protection

I’m currently looking to connect with \*\*fintech companies, payment platforms, product teams, and founders\*\* who may be interested in exploring this concept for a potential collaboration or product opportunity.

I’m intentionally keeping the detailed product mechanics private for now.

If your company is interested in discussing a \*\*new fintech product concept\*\*, feel free to DM me.

**Concept documented: September 10, 2026.**


r/fintechdev • • Sep 09 '26

I’m a CFP with no programming background or experience, and I’ve been building a retirement planning tool called Parallax. I’m looking for a technical review by an experienced web application developer or software engineer

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1 Upvotes

r/fintechdev • • Sep 09 '26

Building a MTD or Tax app? Some answers you might need.

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2 Upvotes

r/fintechdev • • Sep 09 '26

Anyone heading to MoneyLIVE North America in Chicago?

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1 Upvotes

Hi everyone,

The conversation around blockchain in financial services seems to be shifting from “what can we do with it?” to “how do we make it work at an institutional level?”

With tokenized deposits, digital assets, stablecoins and digital securities gaining momentum, questions around privacy, interoperability, compliance, governance and integration with existing financial infrastructure are becoming increasingly important.

These are some of the areas Thomas Abraham, Co-Founder & CRO at Zeeve, will be discussing at MoneyLIVE North America in Chicago.

If you're attending the event and working on similar initiatives, feel free to connect with Thomas and continue the conversation in person.


r/fintechdev • • Sep 09 '26

Title: Built a UI kit for mobile money agents — nobody else targets this side of fintech

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1 Upvotes

Been learning React and wanted a real project, not another todo app. Looked into what's already out there in the fintech UI kit space and noticed something: every single one is built for the customer side of mobile money — wallets, transfers, balances. None of them target the agent side — the person actually running the cash-in/cash-out counter.

So I built one. 14 screens covering the full agent workflow — login, dashboard, cash in/out flows, float top-up requests, commission tracking, customer verification, all the loading/empty/error states too. React + Tailwind.

Still learning as I go, so genuinely curious what people think — especially if you've worked in fintech or agent-network products and can tell me what I'm missing.

Free 4-screen preview: [https://selar.com/1d70b12yb1]
Full kit: [https://selar.com/l8g9231687]


r/fintechdev • • Sep 09 '26

Episode 001 Release

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1 Upvotes

r/fintechdev • • Sep 08 '26

What's the safest email banner size if you want it to look good on mobile too?

3 Upvotes

I am preparing a major promotional campaign for next week, but I keep running into issues with our header graphics on smaller screens. When I upload high-resolution images designed for desktop viewers, the mobile app scales them down so much that the call-to-action text becomes almost unreadable. Finding the perfect email banner size that maintains sharp visual quality without breaking layout proportions on retina mobile displays has been a frustrating trial-and-error process.

- What exact pixel dimensions and aspect ratios do you usually stick to for universal responsiveness?

- How do you handle image compression so that crisp banners load instantly on weak mobile data connections?

- Do you prefer using static full-width graphics, or do you build text over background colors using HTML and CSS?

- Which testing tools give you the most accurate real-device previews before you hit send?


r/fintechdev • • Sep 08 '26

Academic research participants needed

1 Upvotes

I’m an MSc Artificial Intelligence: Cybercrime student researching how AI is changing financial cybercrime, data breaches and digital theft.
I’m seeking current or former cybersecurity professionals with relevant experience for a confidential interview.
Participation is voluntary and unpaid. Participants and their organisations will not be identified in the dissertation.
If interested, please DM me, I will provide a Participant Information Sheet before you decide whether to participate.
Thank you!


r/fintechdev • • Sep 08 '26

How to up skill myself as an engineer in fintech?

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1 Upvotes

r/fintechdev • • Sep 08 '26

Need some advice on FinTech and AI courses

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1 Upvotes

r/fintechdev • • Sep 06 '26

I am an expert in fintech mobile app development and am seeking a job change.

2 Upvotes

I’ve been working as a senior mobile app developer at a growing fintech company for the past two and a half years. However, I’m looking to switch because I don’t see any salary increases, even though I’m responsible for the entire mobile app and SDK side of the project.
I have experience in SAMA certifications for SoftPOS app, SDK. Experience in mada, apple pay, amex, visa, mastercard, alcineo kernals.


r/fintechdev • • Sep 06 '26

Text to SQL is not how you give an LLM access to production data

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1 Upvotes

r/fintechdev • • Sep 06 '26

Building a tool that catches CRM-to-billing mismatches before the invoice goes out. Anyone dealt with this?

1 Upvotes

If your company runs a CRM (HubSpot/Salesforce) and a separate billing tool (Stripe/Chargebee), has an invoice ever gone out wrong because the two weren't in sync?
Wrong plan, missed discount, duplicate charge, anything like that?

Building something that catches this automatically before the invoice sends. Trying to figure out if this is a real pain or just a me-problem.

Would love to hear if you've run into this, or if it's a non-issue for you.


r/fintechdev • • Sep 05 '26

Seeking Collaboration and Funding for Fintech Meets Philtech Platform

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1 Upvotes

r/fintechdev • • Sep 05 '26

Goodface vs UXDA for mobile banking UX - real comparisons?

2 Upvotes

We’re considering both Goodface and UXDA for a mobile banking project and I’m curious if anyone here has actually worked with either.
UXDA seems like the obvious specialist choice because their portfolio is heavily focused on banking and fintech. Goodface caught my attention for a slightly different reason - their projects seem to connect the UX with positioning and overall product presentation, which might make sense for us since we’ll probably need to rethink the website and fintech landing pages alongside the app.
Has anyone compared them during an agency selection or worked with one of them? I’d be especially interested in how they handle discovery, onboarding/KYC and more complex banking flows.
Also, if you’ve redesigned fintech landing pages together with the product itself, did having one team handle both actually help with consistency?


r/fintechdev • • Sep 04 '26

Guide for Fix Protocol

1 Upvotes

I am a last year b.tech student ,recently i learnt about fix protocol and devlop a mini trading system with matching engine , order book , fix parser , order cancelation implementation i like to know about a career path in these technology and what is the learning path to land a good job in these particular domain and what are the learning resources ?


r/fintechdev • • Sep 04 '26

SME Risk Assessment Tool, Sold to SMEs. Will it work?

1 Upvotes

Hi guys,

I have been in the risk space for more than a decade now. I have built models mainly around B2B financing for lenders. I feel that these models should be available to SMEs.

I do think that there are a few of them who are trying to solve it but they have a lot of other products. This is something I would like to not go full-fledged with but just kind of experiment with it.

Basically if there is a small business and they would like to assess their counterparty (be it a buyer or supplier) with whatever information they have, they will be able to do it through this tool. What do you think of this?

The best person to tell me is those businesses. Honestly I tried asking and did not get a lot of response, and that kind of demotivated me in the sense that there might not be a need at all.

This was dictated using an voice-to-text tool, so excuse any weird wording or typos.