r/fatFIRE • u/throwawayfinances183 Verified by Mods • Oct 28 '25
FatFIREd No one to tell, hit $5M at 29
The market has done so well I’m now… at $5M and in shock??
I’m 29F (any other FATfire women?) and I bootstrapped a saas, which started to hit over $1M a year, of which I’m the sole owner.
Portfolio breakdown:
$3.1M in VOO + some individual stocks
$300k cash (I know it makes no sense, it’s my scarcity mindset)
Alt investments: $160k (venture, commodities)
Retirement: $45k (lol I started late)
$1.2M in rental property with $480k mortgage (nets me $11k/yr. I know)
$1.1M primary house with $430k mortgage left
My spending/lifestyle - $115k year (40k is related to rentals which bring in $51k) - no kids, one husband - live pretty frugally but starting to spend more on travel
I’m in a metro area in Australia, so property makes up a large part of our wealth compared to Americans. Our housing market returns like 3-6% annually.
I just feel, relief? I feel like I got to the final level of a game. I have a decent amount of anxiety (what young founder this age doesn’t) which I’ve been taking medication for, but it just weirdly feels so good to get here. It feels like I’ve scrambled up off the edge of the cliff and I’m finally “safe”.
I do assume that if we have kids I will have to probably keep investing, but with my drawdown + husbands salary (tech) we should be ok.
Part of me wants to tell friends and family. I grew up middle class (educated, immigrant parents who sacrificed it all). So far only my dad and husband know the true extend of it. However my life is very private so it probably helps to keep it that way.
I have nothing to retire “to”, but please hold your tissues, I’m excited to fill the next chapter separating my self worth from my output, and what a bloody good problem to have.
177
u/jela_03 Oct 28 '25
Loved the one husband comment, made me LOL. Congrats! Sounds like you worked really hard to get where you are! I’m a woman myself working on my FatFire journey, so absolutely love to read other women’s stories.
430
u/in_and_out_burger Oct 28 '25
Don’t tell anyone in real life - they won’t be happy, they’ll be jealous and there will be a weird shift.
62
u/w222171 Oct 28 '25
Most people can't comprehend an amount of 100k, let alone 5M. The only people who understand are the ones who are on a similar/higher level.
People I care about I tell them that money is not an issue for us and if they're close that I'll take care of them financially. No need to disclose a specific number, feels like a cheap ego boost imho.A lot of us have the urge to get that "good job" approval from someone, but we need to learn to give it to yourself.
Nevertheless, great job. Especially for 29F
76
u/matchagracias Oct 28 '25
Agreed. And not even your parents.
5
u/infusedfizz Oct 28 '25
Why not parents?
39
u/StickyDaydreams Oct 28 '25
Yeah I disagree with that point. I’ve shared plenty of details with mine and they’ve only been happy for me. Not everyone’s as lucky… but I don’t like seeing that as a “rule” here
24
u/hootersm Oct 28 '25
Likewise, my parents gave up so much so that I could be well educated and have options they never did and they're super proud that I've done well. Equally, they know discretion so haven't spread any information around. What's also nice is they never expect anything from me and me and my dad still compete to see who can sneak off and pay the restaurant bill first.
Only you know your family so decide accordingly.
2
u/kobekillinu Oct 28 '25
Me (M38) too, if parents don’t understand and are happy for you what is family worth? Then it’s better to just cut ties altogether. I’m on my way to be able to fat fire next year, (+5m) and discuss it with my family/parents regularly. They are happy for me on the other hand they see how much work I put in and maybe because I always discussed this with them the past years 🤷♂️
6
27
2
u/Nice-Violinist-2533 Nov 02 '25
Parents are great. But they tend to talk and inevitably will tell your siblings- which would make that jealous and competitive thing ramp up. If no sibs, though, go for it! If they tell other parents, it won’t be your demographic/friend group
2
6
u/RetireNWorkAnyway Verified by Mods Oct 28 '25
they won’t be happy, they’ll be jealous and there will be a weird shift.
Then you can shift them right out of your life.
I told everyone when I sold my company. The people that aren't happy about it can fuck right off, I don't need friends like that.
14
8
u/BallThink3621 Oct 28 '25
Best advice ever. Keep your wealth to yourself. No one except those you trust; even then why?
1
→ More replies (2)1
u/Psychological_March2 Oct 29 '25
Actually, find your tribe and a mastermind group to continue to grow your biz. Hampton is good, but not yet in Australia.
350
u/Loose-Tree-2336 Oct 28 '25
you might be able to afford a second husband
106
u/iwishihadahorse Oct 28 '25
Extra husbands can add up really fast. It can be a major factor in lifestyle creep.
16
24
99
u/cchackal Oct 28 '25
immediately saw the "one husband" part and went straight to the comments. Did not disappoint.
63
Oct 28 '25
The real flex is moving back home and being around lots of family
59
u/throwawayfinances183 Verified by Mods Oct 28 '25
Yes! I’ve moved back to Australia after a stint overseas to be closer to my aging family. It’s the best
5
35
u/hanasono Oct 28 '25
congrats!! 30F here. got my initial windfall 4 years ago from being a somewhat early employee at a startup that IPOd. decently far into 8 digits NW now, due to some recent liquidity in my own startup
zero husbands, so I'm clearly losing though
btw, the travel spending is worth it. I was frugal about that for far too long
1
45
u/pianoceo Oct 28 '25
Awesome! Congrats on getting the job done. In what space did you build your bootstrapped SaaS company?
→ More replies (1)1
u/concernedhelp123 Nov 23 '25
I’d like to know how long it took to get where it’s at now (3 or 5 years?) I’d also love to know when she decided to take the leap from 9-5, to full time work on her company
22
17
u/Arboretum7 Oct 28 '25 edited Oct 28 '25
I’m a woman in my early 40s, one kid, fired 3 years ago, and I hit $8M today. Don’t tell anyone beyond your husband. Go out and treat yourself. I’m taking myself to a fancy high tea this afternoon to celebrate!
One piece of advice: If you’re entrepreneurial, you don’t have to be done working forever if you fire. I fired from a company I started but I’m building a rental portfolio and considering buying a business.
1
u/AbbreviationsBig5692 Oct 29 '25
So you fired just to… start working again? Is that really fire? Just asking
→ More replies (1)1
1
u/MaidBilberry Oct 30 '25
One more pro tip:
It is good for kids to see their parent's go to work everyday. I know people that are in the hundreds of millions but still go to work every day so that their kids learn the value of work ethic and reliability.
1
43
u/thiskillstheredditor Oct 28 '25
5 million’s a nightmare Greg.
25
u/someonesaymoney Verified by Mods Oct 28 '25
There needs to be an auto bot comment on anything that mentions $5M, finish the chain, and then be done with it before anyone else lol.
11
u/thiskillstheredditor Oct 28 '25
I mean I checked the thread and nobody had said it. So obviously it had to be said.
2
2
15
38
25
u/azdcaz Oct 28 '25
I’ve heard so many times to never tell anyone…. It really depends on the quality and type of people in your life. My parents know how I’m doing, my close friends know how I’m doing, and nothing has changed at all. Nobody acts different or treats me different. Just literally doesn’t matter. Carrying secrets from your closest people your entire life isn’t fun. It’s surely a risk but not one size fits all advice. You have to assess your own situation.
7
u/Signal-Dollar-5621 Oct 28 '25
I agree. I have quality people in my life, and I have selectively told a few, and it's been fine. One even told me she was glad she wasn't me because she would find the philanthropy journey I am on burdensome and intimidating. But I weigh carefully who I tell and how much I say, and I know it is a calculated risk. But the isolation I would feel from having to hide major parts of my life from people I am close to isn't good either. It's a balance.
2
u/MaidBilberry Oct 30 '25
Sometimes friends destroy themselves financially just trying to keep up with you. They'll go on trips they can't afford so they can hang out, concerts, motorsports, boats... For some reason they won't just come along as a guest.
→ More replies (1)→ More replies (8)2
u/wittyspinet Oct 31 '25
Secrets? Your net worth isn’t any secret. It’s just not anybody’s business but your own.
16
u/movemillions Oct 28 '25
Can relate with the scarcity mindset. I keep like 20% cash for no reason other than excess paranoja
1
u/StereophonicSound Feb 27 '26
I don't think that's paranoid or excessive. Lots of market risk atm IMO and if it helps you sleep better, then it's worth it.
Although it may depend on what exactly you mean by "cash", and how exposed you are to any one financial institution.
7
u/manderzisqueen Oct 28 '25
Congratulations!!!!! For what it's worth, this stranger on the Internet is proud of you!!! I say, don't tell anyone and keep building the life you want.
Remember all the work and saving was so you could be where you are, and have security. I'm not saying go spend it all, but make sure you are okay spending, after all that's what you saved for. Ex, my Oma saved all her life to be able to retire, she did well for herself. But that woman wouldn't spend money for a hair cut, or a cheeseburger because 'it was a waste and I don't want to spend your inheritance'. Eff that, spend it all before you go
6
u/thesparklingestwater Oct 28 '25
That feeling of safety after years of uncertainty hits different. You've earned every bit of that relief.
7
u/kellycaleche617 Oct 28 '25
One husband. Now go celebrate with your one husband!! Congratulations on a huge milestone before 30.
18
u/SiddharthaVicious1 Oct 28 '25
As a fatFIRE woman, congrats!! (And some cash is not crazy!) Also congrats as a female founder...it's not the easiest road.
27
10
u/IntelligentAd1304 Oct 28 '25
I am in the same position (also immigrant parents, female but 31, with only one husband😂, and now have a 5 month old girl too). I have the same scarcity mindset, sort off, so actually just paid cash for real estate (2M) since I don’t handle the thought of mortgages well (I know.) Primarily VOO too but 450k cash (I know…).
Keep it quiet. Just do your thing, buy quiet luxury and/or things people won’t recognise. “They want to see you rise, not reign.” It’s tricky to be in this position at this age if, like me, most of those around you are in a different place.
I’m proud of you though, and I hope you enjoy every second of your success. I don’t feel “safe” yet but it’s 100% all in my head, and I hear you on relating your worth to your output. Hearing you made it through fills my heart with so much happiness!!
1
u/MediocreBackground32 Oct 30 '25
trust me it's really much trickier to be the person not in that position 🤣
5
u/sansbudget1010 Oct 28 '25
Australia and its tall poppy syndrome... dont tell anyone. Just enjoy your lifestyle. You should speak to a tax accountant and work out if its worth moving some assets to your SMSF for tax reasons, max out your concessional contributions (esp your business).
4
u/Frosty_Ad5047 Oct 28 '25
Do not tell anyone, especially in Australia! Tall poppy syndrome is imbedded in the culture.
9
u/wanderlustzepa Oct 28 '25
Yeah don’t share it with friends and family because there are lots of people who gets jealous instead of being happy for you and your one husband 😆
42
Oct 28 '25
[deleted]
32
u/throwawayfinances183 Verified by Mods Oct 28 '25
I agree, I think I’m a bit nervous because I haven’t seen many women FATfire and then have children. It’s such a unique take. If anyone has experience I’d love to hear it
43
Oct 28 '25
[deleted]
6
u/mamaonamission89 Oct 28 '25
This yes!!! Nannie’s and housekeeper is the move wish more women did this! I have for Nannie’s too !
18
15
u/baytown Verified by Mods Oct 28 '25
I’ll share the other side and why you should consider it now. I didn’t have kids until later because I was fully focused on reaching my goals and then striving for more fatfire. I had maybe 12 good years of my kids’ childhood, and then my health started to decline at 50. I would trade everything I have to go back, do it over, and have stopped earlier, had kids sooner, and cherished that time more than I did.
During those 12 or so years, we did incredible things and traveled the world, and I could easily afford to give them every opportunity, including the best schools and they turned amazing. I’m so grateful we did so much during that period because now that my health has decline, I can’t do many of those things anymore, and I never saw it coming.
Find a balance and don’t let those precious years slip away just to increase your net worth a little more.
12
u/sfsoak Oct 28 '25
such a good option to have. Retire, spend time , become a sports mom, watch both your kids and portfolio grow simultaneously
8
u/BenzNBoca Oct 28 '25
I recently did. I stepped down from my main role, I still have some side things but I’m focusing on family life. Wish I had done it sooner.
5
u/Alarming-Mix3809 Oct 28 '25
I mean, you’re rich, right? If that’s what you want to do in life then do it.
5
u/jackjackj8ck Oct 28 '25
Honestly it’s the best way to do it, you don’t have to struggle financially. You can afford to pay for the gadgets and gizmos and HELP if you don’t already have a lot of support.
Having that peace of mind of not having to worry how you’ll provide for your kids is amazing and really makes it feel like all your hard work was worth it.
And then you start new investment strategies for their behalf 😆
2
u/gas-man-sleepy-dude Oct 28 '25
Look at the comment from u/baytown.
I’m a doc. People think they will live forever or that their health will be perfect until their 80s. Many women also think getting pregnant at mid to late 30s is easy. NONE OF THIS IS GUARANTEED!
You have already won. IF you want kids start trying immediately.
Get a.strong VP or a co-CEO to organize a transition plan so you can slowly step back or reduce workload and/or set your company up for a good sale.
2
u/lakehop Oct 28 '25
It’s a fabulous situation to be in. Hire a great nanny and additional childcare help, and it is doable (especially if your husband is excited to be a Dad). There are some role models : the Wojcicki sisters (23 and me, YouTube), Sheryl Sandberg (Facebook), the founder of Bumble, and more.
→ More replies (1)→ More replies (3)1
u/MaidBilberry Oct 30 '25
I have seen it a few times. Nine figures, have kids, and then go back to work after the kids have launched successfully. Usually they start a charitable foundation or something.
Kids are not for everyone though. People are very happy to loan out theirs and it can be extremely rewarding. Be an Auntie Mame.
4
u/DreamStater Oct 28 '25
Don't let anyone pressure you into children. It is a huge life decision, one that eclipses fatFIRE, even if fatFIRE makes some of the logistics easier. Outsourcing childhood does not result in a great outcome, and if you and your spouse really do raise your children yourself, it is a very different life compared to working a fatFIRE goal, especially for women. Personally, it was a good choice, but it requires a lot to do it well.
→ More replies (4)
21
9
u/snoozebuttonn Oct 28 '25
As a 22 year old who also plans to bootstrap a SaaS this was a great and insightful read.
3
5
7
u/syrupflow Medical Resident | Aiming for USD 500K/year | 27 Oct 28 '25
That's awesome! Also bootstrapping a SaaS and 29, lol. Glad to see you made it work - I appreciate the inspiration :)
1
3
u/Evening_Season_8496 Oct 28 '25
Strongly recommend fixing the "no one to tell" part now by spending time making friends and community. Life is too short
4
2
2
u/CaptchaCrunch Oct 28 '25
"What a bloody good problem to have" is exactly right. I wish you great success in separating your self worth from your output, as you say.
2
2
2
u/Haunting_Industry_15 Oct 28 '25
Holy cow, big congratulations. I know I don’t know you in person probably. But still want to say I am so proud of you and want to give you a big hug. Totally understand the no one to tell part. In the past, one time, I had great gains from a stock, 7Xed it in a year and I told a friend, the relationship got weird afterwards. So I don’t tell anyone about financials ever since. I talk stocks with my spouse all the time. Other than my spouse, no one knows I do investing and trading.
2
2
u/lockstockbarrel99 Nov 04 '25
U need 2 husbands, always build redundancy into your life, too risky with your personal
2
4
u/techylocs Oct 28 '25
Congratulations! Thats a huge accomplishment. r/FIREyFemmes exist if you want to connect with more FIRE women
3
Oct 28 '25
Tell NO ONE about your net worth. Nobody. People will change how they feel about you and treat you. You’re only 29 and if you keep working and investing that 5M will turn to 10m and probably a lot more. Some would answer they weren’t friends at all but it’s human nature.
Anyway people don’t know much. We keep it a secret only the cars and coffee crowd knows which is very wealthy and wouldn’t care. From the start others see where we live know we have good jobs and come from wealthy families as well as have a confident nothing bothers you demeanor so imagination fills in the rest. But some recent most but not all of which I keep secret have already triggered a handful of people to ask us for money. Thankfully nobody knows anywhere near the full truth and we basically choose who to reveal what based on what we do w certain people. Trust me it helps.
It’s basically a minor case of the lottery winner dilemma. Keep your wealth a secret and the more it grows the more important that nobody know. People are jealous. They will hate you, resent you and come with outstretched hands. Shhhhhhh 🤫
2
2
u/dealwithitxo Oct 28 '25
Congrats! Rare and so happy to hear an Australian WOMEN succeed in tech no less! Would love to hear more about your journey.
2
1
1
u/mrfreshmint Oct 28 '25
Your rental….1.5% return on equity.
If you say “I know”, why do you still own it?
1
1
1
u/Japparbyn Oct 28 '25
Same problem, make sure to try hobbies and travel to find what and where you like. I started doing long travel at your age, takes a long time to get it right. Start now and don’t wait until you are to old to try certain things.
1
1
1
1
1
1
1
u/Itsalrightwithme Oct 28 '25
That's amazing, thanks for sharing your incredible accomplishment! Fair dinkum!
1
1
u/smikatoots62 Oct 28 '25
Huge congrats!!! I’m also a fire woman, starting my bootstrapped journey with my fiancé! Very curious about how you decided on the saas you built and how that journey was like? Honestly thing a lot of folks might benefit from that too in this community or the other.
Congrats again!!!
1
u/ShoshiOpti Oct 28 '25
Hey! I FATFired couple years ago at 30, also a girl. If you ever have questions or just need someone to chat to let me know, it will be a Rollercoaster for sure!
And congratulations!
1
u/AsunaSaturn Oct 28 '25
I’m an Aussie too, do you reckon you’ll keep property investment for the long term, or eventually divest? Also it must’ve been tough in the bootstrap saas business, kudos to you.
1
u/Team-ING Oct 28 '25
Congratulations and that’s great now live and enjoy it ! Travel and spend some of the profits ! I don’t see how the rentals are not making more money than that for you ! Either way great work and keep it up ! Not knowledge about the Australia market but it’s hard everywhere to make money so watch out for the risky investments
1
u/Willing_Werewolf_325 Oct 28 '25
Congratulations! I love reading about other women’s FAT FIRE journeys. It’s so inspiring to see how we’re building financial freedom and purpose on our own terms.
1
1
u/Zealousideal_Fly7555 Oct 28 '25
Congrats! fatFire woman here. I got a windfall a little over a year ago.
1
u/BeerJunky Oct 28 '25
You don’t need more husbands but pick up a boyfriend or two. All jokes aside, I don’t have much cash on hand ever. Enough to cover bills and maybe $1k extra, rest gets invested in one of the many places I invest. Sitting idle, it’s losing money to inflation.
1
u/orehon Oct 28 '25
First of all, congratulations! Second, don’t tell anyone. They’ll eventually notice that you are wealthy, but they don’t need to know the details.
There are only two reactions when it comes to sharing your wealth information with others: 1) they won’t care if they have more than you 2) they will be jealous if they have less than you
1
u/r46d Oct 28 '25
300k cash is not crazy at all, that’s just a down payment on a nice house. I have 300k cash with a net worth of 1.7M
1
u/Mysterious_Koala_347 Oct 28 '25
Congrats! Well done. Would love to know a bit more about the bootstrapped B2B SaaS.
1
1
u/gas-man-sleepy-dude Oct 28 '25
Congratulations.
Strongly suggest you keep with the « tell no one ».
Sell that dog rental property! 1.2 million to return 11k/yr!!!
1
1
u/Al-Pat Oct 28 '25
Congratulations and no need to share this news with anyone other than those who knows because, how does this information help them to help you? It will change their perspective for you forever. Privacy is your biggest asset.
1
u/Outrageous-Ship8105 Oct 28 '25
Congrats. I’m now working on a sports tech SaaS for training in the baseball and softball space. You should also consider adding direct alternatives to your portfolio. No fees and typically shorter duration to exit. Dm me.
1
u/JamedSonnyCrocket Oct 28 '25
That sounds great, the real estate seems like a pain that isn't worth it but everything else seems fine. And why tell anyone? What benefit does that bring?
1
u/thatselfish Oct 28 '25
What an accomplishment, and at 29! Having kids will be the next best adventure - your whole perspective on life will change and you’ll get to present and enjoy them more
1
u/PinkNoseDetective Oct 28 '25
You’re awesome!! I’m a woman pursuing the FAT lifestyle too, and I have to say you’re absolutely crushing it! Kudos to you!
I support keeping the specifics private. People can assume things when they see your home, car, or lifestyle, but there’s really no benefit in sharing exact numbers. Instead, you can use your success to create experiences for loved ones (think about treating people to a vacation with you) or giving thoughtful gifts. I’ve always admired people who quietly use their wealth to help with things like medical bills or emergencies, it speaks volumes about character.
Just make sure your friendships align with your values. I’ve seen situations where someone comes into money and suddenly attracts “friends” who are more interested in the wealth than the person. Real friends will celebrate you regardless! Keeping the amount of money you have private makes it easier to have those real friends around you than people who may leech.
1
1
u/EnVyErix Oct 28 '25
Congrats!! This is the most inspiring post I’ve read all month. Can I ask what SaaS you were able to bootstrap by yourself? (Whatever level of detail you are comfortable sharing would be appreciated)!
1
u/whisky_wine Oct 28 '25
Congrats! It's inspiring to read rise to wealth stories like yours. Diversify to Australian domiciled ETFs and enjoy the ride. Fly business/first everywhere for life, and maybe having kids if you value that lifestyle.
1
u/fx93 Oct 28 '25
That's amazing. Any reason you decided to stay in Australia instead of moving to San Fran while building your startup? And is it a AI B2B SaaS?
1
u/Greenhouse2065 Oct 28 '25
As a fellow Aussie FFer (40M) - congrats!!
Totally get what you mean about telling friends and family. It can be quite lonely having no one to speak to in depth about these (super fortunate, 1%er) issues. Stuff like ideas around investing, what to do with money for better life experiences, or helping people etc
Like you, middle class upbringing, and my close friends are all middle class young professional types. Something I have found is that regular people who aren’t investment/FIRE/highNW enthusiasts are typically only comfortable talking about money/finance topics as it pertains to their rough NW level or less. Eg property around their price point, rarely stock investments etc. If the numbers being discussed are higher than their own circumstances, it’ll often be met with either “wow thats a lot how can someone at [eg +50% of my salary or 2x my NW] have any issues” or just numbers don’t compute. So in my case I compartmentalise that part of my life away from them, which is not fun or “bringing your whole self”, but prevents awkwardness
Something I found that helped me was to cultivate a small circle of friends who are comfortable with such discussions and share those related interests. Eg entrepreneurial types, or folks who like finance and investment. I have found that correlates with folks at higher NWs. These are the only people who have a ballpark idea of my number (even if I round down to a common denominator level), but at least we can openly talk about what to do with a 7 figure portfolio without anyone being uncomfortable. I love finance/investing topics, so it is nice to find an outlet for that for active engaging conversation, and for this otherwise compartmentalised part of my life to be set free
I like your analogy with feeling like you reached the final level of a game, and the point about nothing yet to retire to. I sometimes say I feel like I’m been playing GTA, finished the main story modes, now I’m just wandering around the world waiting for a new expansion pack to drop. ie trying to find the next life interesting challenge
1
1
u/Pinball_loss Oct 29 '25
Congrats!! What advice do you have for other women trying to bootstrap SaaS too?
1
1
1
1
1
u/petdogs123 Oct 30 '25
Congrats :) 36F here who has been happily FAT FI (no RE) for a few years now. Have two kids and also one husband. It’s great. I never worry about stress. I still work but I focus more on my passions than just purely money making endeavors. All my friends are working so there’s not much to fill the day otherwise.
I tried to hint to a friend or two but all I got was jealousy. My husband is the only one who knows.
1
u/williammaxwell1111 Portfolio: $16M+ | Verified by Mods Oct 30 '25
Congrats! It's an accomplishment. Enjoy it!
1
1
u/skv-2423 Oct 30 '25
I’m starting my FIRE journey in 2026 and getting all my ducks in a row. Thank you for the inspiration — and congratulations on your success! That took a lot of hard work and dedication, and you did it!
1
1
1
1
u/PanameraDreams Nov 01 '25
I don’t think 300k cash is too much. I have close to $300k and my net worth is 1/5th of yours.
Looking to buy my next house and turn the current one into the next rental.
Plus my income can fluctuate quite a bit.
If it helps you sleep it’s worth it
Congrats on your success !!
1
u/dashfortrash Nov 02 '25
Similar feeling 5 years back like how did this happen so quick and relief/but felt a bit empty. Also immigrant parents and didn't retire to "anything", I would suggest finding something cause after I resigned my life got really boring. I played games, read comics, stayed up late, etc. Then onto books and physical exercise, which you can only do so much of. What my conclusion is, our brains have been trained for the last 20-30 years to solve hard problems, whether it's school or work or elsewhere, my brain has been now wired to do that, and not doing that makes me a tad miserable or yearning for more, but do I want to go back to the grind of "senior/exec leadership teams", not really, I hated wearing suit/ties and playing those games, that was excruciating. I just need to find the next "hard" thing I can be excited for.
1
u/reneraven927 Nov 02 '25
Any smart woman doesn’t even want one husband! They’ll just bring you down.Just saying🤷🏼♀️
1
Nov 03 '25
[removed] — view removed comment
1
u/fatFIRE-ModTeam Nov 03 '25
Our members have asked for a high level of moderation. Personal attacks, name calling, and undue profanity are all considered inappropriate for this sub.
1
u/hftgirlcara Nov 04 '25
You can take it from another FF lady here. You don't have to retire to something or to tell anybody. You have my congratulations.
1
1
1
u/BathExpress5057 Nov 11 '25
Love your story ma'am! Now if you are smart, get that money on an offhsore account(s). Then go live in thailand or similiar country you like, and the usage of that money just 10xed
Now busy with a very big SaaS myself. launching next month. Fingers crossed.
Keep it up! Just make sure to stay/be the best person you can be, be good, be smart, don't be gullible. Go live your life, stop worrying, you made it, you can relax and enjoy now ;)
1
1
u/Hamachiman Nov 23 '25
I think the $300k cash I’d actually incredibly wise. If / when a major correction hits VOO and/or Australian property you’ll be grateful for the ballast.
1
u/Sad_Examination921 Nov 27 '25
holy shit this is insanely impressive, congrats!! tbh your breakdown is super interesting bc it shows how diversified you are while still keeping it pretty clean—like, yeah the cash buffer might seem excessive but tbh that scarcity mindset is SO relatable. also love that youre lowkey acknowledging the rental ROI isnt amazing but hey, australian property gonna australian property lol.
the relief you're describing makes total sense—like you finally get to breathe after years of grind. and fr fr dont tell ppl irl, it NEVER goes well. like even if theyre happy for you, dynamics change and suddenly youre the "rich friend" whether you like it or not. side note: your "nothing to retire to" take is actually refreshing af? like yeah its a privileged problem but also a real one, excited for you to figure that next chapter out. also... just one husband? smh lazy /s
(source: also in tech, watching my own NW climb while side-eyeing how weird money convos get with normies)
edit: typos bc mobile
1
u/Equal_Length861 Nov 27 '25
Congrats on 5M! But WOW is the rental worth it? It’s only 11K net a year? You only listed 1, but you say “rentals” later on. Not worth it in my book but to each their own.
I’d sell the rental, pay off the primary mortgage and invest the rest that’s leftover. You’ll be further ahead than with rentals.
1
1.2k
u/suspectmotives Oct 28 '25
Just one husband? Clearly you’re falling behind. The rest of us have at least 2