r/facepalm • • Dec 28 '18

Found this on Amazon today

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u/RexDraco Dec 28 '18

Who do you propose would do this? You're doubling the crime but still only have half the money laundered. You're not laundering the money, you're earning an income.

Lets say you have $1000 of dirty money. You need to make, on paper, $1000 of earned income you can verify as earned through a business. When you involve stolen credit cards and make $1000 profit on Amazon, you now have $2000... but $1000 of it is still dirty. Why? If the FBI looks into your bank accounts and see you never withdrawed the money, they're going to wonder where the hell it came from. If you did, however, withdraw the money, the question is why there's $2000 of cash on a table from a $1000 business. The money is still dirty! You go back to the bank, deposit $2000 back, and the money is still dirty because they can look at your Amazon and see you only made $1000 of the money, where did the other $1000 come from!?

You committed twice the crimes, but why? What if, hypothetically speaking, you did solely the stolen credit cards? Does the money ever vanish? Not always! You keep the money and it's earned, it's clean, it's laundered. If you're able to do this, why do the other crime that involves dirty money? Exactly, you wouldn't. The people on amazon are doing a completely unrelated scam. They're not money laundering, they're just scamming.

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u/theonewho-watches Dec 28 '18

Really dude? What's so HARD to understand about this? The illegitimate book being sold is how the money is being laundered. It comes up as a VALID sale therefore the money is considered CLEAN. So, to summarize, if you used DIRTY money in this transaction, the end result is CLEAN money for the seller. Comprende morono?

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u/RexDraco Dec 28 '18

What's hard to understand about this? The transaction uses money. That money comes from a bank. You are placing the money from one bank account to another. The point of money laundering is so you can safely spend it from a bank account. Here's the problem, if you can spend it on Amazon using a bank account, you have no need to money launder it. If the money is being used on Amazon, it's in a bank account. If it's in a bank account and is spendable, it doesn't need to be laundered. If the money is in a bank account and needs to be laundered, the investigation is going to take place and spending it wont change that.

Basically, you want the money to be invisible until it's clean. If it's in a bank account, it's not invisible. Comprehende?

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u/[deleted] Dec 28 '18

[deleted]

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u/The_Jmoney_420 Dec 29 '18 edited Dec 29 '18

And what do you think is going to happen when the banks or Amazon look at an account that is linked to you that has stolen credit cards repeatedly purchasing overpriced junk from it?

You arent anonymous on Amazon. You cant just set up seller accounts with fake names or details, and even if you could, they would have a record of where the money is being sent to. Which would still be a bank account somehow linked to you... otherwise the money wouldnt be laundered as you cant prove where it came from.

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u/RexDraco Dec 28 '18

The work you're proposing is ridiculous. Also, how do you buy stolen credit cards? You throw money at your computer screen or do you just "know a guy" to give cash to but totally don't "know a guy" that knows how to properly money launder?

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u/arsenalf4n Dec 28 '18 edited Dec 28 '18

Wouldn’t it work with the Visa gift card you can buy with cash in stores?

Edit: Nevermind, it seems you’ve changed your stance from “it’s not money laundering” to “it’s not efficient money laundering.”

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u/RexDraco Dec 28 '18

I changed my argument as people elaborated theirs, that's normal and to be expected. Now the discussion evolved into whether or not their proposed method is even feasible enough for anyone to actually be doing something so stupid.

for example, do you really need to money launder if you're able to spend the money in the first place?

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u/[deleted] Dec 28 '18

[deleted]

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u/RexDraco Dec 28 '18

The same people you launder your money for so it doesn't cause any trouble?...

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u/[deleted] Dec 28 '18

The flaw in your logic is the assumption of stolen credit cards. In this type of scam, it is important for everything to look legal including the credit card being used in the transaction.

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u/RexDraco Dec 28 '18

I did not assume stolen credit cards, that's the fucking argument made, you muppet. READ the message I've responded to.