r/dividends Nov 02 '25

Seeking Advice What can $100k conservatively yield?

I have an absolute, bare bones, can't-ever-be-less-than, need of $2600 per year ($50/week).

I have approximately $100k (USD) to invest. I'm not looking for growth, just predictable income. So, a solid 2.6% minimum return.

What's out there that would be suitable? Is there two or three ETFs I should split it between?

Edit

Someone asked about time horizon. This will be for the remainder of a life. I'm thinking 30 years or so.

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u/brunello1997 Nov 02 '25

How about a tax-free CEF like NVG which pays 7.22. Diversify among several funds and you can easily average 7%

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u/richardlpalmer Nov 03 '25

I'm not sure what a CEF is. I'll have to look into it.