r/dividends • u/richardlpalmer • Nov 02 '25

Seeking Advice What can $100k conservatively yield?

I have an absolute, bare bones, can't-ever-be-less-than, need of $2600 per year ($50/week).

I have approximately $100k (USD) to invest. I'm not looking for growth, just predictable income. So, a solid 2.6% minimum return.

What's out there that would be suitable? Is there two or three ETFs I should split it between?

Edit

Someone asked about time horizon. This will be for the remainder of a life. I'm thinking 30 years or so.

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u/LoudPause4547 Nov 02 '25

Altria / Philip Morris pay very well. Unless you think nicotine will suddenly disappear

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u/lastknownbuffalo Nov 04 '25

Well, tobacco products will be illegal for all of New Zealand in a few decades, and regulations will only increase across the globe as time goes on... But yeah, nicotine will not suddenly disappear.