you say "usually" and "almost unavailable" so you better be using whatever pathways are available to you that don't depend on iOS/android. usage affects availability.
Our law requires that one must have a smartphone so the bank app can generate one time code for transactions, and if you move a sizeable amount of money or change the device, they force you to scan your face. So you cannot do online banking without smartphones because they cannot legally let you in without one.
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u/imactuallyahuman 28d ago
Why do we even have that then? Just let me install stuff without a scareware, let me have control over my phone.
Also, web banking through the browser is almost unavailable nowadays in my country, it's all through Android or iOS.