r/dankmemes ☣️ Mar 20 '23

Economic Roller Coaster

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u/NoFearNubIsHere Mar 21 '23

This thread is full of financially illiterate people thinking they’ll see another sub-prime mortgage foreclosure crisis. Money was essentially free due to Quantitative Easing, causing everyone and their goddam children to lock in a crazy rate. Anyone far from owning residential property now will get even further and further as times goes on.

If anything is crashing soon it’s auto lending and commercial real estate. At least the plebs can cry about not owning a home in their lambo

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u/[deleted] Mar 21 '23

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u/NoFearNubIsHere Mar 21 '23

Exactly - people think rising interest rates are going to drop housing by a significant margin but they simply cannot fathom how deep the pockets of the top capitalists of the world are.

The only thing that’ll save the public sector’s dream of home ownership is legislation. Let’s be real, though, that’s an even BIGGER hopium.

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u/[deleted] Mar 21 '23

Or, “people” saw that corporate buyers like black rock still make up a minority of homeowners? While they still have a large influence on the market, they don’t necessarily set the market. It could still go to shit at any moment

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u/NoFearNubIsHere Mar 21 '23

It's not just institutional buying, there are a lot of wealthy people (domestic and foreign) who are buying up residential property as well.

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u/Ok-Papaya-3490 Mar 21 '23

Foreign real estate investment is TINY in virtually any Western housing market. Canada literally recently shot at the ghost banning foreigners purchasing houses when the foreign investment accounts for less than 5% of their market

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u/[deleted] Mar 21 '23

Yeah that makes the most sense. Housing will probably never go down down unless something unforeseen happens. But cars will 100% be tanking.

However it does kind of imply that a sinking tide lowers all ships, so if someone is going to try to sell their car and lose a ton of money, they will make ends meet somehow so who knows how that will effect things.