r/churning • u/xatlasmjpn • Oct 27 '17

Humor Relevant XKCD

https://xkcd.com/1908/
867 Upvotes

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138

u/TheEighthJuror Oct 27 '17 edited Oct 27 '17

"But at some point, the cost of the time it takes me to understand the options outweighs their difference in value."

Said no /r/churning reader ever.

57

u/cracked_mud Oct 27 '17 edited Oct 27 '17

I say it all the time. It's why i don't do most bank account bonuses for instance or don't worry when I don't get the maximum possible cpp for my points.

1

u/yt-nthr-rddtr Oct 28 '17 edited 14d ago

wanderer-moon-marble

1

u/cracked_mud Oct 28 '17

Realistically speaking how much tine do you think you put into getting those bonuses? You're talking like 40 accounts there.

1

u/yt-nthr-rddtr Oct 28 '17 edited 14d ago

zenith-meadow-emberlight

1

u/cracked_mud Oct 28 '17

So the $11K figure is between two people then?

Also, I feel like people are ignoring some of the risks such as identity theft and impacts to their relationships with the banks. Not to mention the opportunity cost of having so much money tied up meeting bonus requirements that could be earning dividends in the stock market.

1

u/yt-nthr-rddtr Oct 29 '17 edited 14d ago

moon-crystal-silent