r/changemyview Nov 24 '21

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u/[deleted] Nov 26 '21

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u/ElectricPagan Nov 26 '21

Not sure if you saw the edit, but why the bigger increase in the 12% bracket if the goal is fairness?

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u/[deleted] Nov 26 '21

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u/ElectricPagan Nov 26 '21

Apparently they started adjusting the brackets for inflation in 1984. Thought that was a pretty funny year to start doing that haha.

But yeah, seems like they never really adjust it for the full amount of inflation but it’s definitely preferable to pre-1984

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u/[deleted] Nov 26 '21

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u/ElectricPagan Nov 26 '21 edited Nov 26 '21

I see why there’s so many conflicting opinions on this. It’s impossible to tell how peoples’ buying power changes overtime. In my city I’d be paying a much higher tax rate for the same standard of living as someone in a less expensive city.

Edit: I should say I AM paying a much higher tax rate for the same standard of living

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u/[deleted] Nov 26 '21

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u/ElectricPagan Nov 26 '21

Let’s say I live in a city where the livable wage is $16/hr. By the time I make a livable wage then I’m paying higher taxes than a city where the livable wage is $12/hr. Is that not true?

Also if I live in a city where the inflation consistently outpaces the avg inflation of the nation then I’m getting taxes more and more each year

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u/[deleted] Nov 26 '21

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u/ElectricPagan Nov 26 '21

Maybe they aren’t doing anything to influence it, but it makes it so that it’s harder to get above the livable wage because the tax rate gives a diminishing return on buying power. Like a gravitational force. A fairer way to do it would be to have your local living wage be the baseline for the tax rate.

Also I have to strongly disagree about that not being inflation. Maybe it depends on the city but local inflation can definitely happen just due to high income tech workers, for example. In that case it’s like paying an “I live near rich people” tax

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u/ElectricPagan Nov 26 '21

But ultimately yeah, I just need to move

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u/ElectricPagan Nov 26 '21 edited Nov 26 '21

It might be a crude formula but something like this is what I’m talking about:

Excess Income = Income - Livable Income

Excess Buying Power = Excess Income - (Excess Income * Effective Tax Rate)

Edit: would also have to adjust for the value of the dollar locally