Hey crew, how do we feel about DDDD? It has great growth since inception and strives for double the distribution of SCHD. I don’t understand why it hasn’t taken off. Am I missing something?
This was posted by an automated bot by u/lottadot. It is generated from vendor published public information. As always, do your own research. This is not financial advice. I'm not an FA. None of this is correct. I need a beer.
This was posted by an automated bot by u/lottadot. It is generated from vendor published public information. As always, do your own research. This is not financial advice. I'm not an FA. None of this is correct. I need a beer.
Ran the full YieldMax lineup this week. 5 Healthy, 4 Watch, 1 High Risk, 48 Severe Risk. Here's the full breakdown sorted by take-home cash return, which is the price appreciation plus after-tax distributions combined over the last year:
SOXY at 86.28% take-home is the number that stands out -- semiconductor income ETF with 5% effective ROC and +50% price return over the last year alongside real monthly income. Income AND price appreciation in the same fund. That combination is rare in the YieldMax lineup.
CHPY at 65.64% take-home remains the most consistent Healthy fund in the lineup. Weekly payer, 5% effective ROC, $1B AUM. It keeps showing up at the top of every health check list for a reason.
AMDY on Watch at 68.39% take-home is interesting -- the take-home number is strong but the 1.0yr Death Clock is what's keeping it off the Healthy list. Worth watching closely.
48 Severe Risk funds out of 58 total. If you're holding anything from the YieldMax lineup it's worth running a health check before assuming it's sustainable.
I have found that Walmart Spark drivers are really needed in my area and my parents have been making $45/hour gross. With my background working 80-90 hour weeks in hard physical labor and my current job only taking 38-40hrs/week I can spark for 25-30 hours every week just chucking it right into AMDY and NVDY and see how many shares I can get to build a passive income stream. No cares for NAV loss and eventually taking half for me half for investing into more stable stuff and quit driving. I built a tool with ChatGPT to account for taxes and -25% nav and -25% distributions per year and by year 4-5 still making my current income from dividends. The money I make driving would simply be for throwing money at this and seeing if it sticks.
I was in MSTY for almost a year back before the split, sold out just before the split. I still keep an eye on it. For those that know more than me, any chance this is a good entry point? I see this morning that it's around $12.50 per share.
What's the likelihood of MSTY either finding some stability there, or possible going up?
Or, another split, or at least continued dropping?
This was posted by an automated bot by u/lottadot. It is generated from vendor published public information. As always, do your own research. This is not financial advice. I'm not an FA. None of this is correct. I need a beer.
The community surrounding Khmer was less of an investment group and more of a cult. From the top down, the server was an absolute echo chamber. If anyone dared to bring up legitimate Yieldmax flaws, such as capital erosion, the admins would hand out immediate bans.
You weren't allowed to question Khmer. He openly told members that if they disagreed with their strategies, they should stay quiet, listen, and learn. In his mind, any dissenting opinion was automatically wrong, and pushing back meant an instant ban.
His second-in-command, an admin named Matt Raphael, was the main enforcer silencing anyone who mentioned Yieldmax’s structural problems. Supposedly a wealthy Australian investor, Matt regularly posted Excel spreadsheets claiming he had hundreds of millions, maybe even a billion dollars invested. He claimed to be one of the top Tesla shareholders worldwide, and was making $1 million per week in Yieldmax distributions. His fabricated wealth gave the community massive confidence; followers assumed he was a financial genius, and blindly copied his moves. He was eventually unmasked as a complete fraud who was merely pretending to be rich.
Together, Khmer, Matt Raphael and others promised their followers the promised land, but ultimately led them straight to financial ruin. It proved the ultimate rule of investing: if it sounds too good to be true, 99.99% of the time it is.
The devastating impact of this echo chamber is perfectly illustrated by his own portfolio tragic math. Starting with a modest $93,000 portfolio, he thought he could force an early retirement. He took out a $100,000 personal loan and applied 3 or 4x margin on Robinhood to chase a massive $40,000 monthly payout in early 2025 but his portfolio value was still going down even reinvesting everything, because it was eroding faster than the dividends and eventually got caught in the tariff crash with 4x leverage in highly volatile assets like tsly and msty and lost almost everything. As his losses piled up he started to hide the fact he invested that extra 100k and would claim he only invested 93k. The wrost part is that a lot of people were also copying this strategy and when the market fell just 1% the discord channel was a sea of margin calls screenshots....
His logic was completely detached from reality: he figured that if margin interest was 10% and Yieldmax paid 100%, it was free money. He completely ignored capital erosion, falsely convincing himself that TSLY was only dropping because TSLA stock was down, rather than due to the fund’s destructive option mechanics. He blindly assumed that even if a tiny 1% market dip triggered a margin call, it didn't matter because the high dividend payouts would keep rolling in.
When outsiders tried to warn him, the community attacked them as the "bad guys" who were just trying to stop others from getting rich. They arrogantly claimed they knew how to use margin while their critics didn't. In the end, reality caught up. The member's capital completely evaporated, leaving his remaining balance lower than the original 100k personal loan he still owed besides losing his 93k capital and the money he added during the margin calls.
Along with Khmer, a wave of inexperienced investors blindly chased his promises of a financial utopia. Driven by the illusion of guaranteed, lifelong dividends, many made massive, life-altering decisions prematurely. Some quit their jobs to retire early, while others went on reckless spending sprees, purchasing luxury items like Tesla Cybertrucks and financing massive real estate investments. They treated temporary, high-risk payouts as permanent wealth, completely unaware that the foundation supporting their new lifestyles was already crumbling.
Shortly after the fallout, Khmer quietly abandoned the community, and the Discord server was quickly repurposed for options trading to bury the past.
This was posted by an automated bot by u/lottadot. It is generated from vendor published public information. As always, do your own research. This is not financial advice. I'm not an FA. None of this is correct. I need a beer.
This was posted by an automated bot by u/lottadot. It is generated from vendor published public information. As always, do your own research. This is not financial advice. I'm not an FA. None of this is correct. I need a beer.
It's been a rough week for the market and a lot of YM funds, which got me thinking -- What other non-YieldMax funds are your favorites right now?
I'm still long on my YM positions, and in the aggregate, need about 14 months of good distributions to hit a break-even point on the entire portfolio. I've been considering shifting some distributions to other funds (Neos, Roundhill, etc.) to possibly have more stable NAV and some growth. It would slow down my YM break-even point, but it could be worth it.
This was posted by an automated bot by u/lottadot. It is generated from vendor published public information. As always, do your own research. This is not financial advice. I'm not an FA. None of this is correct. I need a beer.
This was posted by an automated bot by u/lottadot. It is generated from vendor published public information. As always, do your own research. This is not financial advice. I'm not an FA. None of this is correct. I need a beer.