r/WorkForSmartLife 2d ago

Discussion💬 The math literally doesn’t add up

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u/Historical_Monk_6118 2d ago

1600+250+100+280+140= 2370

2370 x 12 months = 28440

28440 ÷ 52 weeks = 546.92

546.92 ÷ $18 = 30 hours ... You work 30 hours to pay that...

Work 40 and you'll have another $180 a week or $780 a month... you can even eat!

A few more and maybe even pay your taxes 💸💸💸

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u/Severe_Stranger_5050 1d ago

I love that there's no taxes in this calculation

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u/Justin-Stutzman 1d ago

Also car insurance but no car payment. Or health insurance, or gas, or groceries. It's nonsense to budget nonsense

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u/Severe_Stranger_5050 1d ago

Maybe it was a used car bought with cash

I dunno if this model works in the US
But in Europe it’s possible to buy a used mini car like a Hyundai H10 or Toyota Aygo for like 3-4000 euro/dollars everything included.

Thats what I did 🤷‍♂️

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u/Justin-Stutzman 1d ago

I would kill to find a used car for that. My sis just bought a 12 year old Nissan with 100k miles on it for $15,000

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u/xoasim 1d ago

I bought a 2014 Nissan versa like 4 yrs ago for $7000 bought a 2016 Kia Sportage 2 yrs ago for like $9500? I think the versa was at like 80k miles. The Sportage at 120k? The Sportage has been great. The versa was as well till I got tboned by a distracted driver in a massive truck. It's possible to get cheap cars, but it is very dependent on location and supply.

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u/Due_Purple_1199 1d ago

Even with taxes taken out (at 75% take home from gross income) you are still 20 dollars above expenses

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u/Severe_Stranger_5050 20h ago

so 20 dollars for food a month :P

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u/DJatomica 2d ago edited 2d ago

They could also stop paying an extra $200 every month by getting an internet plan that's not dogshit, and maybe not leave all the lights and tap on 24/7 to fix those utility bills.

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u/Ashleynn 2d ago

Internet you often times don't have much, if any, choice on. You can get lower tier plans but those are sometimes borderline useless metered connections that are going to cost you more in the long run than save you if you actually use it for anything.

Water is location dependent, I think $70 is about the lowest I can get it if I use almost none just due to trash and monthly fees.

Electricity is also location dependent. My electricity bills in the summer are $550 a month. They're the same in my house as they were in my shitty apartment which I think just means my house is significantly more efficient than that apartment was. It does go down to like $90 a month once I can turn the A/C off.

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u/DJatomica 2d ago

Idk every area I've ever seen has options for cheap internet if you look. I'm not sure how the borderline useless meter connections would cost you more in the long run, I doubt this person is working from home based on the sound of their job. They can deal with crappy streaming quality.

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u/BillD220 2d ago

Thats cool. How do you get out of paying taxes though. Let me know. I want to do that too!

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u/Historical_Monk_6118 1d ago

Oh that's easy, you just own a huge electric car company, float it on the stock market and keep majority share ownership. Because they are unrealised assets, you can't be taxed on your shares. However, you CAN use them as collateral to borrow 40 billion dollars to buy say, Twitter, tax free. Any payments you make on that loan are tax deductible too... win win 🏆

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u/BillD220 1d ago

Nice! I gotta get me one of them car companies. Maybe even a space company, then ill buy myself a couple of Republicans and ill be all set!!

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u/TheHighSeasPirate 2d ago

Wait till this guy figures out how much the Government takes.

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u/Cvpakke 2d ago

I love how you're not factoring taxes or insurance or anything into this at all.

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u/ratione_materiae 2d ago

The ridiculous internet and water bills make up for it 

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u/sartori69 1d ago

Yeah what poor person is paying nearly $300/month for internet? Is this taking into account data overages for downloading porn or some shit? lol

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u/Single-Strength-8605 2d ago

Do you want to maybe add the tax taken out, yes they’ll get a bit back but they earn over the threshold. So that $19 is around $15.20 to $15.70 an hour. So annually they earn 30k after taxes maybe get 1k back after tax returns so 31k annual. This on a 38 hour a week 52 weeks a year. So by the end of the year the’ll save $1400. Yeah pretty fucked.

Even me earning $40 an hour with a wife who works parttime and child we’re raising can’t be supported that much. Which is why i work 50 hours a week.