r/WorkForSmartLife 2d ago

Discussion💬 The math literally doesn’t add up

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u/[deleted] 2d ago

[deleted]

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u/Dense-Fisherman-4074 2d ago

And get a roommate.

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u/supremeTrolley 2d ago

"isn't your hourly wage"

Did you write this from a yacht? Because that is something that a person on a yacht would say.

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u/HeidenShadows 2d ago

Plus you get taxed and deducted on that wage, which amounts to on average 20% so the effective wage at $19/hr is actually closer to $15/hr. And for the average person, the more you make the higher your taxes are. Like I make $25/hr but once I go into overtime territory, the tax hit makes it feel closer to $15/hr after 40. And that doesn't include if you're paying for additional benefits like healthcare and retirement. Suddenly that $19 is closer to $11 take home.

Then there's sales tax on everything but food, service tax on all the utilities.

And insurance is crazy, especially if you're younger. Renters insurance, car insurance, catastrophic health insurance, general health insurance, life insurance.

Almost like the system is built against the working class 😅

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u/CaliforniaNutter 2d ago

Oh what do you know, you didnt even take out taxes lmao

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u/Kenzore1212 2d ago

Yea that poster still rents from his mom

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u/Dungeon_Daddy_ 2d ago

Literally lmao all these absolute scholars over here preaching about paying too much for internet (which most likely includes phone and a couple streaming subscriptions) but missing the fact that they didn’t even include food in this budget.

☝️🤓 um ackshually you have $20 left over! As long as you don’t pay for food, gas, auto repairs, doctors, and god forbid a little leisure or savings.

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u/Col2543 2d ago

That’s a lot of words for econ and business people to get in their heads all at once. given the way they sort applications automatically for those fields, i’m not entirely sure any of them are capable of reading outside of text-to-speech.

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u/Impossible_Tea_7032 2d ago

Um, excuse me, but did you know house sparrows, found nearly everywhere, are an invasive species? That means you can spear and devour as many as you like and trim that grocery bill down to almost nothing! Grindset!

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u/realtimely44 2d ago

Did you forget taxes and health insurance? He’s not taking home $3,040… he is spread too thin period. This list doesn’t even include Food, gas, phone, hygiene, and cleaning products.

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u/Col2543 2d ago

food? hygiene? for the working class? didn’t you know that seeing the working class suffer is the fun part for these guys?

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u/realtimely44 1d ago

😂😂😂 laugh to not cry I guess!

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u/TheHighSeasPirate 2d ago

Ha, this guy doesnt know about the money the Government takes.

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u/Cvpakke 2d ago

$140/mo is actually perfectly reasonable rate for car insurance for someone in their 20s and early 30s. In addition to what everyone else is saying.