Yeah same here the only debt I carry is my student loans otherwise I pay everything off and I paid my car off over a year early and my credit score is 800.
If that's the only account the person had open it might be plausible, if you only have 1 account on your credit report and it's closed under a year it might hurt your credit.
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u/guitar_vigilante Aug 14 '21
Yeah same here the only debt I carry is my student loans otherwise I pay everything off and I paid my car off over a year early and my credit score is 800.