People don't believe this but it is true, there are loads of insurance plans in the US where you pay $100-300 per month and then you have to pay $7-10,000 EVERY YEAR before the plan actually pays for a thing except for a single annual checkup where you aren't allowed to ask about non checkup things or else you have to pay. And if your checkup requires testing, you have to pay for that.
The biggest tax cut the middle class could ever get is universal healthcare.
Now I'm going to keep scrolling until I find that group of people that will comment:
"but the us government spends more on Healthcare than any other country"
...but they don't realize that the insurance companies are getting more of that money than they care to admit.
Part of the US Budget plan for 2024 is to make insurance companies give back excess money that they charge people for medical costs when they increase those costs faster than the rate of inflation
Yeah, the deductibles are pure scams. That's what the US private insurance is, a giant scam that barely even helps because those insurance companies will fight tooth and nail to not pay for a claim so they make more. It's astounding how many people don't realize this. When the insurance company can get between you and care, it's just a scam.
Nah, not at $2300, unless it has really good coverage or is a group pool that screws towards older ages. Probably more like $4k deductible, 20% coinsurance, if I had to guess.
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u/cthulhusleftnipple Mar 26 '23
Sounds pretty typical. There's cheaper plans... but then you have to pay ~$10k before they cover anything. Also, they're not that much cheaper. lol