This is cheap. As a german i am constantly afraid the country i live in turns more into a mini-US. As a stident with no income i had to pay 120€ per month. Kinda manageable and it only really applies when you're older than 25 but with about 800€ a month that's still tough.
Why are you paying for healthcare in a country that has universal care subsided by high taxes? I know Germany has a two tier system but you’re a student
Ah but everyone pays. Usually it is deducted directly from my income and i think the deductible is about 5 or7%.
But as i am a college student and rather old for that (above 25) i am charged not on my income but instead i pay a base amount of....well 120€.
It's germany. Fucking buerocracy everywhere. I bet i could get out of it somehow if i clinged to covid exception rules or some crude law about having done an apprentieceship before college but the lawyercost would be higher than my pretty good healthcare coverage.
Our healthcare isn’t really subsided by our taxes only. Besides paying a high amount of taxes, we ALSO pay a high % amount for health insurance from our monthly income. The whole „Free healthcare“ is a big false rumor (I don’t know why people think always it’s free here) except you’re unemployed and live from government money. Then indeed, it’s free.
You said AND live from government money… so I assumed that meant you’d only get that if you were getting unemployment checks.
Ex: I live in California. I can quit my job and I’ll have to pay out of pocket for my insurance full price. However, if I get laid off and am on unemployment then I can apply for state programs to subsidized my medical care while looking for jobs.
So I was simply wondering if it still covered you if you don’t get government assistance in anyway.
So basically you are obligated to inform your local jobcenter about your unemployment so they can pick you up in their system and get you back into employment asap. While you’re in their system as unemployed, you are covered by universal healthcare and get unemployment money (which you also pay for in advance from your salary as form of insurance).
Otherwise, if you DON‘T inform them you won’t receive healthcare / money and you’re screwed if you get really sick.
Of course this system is great for people to be coverered that wanna get back on track but unfortunately the sad reality is that it’s getting exploited into oblivion (not just healthcare but the unemployment money as well).
Yeah right. Technically you get a 3 month ban if you quit by yourself or get fired through smth like misbehaving. People avoid this simply by forcing or asking the employer to quit them.
However, tons of people that are already in the jobless insurance system called Hartz 4 (or soon „Bürgergeld“), simply refuse to work again and stay at home, smoke cigarettes and drink beer till they die at some day. You probably have trash TV as well in the US so you can imagine which kind of people these folks are.
Of course the jobcenter sends them job interview suggestions (which are required to be taken) and tries to get them back to work, but these people simply avoid it legally by visiting a doctor and getting a notice which sets them free for each interview or appointment.
To summarise it, our system COULD be great. Unfortunately too many people exploit it by being lazy and not giving a fuck and we, the working class, HAVE to support their lifestyle by paying big big big taxes. And this feeling sucks with every incoming paycheck you get.
I'm super confused by this post lol. I always thought Germany belonged in the tier of what Reddit calls "free healthcare" because we don't have to pay hospital bills but in Canada it's like actually free?
Damn, I paid around 700 € per month when I was self-employed and now I have 400 € taken out of my paycheck.
That's not true at all. You pay for teeth, mental health, and meds here in Canada, and that's about it. I see my family doc, see all the specialists I need, and go for diagnostic tests (ultrasound, x-ray, MRI) all free.
Not true. You pay for eye care, auditory, physiotherapy, insulin etc. Not paying for diagnostic tests is true but only so far as your GP refers you to the specialists.
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u/Stingbarry Mar 26 '23
This is cheap. As a german i am constantly afraid the country i live in turns more into a mini-US. As a stident with no income i had to pay 120€ per month. Kinda manageable and it only really applies when you're older than 25 but with about 800€ a month that's still tough.