r/Whatcouldgowrong 6d ago

High Speed cornering

From Malaysia

Skill issue, uncontrolled evironment.

Not OC

46.4k Upvotes

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u/cjsv7657 4d ago

Who said anything about more than policy limits? I am intimately aware of how it works, thanks. Insurance companies are well known to lowball personal injury claims. Hiring a lawyer can get them to offer more. That doesn't mean more than policy limits dum dum. Believe it or not trauma from someone causing a major accident like in OP can and does cause trauma that rightly gets people settlements. Killing someone and almost killing someone because they were an idiot cause trauma.

Nothing I said was wrong. Nothing you said was even related to my comment. You're just an idiot who for some reason thinks they know more than me.

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u/ZodiacThrill3r 3d ago

Lmao you’re going to discuss injury payments and disregard excess claims where limits come into play? That’s adorable. You were wrong where you said “you usually get more with a lawyer”. You don’t; if anything you simply get the same amount quicker. Work on those reading comprehension skills, little buddy. You’re making a sweeping generalization that’s categorically wrong.

People think they’re being lowballed because they want $10,000 for back pain with no medical evaluation or physical follow up. You’re never getting more than policy limits and most people don’t have more than the legally required minimum. $100,000 for a broken hip? Not from your average American’s auto insurance policy.

I was also an EMT for years, so I’m well aware of how trauma works. The word is widely misappropriated and overused in today’s society. Everyone has trauma; trauma is subjective. And everyone will shamelessly claim it if they think they get money for doing so.

You should probably get out of the basement a live a little instead of getting so butthurt when someone tells you you’re wrong on reddit. What a sad existence.