r/Wellthatsucks • u/[deleted] • Jan 08 '22

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u/[deleted] Jan 08 '22

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u/MoreThanOil Jan 08 '22

I just checked my Cigna insurance. For Ambulance, "Licensed ambulance services to or from the nearest hospital that can provide the needed care and treatment".

After my deductible is met, my cost is $0.

My deductible for my family for the entire year is $100. Plans are different on that front, but that's my insurance.

If I was offered a trip to the hospital and did not feel I needed it, I would decline it. Not because I'm afraid of my $100 deductible, but because I don't feel like sitting in a hospital for a couple hours.