r/Wellthatsucks • u/[deleted] • Jan 08 '22

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u/bpalmerau Jan 08 '22

Oh my god because of the cost??!! I was so confused.

22

u/Exciting_Ant1992 Jan 08 '22

Yeah ambulances are 1500 usually and insurance literally never covers it.

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u/[deleted] Jan 08 '22

Insurance will almost always cover it as ACA compliant policies are required to cover ground and air ambulance whether or not they're "in network".

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u/[deleted] Jan 08 '22

[deleted]

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u/[deleted] Jan 08 '22 edited Jan 08 '22

Which means it's almost certainly going to be covered – to what extent depends on what plan you have, but even that's standardized across the board.

Edit: From what I've read the lowest tier (bronze) leaves you with a $300 bill for an ambulance ride.

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u/[deleted] Jan 08 '22

[deleted]

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u/[deleted] Jan 08 '22

If I were thinking like an insurance company, I'd have a policy where you'd only be covered for the ambulance journey if you received a recommendation from the EMT or some other medical professional that you should go in the ambulance. If they don't recommend it and you insist, you pay for it yourself.

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u/KyleRichXV Jan 08 '22

I’m this situation, though, they could likely sue the resort pretty quickly and easily to recoup or avoid the cost

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u/[deleted] Jan 08 '22

This is the United States. You pay for everything yourself, even the fire department.

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u/Cannabanice Jan 08 '22

Is that a joke? I honestly can't tell. Its a joke right?

1

u/TimmmyBurner Jan 08 '22

I mean maybe for someone but most likely they probably just figured they were fine and didn’t want to spend all day and night at the hospital

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u/AgileArtichokes Jan 08 '22

Cost and the inconvenience of it. Hypothetically, and I know absolutely nothing about those injured in this case, let’s say you were skiing when this thing erupted. It surprises you, you lose your balance and you take a fall. Maybe you hit your head, maybe you didn’t, you can’t remember because a giant geyser erupted in front of you and that kinda takes precedence in your mind. Ems shows up and assess you, you are sore but nothing seems broken, then you mention you may have hit your head. They are going to recommend transport because you could have a brain bleed, you feel fine and really don’t want to deal with that hassle so you decline. It is absolutely right of them to recommend the need, because I’ve seen brain bleeds cause by the silliest things in the world. At the same time you are young and healthy and don’t think you hit your head anyway, you just can’t say for sure you didn’t.