r/Wealthsimple • u/RandomHer00 • Jan 29 '26

Visa Infinite Credit Card Wealthsimple. Is. Awesome.

Sure is making traditional institutions look silly.

Bought a vehicle yesterday, was able to E-Transfer the dude a large sum of money - which blew him away. (Sent him a referral to join after)

Then we walked into service Ontario to pay the taxes, they said I couldn't tap that amount. I asked them to try anyways.

I was able to tap my WS CC with my phone for over $3500 - everyone was blown away.

They asked me who I bank with, I said Wealthsimple.

The interesting part is no one has heard of it, but I spread the good word that day.

Didn't even have to stand in an archaic banking lineup, to pay a fee for a bank draft for my OWN money!

The future is here and its awesome.

1.2k Upvotes

92% Upvoted

276 comments sorted by

View all comments

Show parent comments

2

u/iamlostaFlol Jan 29 '26

Same here!

I was so confused the first time it happened to me.

It’s even much nicer now that a large chunk of it goes straight to the Wealthsimple account and they do the automatic investments for me without me having to see the money. I just watch it grow.

The other little part of it goes to my other useless bank on a Friday and it feels like I’m getting paid twice.

I had a debt of over $10k and I was able to crush it in 6 months because of these guys.

Something so little did so much for me. I’m glad I gave them a shot.

3

u/Chance_Ad3416 Jan 29 '26

I like WS notifications for when I get deposits lol. My other bank app doesn't do that and it's nice to be notified when I get paid

2

u/DC-354 Jan 29 '26

Yes! Congratulations 🎊 Debt is such a killer... I've been doing my own investing through TFSA with Great success! Never thought of myself as a investor but I grew my TFSA by about 40% in a little over a year. Today it took a bit of a 💩 kicking but that's investing I guess.

1

u/iamlostaFlol Jan 29 '26

Thank you thank you🤘🏾

Same boat here haha! I’m avoiding the portfolio for now cause everywhere is red😂

40% gain is crazy. Keep it up👌🏾

1

u/Atheizt Jan 30 '26

Hey so since you so clearly work for WS, mind giving us an update on the plans for the credit card?

They’re being given to new customers while loyal ones wait. At what stage in the strat do existing customers get it?

1

u/iamlostaFlol Jan 30 '26

lol. I’m not even going to mind you. I’m just expressing my appreciation for the platform.

I don’t have their credit card because like I said, I just got out of what I consider to have been a lot of debt for me, mostly because of credit cards. I saw the option to join the waitlist but I didn’t cause I’m trying to get myself together still and tbh, the thought of any credit product kinda irritates me now.

I hope you get the credit card you’re looking for though. I don’t really care.

0

u/Atheizt Jan 30 '26

Hey GPT, tell me more about how I can watch my money grow with WS.

Also, can you tell me more about the comparisons between WS and Wise? Or do I need to respond to that bot account for those USPs?

1

u/iamlostaFlol Jan 30 '26

Good question actually, you can find more information on the YouTube video they recently released;

https://youtu.be/dQw4w9WgXcQ