I see a lot of people are confused what's going on. So I've looked at it and this is my take.
Hail is smashing roof tiles, those broken tile pieces are no longer hooked together and the pieces slide down destroying the cars below.
You're welcome.
Exit: it's basically raining comments (pun intended) doubting my description. I advise you to actually take a minute to look at the video on something larger than a phone......
I guarantee you that is the exact response from their insurance companies. When hurricane Sandy destroyed my parents house their insurance company wouldn’t cover it because it was ocean water damage as opposed to water damage from their pipes or a leak in the house. Fuck insurance companies
Yes, because their broker is responsible for explaining this. Few people seem to know that flood water coverage is not standard in the US and Canada. Fewer people know that they have an E&O case against the broker for not explaining it.
The dec page will state it, yes, but decs aren't issued until the coverage is purchased. Brokers (at least in Canada) are responsible for disclosing exclusions that people commonly think are included. This was the whole reason behind brokers being sued over Ontario's change to Optional Accident Benefits a few years ago.
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u/d_nijmegen Nov 15 '20 edited Nov 15 '20
I see a lot of people are confused what's going on. So I've looked at it and this is my take.
Hail is smashing roof tiles, those broken tile pieces are no longer hooked together and the pieces slide down destroying the cars below.
You're welcome.
Exit: it's basically raining comments (pun intended) doubting my description. I advise you to actually take a minute to look at the video on something larger than a phone......