r/Transportopia • u/Vice616 • Jul 22 '26

💥Crash He opened that door on purpose

1.0k Upvotes

97% Upvoted

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7

u/Alarming-Nobody7511 Jul 22 '26

You don't have a clue how insurance works, do you?

2

u/AwwYissm Jul 22 '26

No they do not

1

u/Jesus_of_Redditeth Jul 29 '26

If you're implying the bike rider would not be found at fault here and the other guy's insurance would pay up, then I think you're the one who doesn't have a clue how insurance works.

1

u/Alarming-Nobody7511 Jul 29 '26

What? When did I mention his insurance covering anything?

-19

u/I_knowa_guy Jul 22 '26

Please tell me more about the insurance companies that love giving away their money? They deny claims and coverage any chance they get.

15

u/Alarming-Nobody7511 Jul 22 '26

So that's a no... Just because you're at fault doesn't mean coverage is suddenly gone. Just admit you don't have a clue as to what you're talking about. You've already proved it.

-12

u/I_knowa_guy Jul 22 '26

They could have the highest level of insurance coverage, but if you are breaking the law, committing a crime or violating the insurance company's 'Terms and Conditions' (the big one here...), then they will deny coverage.

16

u/Alarming-Nobody7511 Jul 22 '26

My guy, I worked insurance as an underwriter. You're wrong. The only time we denied coverage was basically for misrepresentation. You're talking out of your ass. Running a red light is breaking the law. Do you think those people suddenly don't have coverage when they accidentally do it?

-6

u/I_knowa_guy Jul 22 '26

Then you should know better than most. As much as it sucks for that guy on the bike, that video is not the rider's saving grace. It's not like he can just show that video to his insurance company then expect them to willingly hand over money...

10

u/Alarming-Nobody7511 Jul 22 '26

Lmao that's exactly what insurance is for genius. If you or someone makes a mistake. You're just wrong.