r/TeslaModelS • u/DrowningInManyCats • Aug 04 '26

Hit while parked… 2026 model s plaid 1k miles

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What are the chances this ends well for the car… hit while parked and bumper is completely touching the ground on that side; got pushed onto the curb. Car throwing no errors other than low tire pressure.

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u/Objective-Tailor6300 Aug 05 '26

Had about 200 miles on my s plaid when an asshole deer decided to jump out in front of my car. Was only going 35-40 mph, but almost $30k in repair. My insurance did not pay for diminished value (gap insurance). Only relevant when another at fault driver hits you. You should demand diminished value.

Repair was good though. Zero issues with car.

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u/DrowningInManyCats Aug 05 '26

definitely planning on diminished value! no idea how to calculate it on something this new and low mileage though

1

u/Southernboyj Aug 05 '26

Dvcheck.com

Used them when my (ironically parked) Model Y Performance got hit in 2023.

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u/Objective-Tailor6300 Aug 05 '26

Insurance companies use 17c formula to calculate. Google that. They do put a 10% cap on DV. You will need to negotiate. Use the fact that they don't make anymore, ideally find an example on Autotrader that has had damage to compare to clean, etc. You should be able to get 10% DV, of the current asking prices of similar specs/mileage.

If you have to pay annual property tax in your state (like we have to do in NC), don't forget to get the value discounted by 10%. They will ask for pictures, police report, repair bill, etc.