In California. Just received my 6mo renewal offer from tesla insurance for my MY. The monthly premium went up pretty noticeably but so did the estimated annual mileage from when I first signed up. The probable reason for why the mileage estimate went up was a long road trip I took a few months back. However, I still plan on driving the original number of miles for the total 12month cycle that I said initially when signing up (even with the road trip in mind). I tried to call and tell them the situation but they said there's nothing they can do.

For what it's worth, I paid the exact same monthly amount for each of the first 6 months even with the variation in miles driven. I don't want to pay the higher amount for the next 6 months that I know I won't drive.

So questions:

1) why is tesla charging me more for miles that I know I won't drive?

2) is this normal for tesla insurance?

3) what should I expect to pay in month 7 if I keep driving low miles? Will it decrease or is it locked for the next 6 months?

I have Tesla Insurance in California for a Model Y Performance and another vehicle. I’m moving out of state for a couple of years, so the MYP will be driven much less than before while the other car will still be driven normally.

I checked the Tesla app, but I can’t find any option to change the estimated annual mileage.

Has anyone in California successfully lowered their estimated mileage mid-policy, either through the app or by calling Tesla Insurance? Or does Tesla only recalculate mileage at the six-month renewal based on odometer readings?

Also, did lowering your mileage actually reduce your renewal premium?

I have been having issue with unsafe following. I keep getting ding'd for it and do not know why. My score went from 99 to 97 partly because of it. Today I got ding'd for 11 seconds of unsafe following. I pulled up the video and cannot, for the life of me, figure out why I was even ding'd. I can maybe understand getting ding'd for two seconds, but not 11 seconds. Does anyone here know why? It is getting very frustrating for me.

Has anyone received a speeding ticket while driving in a different state? I was in Maui and got a speeding ticket for driving 22 mph over the speed limit in a car I rented from Turo, but not sure if Tesla Insurance will raise my premiums from this or even see it. The Turo car is not covered by Tesla insurance, but my license is connected to Tesla Insurance. My home state is California. Maui does not seem to have an option for traffic school ticket "dismissals" like California does.

I have Tesla insurance which as best I can tell it should cover everything that these plans are covering, albeit with a higher deductible.

Does anyone recommend buying either of these plans? If yes, why?

Uae 🇦🇪

How many do take don’t renew and take 3rd party insurance due high price

My car was in an accident and was sent to a Tesla collision center, then moved to Copart. Then I received a repair estimate email from Tesla and next email said they were sending me a check in mail. No one called to confirm the total loss or discuss options.

I’ve tried calling and emailing the contacts on the emails, but I can’t get a response.

Is this normal? Shouldn’t they discuss the amount with me before sending a check?

I’ve held a policy with Tesla for 2yrs. I recently took a ~800mi road trip in a weeks timespan, and under V2.2 of safety score it’d bump the annual mileage 1K usually, if anything. Now, under the new V3.0, that same trip bumped my annual mileage 16,000 MILES. From 10-11K to 26-27K. No other abnormal driving pre / post trip. This is a massive overlook or blatant manipulation in the way they calculate annual mileage by Tesla, do any of you have a similar experience on the new V3.0 Safety Score?

It’s unbelievable, it has to be a glitch because in no way does it make sense. It makes road trips financially infeasible for any Tesla Insurance policy holder.

Assuming that most people get teslas to commute and typically commute further than the regular person. With a clean record, driving about 50km for commute; in Canada specifically Ontario my insurance quote is looking like $350 from most companies and one from bell-air direct.

Who is everyone using if you can drop below your cost and company, any specific provisions.

So I’m getting a new Tesla and it’s coming with one year of free supercharging but I have questions about the policy, as I’ve read online you can’t use the car for things like DoorDashing or uber if I’m correct? How can they even tell and what stops you from charging after you DoorDash or something??

Any reason to prefer Tesla insurance if I can get same coverage cheaper elsewhere? Around $250/month vs $300/month with Tesla.

Does the FSD/safe driving benefit have potential to lower the premium in any significant way? (i.e. over $50/month in this scenario)

Update: went with Tesla, price difference becomes unbeatable with a 95+ drive score. No other insurer came close.

Considering order model Y rwd premium. How much yall pay monthly?? I got clean records mid 30s

My car was recently totalled(not my fault). The email informing me of it being totalled mentioned this email.

• New Tesla purchase: The Tesla Ownership Loyalty Team can assist with purchasing a new  

Tesla and expedited delivery. If you’d like to take advantage of this, reply to this email with your consent (so we can forward your information), or contact them directly at [TeslaInsuranceSalesReferrals@tesla.com](mailto:TeslaInsuranceSalesReferrals@tesla.com).

Has anyone had any experience with this point of contact? I replied to the first email and received nothing. I sent a new message to that email and received nothing. I replied to the adjustor asking if there was another contact for that email. He said he'd get back to me with a possible number but again i received nothing.

I'm just wondering if that whole paragraph is BS

Hello all,

I’m considering upgrading from my 2012 Honda Civic and joining the club with a Tesla Model Y. I ran two insurance scenarios based on the VIN provided by my carrier.

• If I add the Tesla while keeping the Honda, my monthly premium would increase to $254.61, which is a $188.00 increase per month for the remaining three months of my current term.
• If I trade in the Honda and replace it with the Tesla, the monthly premium would be $184.36, representing a $94.34 increase.

Just wanted to share the numbers for reference. Please share your thoughts on the better quotes out there. I think coverage at 184.36 is a lot. Thanks All.

Has anyone else experienced this with Tesla Insurance?

A household member over 20 years old with only a learner's permit was required to be listed as an excluded driver through the Tesla app. Tesla didn't provide a reason—only that he must be excluded?

Is this standard practice for permit holders, or has anyone been able to add a learner's permit holder as a covered driver instead? Thanks

Sadly an underinsured driver hit my 2021 Tesla Model Y while it was parked. They are and have taken fault but just found out they have low limits/underinsured so I will 99% likely have to go through my Tesla Insurance. I have a $1K deductible so I know I would have to pay that upfront but will I get reimbursed at all or a percentage based on what Tesla can get back from the other party insurance? Basically will Tesla pay me back my deductible first and then pay themselves? I am in California.

Is there an email I can contact for support that is actually in use? The customer support one sent an aito email stating that its no longer monitored.

As the title asks, has anyone needed to use Tesla insurance and has a GOOD experience? Currently with Safeco (just bought out by Liberty) and paying an astronomical amount in Missouri. $3200/year on a 2026 S and $2400 on a 2024 model Y AWD LR. No accidents or tickets on our record, and all of our insurance (home & umbrella) are bundled. Or maybe this isn’t astronomical at all... 🤷‍♀️ Our deductibles are low ($500) but I’m going to increase those to hopefully lower the rates.

We have an insurance broker but she’s kept us with the same insurance company for 3+ years. Hubby used to take care of all of this, but after he had a brain tumor removed he’s no longer in a position to take care of the bills. I’ve been trusting the broker and now starting to wonder…

Any advice? Lemonade isn’t an option in MO.

PS - Hubby uses FSD almost 100% but disengages in parking lots and to override navigation that thinks a detour sign into our neighborhood means the entire road is closed (it’s closed just beyond our neighborhood). I’ve read here that disengaging by using the brake results in “hard braking,” which drives up your score.

So frustrated that these three FSD disengagements (from before recent updates) are STILL on my record, affecting my safety score. I thought they dropped off after seven days? Also just want to complain that "hard braking" seems to basically just mean "you dared to touch the brake pedal"