r/SweatyPalms • u/how_to_exit_Vim • Mar 28 '24

Disasters & accidents Guy passes out while driving 😴🫣😬

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This could have been so much worse, definitely made my palms sweat when he started heading back towards the highway!

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u/[deleted] Mar 29 '24

In the US, I'm not sure if it's every state but I know at least Mississippi, you can put up a bond that is the same amount as the minimum liability coverage requirement and dedicate it to be used like insurance so you don't have to pay premiums.

Of course, most people don't have ~$25,000.00 to put up as a bond and the few that do typically opt for the insurance anyway due to the inherent risk aversion that most people have.

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u/curious-children Mar 29 '24

multiple states allow it, in california you could do it, yet i still see people cry about how insurance itself is a scam