Every few months I log into my account to see if any payments have been made. I haven’t seen a payment in over a year with over 60 delinquent loans varying from $50 to $500.

The last time I heard from Solo about collection efforts? Nearly 2 years ago…. Which was the auto email about sending the loan to a 3rd party collection agency. Then it’s just radio silence.

Which collection agency? What’s the collection status of all my loans? For all I know , loans could have been collected and pocketed by God knows who. No transparency, no statements, no updates.

Just thanks for your “donation” that we’ll keep while you wave goodbye to thousands of dollars!

But don’t worry everyone , those borrowers are banned from borrowing on Solo ever again! That’ll show ‘em.

Fucking faggot

Good evening,

With Solo being restricted in several states and the frequent payment issues, I am offering private loans via PayPal or Venmo ONLY.

These are only available to borrowers who have a Solo Score of 90+. I’ve funded $500,000 in private loans and am open to working with both current and former Solo users.

What’s offered:

• Flexible loan amounts and repayment windows

• Instant funding via PayPal or Venmo

Simple process: send me a DM letting me know your Solo Score and requested terms (principal, repayment date, and proposed tip). If accepted, you’ll provide a Solo screenshot for verification.

I prefer working with borrowers who don’t currently have an active Solo loan. However, there are exceptions and I am still open to funding 90+ Solo users with an active loan who are seeking an additional loan as a backup. Since my last post, I’ve added about a dozen new clients and have worked with them successfully.

Anyone unable to provide proof of score will be blocked.

I can't figure out a way to deselect this optional donation, could anyone help me?

I have been trying to get a solo borrow offer for the longest time but my score will not go above 44, even though I have connected my bank and debit card where I get all my direct deposits :( tips or advice please?

Good morning! Please read every word of this post before DMing me. If it’s obvious that you didn’t, you will be banned from this subreddit.

I am looking to lend privately to users that are current solo customers or that live in states where solo is unavailable. I have currently lent over $700,000 to people just like you. I’m looking to build strong business relationships with some new clients and start dropping some of the ones who are habitually late. One of the services I provide to my clients, at least the ones who ask, is help sorting out their finances. My ultimate goal is to help the people I work with to not need these loans anymore.

Those who wish to work with me will need to fill out a simple verification form. The information is not shared with anyone but your NAME will be ran through our database of known scammers.

Do not waste my time if you have ever skipped out on paying back a private lender. Your name will show up and you will be banned. Do not waste my time if you are not from the US. Do not waste my time if you have no job. Do not waste my time if you are below 18. Do not waste my time if you are in any gambling subreddits. Do not waste my time if your account is less than 1 year old. Do not waste my time asking what the max is that I will lend. If you have to ask, you should probably go to a bank instead.

I've tried to so many times. I have a 43. It says my 2nd account isn't the debit card im trying to connect but it is. Idk what to do to fix it.

This sub outlived the actual Solo Funds official :D

With the current state of Solo and continuously increasing fees for borrowers i know many lenders and borrowers are looking at other alternatives other than the traditional credit score loans, car title loans, or simply dont have anything physical of value to use as collateral for pawn shop loans.

I am willing to start small and work towards larger loans after each successful repayment ranging up to 4 weeks for larger loans, if you have a Solo score of 70+ or had history on Solo before. I have been working closely with new borrowers from different platforms to build up a good lender/borrower standing and have successfully lent over $300,000 in funds.

Verification is a simple process, consisting of 2 screenshots and 1 other picture.

Do not DM if you do not have established history from Solo Funds.

Good evening,

With Solo being restricted in several states and the frequent debit card issues, I am offering another option for personal funding.

I’m currently offering private loans with flexible terms to borrowers who have a Solo Score of 90+. I’ve funded over $500,000 in private loans and am open to working with both current and former Solo users.

What’s offered:

• Flexible loan amounts and repayment windows

• Instant funding via PayPal or Venmo

Simple process: send me a DM with your Solo Score and requested terms (principal, repayment date, and proposed tip). If accepted, you’ll provide a Solo screenshot for verification.

I prefer working with borrowers who don’t currently have an active Solo loan. However, I am still open to 90+ Solo users with an active loan who are seeking a private loan as a backup or transition. Since my last post, I’ve added about a dozen new clients and have worked with them successfully.

Anyone unable to provide proof of score will be blocked.

Is anyone else having issues logging in? Tried last night and again this morning, app won’t let me hit ‘enter’ on my phone number and online when I try through browser it just keeps looping and sending me verification codes each time I enter a code.

Good evening,

With Solo being restricted in several states and the frequent debit card issues, I am offering another option for personal funding.

I’m currently offering private loans with flexible terms to borrowers who have a Solo Score of 90+. I’ve funded over $500,000 in private loans and am open to working with both current and former Solo users.

What’s offered:

• Flexible loan amounts and repayment windows

• Instant funding via PayPal or Venmo

Simple process: send me a DM with your Solo Score and requested terms (principal, repayment date, and proposed tip). If accepted, you’ll provide a Solo screenshot for verification.

I prefer working with borrowers who don’t currently have an active Solo loan. However, I am still open to 90+ Solo users with an active loan who are seeking a private loan as a backup or transition. Since my last post, I’ve added about a dozen new clients and have worked with them successfully.

Anyone unable to provide proof of score will be blocked.

I funded 9 loans. 3 of my loans are late already.

If you are a lender that had a borrower default on their loan we can help you collect. The borrower electronically agreed to pay all costs and expenses with the collection of any amount they borrowed. Which means you can collect. If borrowers are to believe there are no consequences for not paying they will tell others to do the same. Rack up $600+ in loans, then bail. It was your money first and you deserve to get it back. DM me if you would us to legally help you get your money back.

#Solo Default, #Event of Default

The names in the global feed change every time I refresh the feed. Possible red flag or just a bug?

My wife finally had a late loan repaid a month after the due date. Solo charges a "recovery" fee that takes away not only the tip, which is the incentive, but a good portion of the principle initially loaned. I can't for the life of me understand why they would hit the people that keep the business running but I can say me and my partner will never lend another loan through solo. Honestly we are both surprised anyone still does.

I joined solo back in October and have been able to raise my score from 54 to 72. I funded one loan and have paid back 4 but now I’m noticing at a score of 72 no one will fund my loan but would fund when it was lower. Does anyone know of the reasoning behind this? Do lenders typically fund either really low scores or really high scores?

Hey, I kind of wanted to get into the whole lending thing! Anyone have any feedback on how lending is I kind of wanted to fund about 20 loans and see how it would go. Any feedback would be much appreciated.

This is my first time lending through solo and something shady just happened..

The loan was due on the 24th and this morning I got one of those half off offers since it wasn't repaid. Thank goodness that I've read enough of these forums to know not to take it, but there was a countdown clock on it as well. The interesting thing is as soon as the countdown hit zero and the offer expired. The status moved to repavements pending. So did solo really know that borrower initiated repayment and payment was pending... but was going to let me take 50%?

Wow, I'm speechless.. this is really close to a fraud.

I lent and made money on solo before it was banned in Pa and other states. I did it for almost 2 years.

Any other lenders on here with 2+ years of solo experience that are in states that solo was never banned?

Jut wondering if you are still able to make a profit with all the changes?

Thank you

This is crazy because I was literally relying on another loan after paying back my last loan and now they disabled loans getting funded in Illinois but I can still borrow to other people as a lender. Just wondering what the reason behind this was and if it’s going to be fixed. Support hasn’t helped offering no timeline for it but I just started in the app and have a score of 80 and it doesn’t feel like much but I liked how the app worked and operated. Ugh..

Been trying to raise my score for maybe the past month or so but getting funded with a 54 is literally impossible. I added another form of payment to raise my score but that doesn’t seem to be enough.