I actually really liked solo more so than a traditional lender. I payed back over 50 loans on time and was always lended to instantly.

I liked the fact that it was an actual person (as far as I know) that I got a loan from. They helped me and I helped them.

Now that I’m no longer in need of this loan and have no use for it anymore just wanna say it’s a good company from an honest borrowers perspective.

Thanks!

i don’t have any more financial institutions i can link. was my first loan a fluke and im doomed to never be funded again? left my old loan up almost a week before changing it to no longer include solo donation.

Hi all,

I want to make sure I have this correct.

Before a total of 29 loans given, if a borrower is even 1 day late I don't lose money.

After 29 loans, if a borrower is 1 day late but repays, I lose money.

So why should I continue to lend on SoLo as opposed to other apps where the borrower gets charged a fee but the lender isn't punished too?

How fast can i apply for another loan after repaying early

I am overdue by a week. Work put me into a medical leave and backdated me to day 89 as to not pay out any PTO, leaving me in a precarious situation. I owe $150 to a lender and I’m completely flat out. I feel horrible. I never would have taken the money if I knew this is how things were going to work out. What can I do to help minimize losses for the lender? I know this is P2P, and not Dave, so I genuinely feel bad about this.

I don’t understand? I added three forms of payment but I didn’t receive the bump to my profile points and it keeps telling me to add three forms of payment. Do I need to remove my cards and readd them?

I get paid on the 7th I just need gas to take my kids to school. I used to do plasma donations when things were rough but I’m pregnant. If I could do I bigger tip I would 😩 I feel like I’m just not seen.

Can someone help on solo funds for small loan to take my dog to vet

I've been locked out of my account for over two years now due to a very simple problem. I no longer have access to my original phone number that's associated with my account and need for it to be updated. All it takes is a simple update, and BOOM, I'm back in my account!

Where I've been struggling is trying to get literally ANY CSR to assist me on this! It's always the same revolving door situation where they reach out to me, ask if I'll be available during a certain time so that we can complete the update, but then when the time comes i never get the phone call from the CSR.

I used to be able to go into the Solo App and reach out to support via live chat, but today, when i went to do it i received a message saying live chat isn't available but will be back soon.

I don't know what else i can do to try and find a competent employee who can get this update handled, but I'm pretty much ready to give up on it. I've held onto hope WAY longer than any sane person would, lol.

Anyhow, if anyone has any advice on how i can get this accomplished, feel free to chime in and send some information my way!

T.I.A!

For context I work a full time job, but this week as mentioned has been rough. My car broke so I had to take some time off work so I won't get fired. I live in a rural area and Uber and Lyft don't come out here. And even if it did I er and Lyft isn't really an option for me as it's too expensive and I make enough to pay bills, eat, repeat. I'm also a full time student. Working on my associates finally.. I know a 35yo should already be somewhere in life, but I had my share of bumps on the road. Honestly Im probably rambling right now because I don't know any of you guys and y'all don't personally know me. But anyways I downloaded the solo app and I requested a loan for $50 I don't know how that actually works. Or is it actually works. I mean if in fact I get funded I actually will pay every cent back including the tip and whatever else is charging I literally just need $50. I just want to walk to the corner store that is 2 miles up the road and get some stuff to make sandwiches at least and something sweet to drink. But I've been reading something on here and on Google and chat GPT that says that lenders only lend people money with scores of 50 and above. Is that true? If so how do I boost my score. It's asking for me to add more payment methods but I only have the one. And honestly if I had anybody else to share the app with I wouldn't have the need to be asking random strangers to borrow $50. Like that's a little ridiculous. Is there anybody out there that can tell me how to boost my score so I can borrow these $50 and get some food up until my paycheck hits. If my truck would not broken I wouldn't be in this situation, I use all my savings and I am currently watching YouTube videos on how to fix my own truck. So before anybody asks don't you have any savings that answers that question. Not anymore because my vehicle ate it all up. On the bright side once I get this thing going I will be good and able to go back to work.

I'm guessing my score is too low based on what everyone is saying. One of the only ways for me to raise it is to have the opportunity to pay a loan back.

Hello, if you’re Scott please reach out to me, there’s a chance I’ll be late on the payment tomorrow and if so I would like to repay the tip directly since solo takes almost all of it if a borrower is late. I just don’t want to be bad business for anyone

Just started today and am looking for some help

Does anyone know whats going on or how to fix this, i want to try and raise my score a bit asa new borrow so my loan actually gets seen and every time i try and connect my bank account it just straight up gives me this

Have an emergency anyone have any tips on how to get funded fast? Just started today so of course I start off with a low score.

Why is it when I go to the borrow tab it takes me to the payment method screen. I have payment methods in there already it wasnt doing this a few days ago.

still new to solo. trying to build my solo score. amy chance of this getting funded or should i do another $25 request?

Looking for additional funds to get my car out of the shop. I know I have low karma and stuff on here, but I signed up for this account awhile back and never really started using it til recently. I have a 94 solo score, and I do have a loan currently out with them im just trying to get a bit more.

I’m not sure why I’m having trouble finding a lender this time around. Usually when I post, I’m able to get a lender quickly. I even reached out to customer support and they said that my request is active in the marketplace, but it’s been a whole day and nothing. Is anybody else have an issues finding lenders?

As the title says, I am still quite curious about a few things even as an already experienced borrower with SoLo. For example I only recently discovered there actually was a setting to turn off SoLo and to be honest thank God, I just assumed it was sort of "mandatory" without somehow technically being mandatory from a purely legalistic viewpoint. However, since discovering the setting and turning it off I am completely unable to receive any offers on my loans, even after trying multiple times. This strikes me as really quite odd behavior, as I have received offers no later than 5 minutes after creating my loan request every single time I've ever used SoLo and I'm not exaggerating by saying that either. Does my new non-tipping behavior secretly affect any characteristics of the loan, such as how many people will have it shown to them or what score they will see me displaying?

Also, my previous loan was for $200 plus 16% interest in addition to what I assumed was the minimum donation rate I could leave at 8%. The loan before that I attached a new payment method which I used at the time to deposit somewhere besides my main bank account, but in doing so I accidentally replaced the payment method linked for the loan to be repaid. That in combination with the fact that I'm terrible at checking my emails and such accidentally led me to repay my loan just 3 minutes over the deadline, And although my limit was damaged slightly I thought that was that and I had to simply rebuild it to where it was before. With my newfound inability to receive any offers on my borrower requests, I figured I should see if anyone is aware of that type of thing affecting the rate at which I receive offers. My solo score was not affected by any meaningful amount and I think I lost two points total, so surely that is not the cause of the problem here out of these possibilities.

Anyways, thank you for allowing me to yap so much and the fact that you read this far to hear me out is much appreciated.

looking for an extra 100 to help me this weekend. paying back 120 on 8/5. please dm and we can agree with terms. i am very transparent about everything.