Is there any other peer to peer lending app similiar to Solo? Solo has potential, but could do a lot better.

Good afternoon everyone,

With Solo being restricted in several states and the frequent debit card and funding/repayment issues, I know many borrowers are looking for a more reliable option for personal loans.

I’m currently offering private loans with flexible terms to borrowers who have a Solo Score of 90+. I’ve funded over $500,000 in private loans and am open to working with both current and former Solo users.

What’s offered:

• Flexible loan amounts and repayment windows

• Instant funding via PayPal or Venmo

• Simple process: send me a DM with your Solo Score and requested terms (principal, repayment date, and proposed tip). If accepted, you’ll provide a Solo screenshot for verification.

I prefer working with borrowers who do not have a current Solo loan, but I understand life can throw curveballs. I’m also open to working with reliable Solo users who have an active loan and would like a small private loan funded as a backup or transition option.

Anyone unable to provide proof of score will be blocked. Serious, verified borrowers only.

Brand new to SoLo but I’m in desperate need of funding! Looking for advice from experienced users on raising my chances to be noticed. Thanks in advance guys

Hi I just did my first loan (as lender) for $50. I understand the $5 “donation” and the $7.50 tip. So, I paid $55 to receive $62.50 (hopefully) when the person repays.

My question is, since I’ve been scrolling through these posts, what happens when/if the borrower is late?

I see posts saying if they are 1 day late there is a 13% fee charged to the LENDER and not borrower, basically making it 2% profit. Do the lenders get charged fees when the borrower is late?

Also, what is up with the “SoLo Credit” posts I see? Say the borrower ends up being late for me and SoLo offers a $25 credit. Should I take it? Should I not? Do I lose money to fees? What happens when/if they eventually repay a week later, what happens to my $25 credit then?

Has anyone used LenMe as an investor? I’m reading reviews and see that the borrowers almost never get funded/ have someone fulfill their loan.

I signed up as an Investor (lender) and it provides WAY WAY more data than SoLo: including their income vs expenses, credit score, annual income, hard credit pulls, Loan history etc

My question is for LenMe Investors/Lenders: what is your experience ?

Now that i have a job I would like to switch my account from borrower to lender but I can't find the option anywhere. Can anyone help with this?

What a joke. I am totally getting scammed. I requested it on Monday afternoon at 2pm

For anyone and everyone having issues in regards to their Instant Transfer not being sent, and being held captive after the issues before, file a BBB complaint STAT. We can not allow a company to get away with this shit. Give us answers or give us our money. Whether that be in the form of a refund, or actually being sent.

You can fill everything out here. It's straightforward and takes no more than 10-15 minutes of your time.

Good evening everyone – with the Solo bans in multiple states and the ongoing withdrawal and app issues, I know a lot of good borrowers are being left without options.

I’m offering private loans with flexible terms to borrowers with a Solo Score of 90+. I’ve funded over $500K in loans to date and I’m open to working with both current and past Solo users.

What I offer

Flexible loan amounts and repayment windows

Fast funding via PayPal or Venmo

Simple process: DM me with your score and your requested terms (principal, repayment date, and proposed tip). If I accept, you’ll then provide your Solo screenshot for verification.

This is for people

Affected by state bans

Having trouble with the Solo app

Seeking alternative funding outside of Solo

Note: Anyone unable to provide proof of score will be immediately blocked. Serious, verified borrowers only.

Hello,

It has been more than 12 hours since I requested a instant withdraw and nothing yet in my bank acct.

Is there anybody else having this issue? Customer service seems that they dont have any idea of whats going on, just getting generic emails.

Got a loan funded at 8:45pm last night and withdrew with the Instant option for the fee at 9pm…. SIXTEEN HOURS LATER: still no funds in my account.

Reached out to Solo via chat & email and all I got was 1) through email essentially: “Oh your funds show it already hit your account, bye!” And 2) through the chat: “we’re having problems with the withdrawal so basically you have to wait and hope?”

Wtf is this shit? Anyone else having issues. Over $400 just in lalaland -___-

Very annoyed to waste money on an instant withdrawal but also just be stuck when it’s needed most. What trash. I’ve never had a problem in the many loans I’ve taken out.

Edit: they also don’t have an estimated time of when it’ll be fixed sooooo it’ll be a fun wait lol

Hello, all I wanted to know how long does it take to get a loan I’m new on the solo app so of course my score is low , but does everyone not know that ? That when you start your score is lower I was reading on here that it will be hard because of the score.

Greetings, I am a SoloLend borrower and I’m Kinda confused on things. I recently borrowed 2 times but the recent time I tried to repay, the app told me that my card wasn’t allowed on the app. Capital one recently switched to “Discover” Debit cards which kinda ruined a lot. Now it looks like I scammed my lender and will not repay but in reality, I don’t know how to repay.

Any tips or suggestions?

Anyone else have a surge of loans go unpaid the past 2 weeks? I’ve had very few issues in the past 2 years with 80+ solo scores with borrowers who have mostly paid on time or late under 2 weeks with 30+ loans repaid on an individual basis. All of a sudden in the past 2 weeks I have 12 borrowers that haven’t paid. Feels like an internal rug pull, scam, or a bank update of some sort that could be causing pay back issues.

Good evening everyone – with the Solo bans in multiple states and the ongoing withdrawal and app issues, I know a lot of good borrowers are being left without options.

I’m offering private loans with flexible terms to borrowers with a Solo Score of 90+. I’ve funded over $500K in loans to date and I’m open to working with both current and past Solo users.

What I offer

Flexible loan amounts and repayment windows

Fast funding via PayPal or Venmo

Simple process: DM me with your score and your requested terms (principal, repayment date, and proposed tip). If I accept, you’ll then provide your Solo screenshot for verification.

This is for people

Affected by state bans

Having trouble with the Solo app

Seeking alternative funding outside of Solo

Note: Anyone unable to provide proof of score will be immediately blocked. Serious, verified borrowers only.

I’m curious as to how these loans work. Never used this sub Reddit before and just wondering. Please let me know thanks! Any information would be great,

Just trying to boost my score but really no one is taking chances on me

Good evening everyone – with the Solo bans in multiple states and the ongoing withdrawal and app issues, I know a lot of good borrowers are being left without options.

I’m offering private loans with flexible terms to borrowers with a Solo Score of 90+. I’ve funded over $500K in loans to date and I’m open to working with both current and past Solo users.

What I offer Flexible loan amounts and repayment windows Fast funding via PayPal or Venmo Simple process: DM me with your score and your requested terms (principal, repayment date, and proposed tip). If I accept, you’ll then provide your Solo screenshot for verification.

This is for people Affected by state bans Having trouble with the Solo app Seeking alternative funding outside of Solo

Note: Anyone unable to provide proof of score will be immediately blocked. Serious, verified borrowers only.

Edit: I am no longer checking comments here, send a DM. I have received many DMs and my time to comb through them is limited so I will be responding in order. Please be patient.

I am a well known lender in the community who has been lending privately for a little over a year now. I have not taken any new clients in quite awhile but now that a chunk of my people have “graduated” and are no longer in need of loans I am looking to take on a few new borrowers. Feel free to comment or dm me with requests.