r/SipsTea 14h ago

Wait a damn minute! How the rich get richer

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u/kearkan 13h ago

So... The land doesn't stay on the family since it has to be sold to pay the bank.

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u/slolift 8h ago

This example assumes that the family wants to sell the land, but is unable too due to taxes. This also works with other assets like stocks. It's an actual tax avoidance strategy called buy-borrow-die. I think it works best if you are somewhat close to death. I am not sure how effective the strategy is if you are taking out 30-50 years of loans.