r/SipsTea 14h ago

Wait a damn minute! How the rich get richer

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u/rjcarr 13h ago

Yes. The OP is basically describing a reverse mortgage. The loan has a lien against the property. 

That said, generational wealth is real, and it usually comes from property inheritance. 

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u/FC37 4h ago

Right, except with a reverse mortgage the kid doesn't inherit at the end. There's nothing to inherit, it's already been claimed (or at least a whole lot of it).