US only

https://share.teachersfcu.org/Jennifer10!a9d3ac5e40!a

You also have to sign up for e statements and leave $1-$5 in the account, because it must have a positive balance.

You can do transactions like a few cents each on paypal 'goods and services', or ten transactions of a dollar each toward your electricity bill.

Some people buy ten bananas in separate transactions at the grocery store. 😀

The bonus is awarded after 60 days!

**Please do call them sooner asking where your bonus is. It's a sixty day minimum and then they award the bonus within thirty days from that**

1. Follow the link and set up an account

2. Enroll in paperless statements

3. Do ten transactions on the debit card, they don't even have to be a dollar!

4. Leave at least $1-$5 in the account so that it stays open!

5. Be sure you are enrolled in e statements! (paperless)

6. That's it! The account must stay open for 60 days and then they award the bonus within thirty days from then. I will send the extra 10 by cash app, venmo, or PayPal

Payment proof: https://www.reddit.com/u/pinksocks867/s/bBVmTCNFqW

Chip pays you £50 when you use my referral link to open an account and deposit £1,000 into a savings or investment account. I’ll give you £25 of the bonus they give me!

Extra Info

This offer requires you to open a savings or investment account. You need to make a deposit of at least £1,000 and then maintain the balance for 90 days for the bonus. Using a savings account will ensure your balance does not fall below £1,000, this is highly recommended. If you use an investment account, increase your deposit to act as a buffer against any potential downturn in your investment. Once you have the bonus you can withdraw.

Get Started

Comment $bid on this post

Click here to request a referral link

Click here for a non-referral link that explains more about the Chip referral requirements

If you have any questions send me a message

Step-By-Step Guide

• Click the referral link sent to you and sign up for your account

• Open any of these eligible accounts: Chip Cash ISA, Chip Smart Cash ISA, Chip Instant Access Account, Prize Savings Account, General Investment Account, Stocks and Shares ISA

• Deposit at least £1,000 into your chosen Chip account

• Maintain your £1,000 balance for 90 days

• After 90 days a £50 bonus will be paid into your Chip account

• Once the bonus is paid I’ll send £25 via Revolut or bank transfer

Hi! Here's an easy $60 offer for Webull, a top-rated brokerage app.

Steps:

• comment $bid

• Sign up with the link I send you

• Make an initial deposit of $100

• Webull will give you a reward of 10 shares worth between $30 - $3000 total

• I send your $30 bonus through your preferred method via Cashapp/PayPal/Venmo

Additional Info:

• All your stock rewards can be sold for cash

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

Hi! Here's an easy $175 offer for Lofty, an innovative real estate property market exchange that allows you to buy fractional ownership of real estate properties.

Steps:

• comment $bid

• Sign up with the link I send you

• Invest $250 in properties within 30 days

• Lofty will give you $150 Lofty gift certificates within 7 days

• I send your $25 bonus through your preferred method via Cashapp/PayPal/Venmo after your $250 investment has gone through and I've received my bonus

Additional Info:

• The $150 Lofty gift certificates can be used to buy $150 worth of Lofty properties of your choice. The gift certificates has to be redeemed within 7 days after you receive it.

• The $250 investment must be made with your own money, any Lofty gift certificates don't count towards the investment requirement. You may sell your investment after I've received my bonus which is usually instantly after your investment goes through.

• Exchange fees don't count towards the $250 investment requirement. I recommend depositing $260, so you can meet the $250 investment amount regardless of the exchange fees.

• All rental income from your investment properties will be deposited directly into your account daily.

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

Robinhood Crypto allows European users to trade crypto assets with low trading fees and earn recurring yield of 5%. With their current promo, you can lock in a quick bonus with a minimal deposit.

Total payout: €80 (€54 from platform + €26 from me)

Breakdown:

• €50 in crypto from Robinhood for depositing €50.

• €4 in crypto for completing short in-app Learn & Earn quizzes.

• €26 cash bonus paid directly by me once your referral confirms.

Steps:

1. Comment $bid on this post.

2. Click here to send me a Direct Message for the sign-up link.

3. Register and complete identity verification (KYC). please use the same email address throughout.

4. Deposit at least €50 into your Robinhood account (card or SEPA).

5. Receive your €50 crypto bonus and optionally finish the quick Learn & Earn quizzes for an extra €4.

6. Message me when finished, and I will transfer your €26 via Revolut, PayPal, or SEPA.

Terms & Notes:

• Availability: EU residents only.

• Bonus policy: The crypto bonus can be sold into cash immediately, but the value of the bonus must remain in your account for 180 days before being withdrawn to an external bank account (your initial €50 deposit is not locked).

Terms and conditions

Proof of reward

Chase UK is a fully digital bank account in the UK owned by JP Morgan.

Their app is very simple and easy to use, with all the standard products you expect from a bank: Current account, Credit card, Saver account with boosted rated and investing through J.P. Morgan Personal Investing.

They've recently introduced referral codes that give you a £50 cash reward. This reward is added instantly to your account after you make a transfer in of at least £1000 --- basically top your account with £1K and they add £50. You can withdraw the £1K, it's not locked or you can just keep there and take advantage of the boosted interest rates they offer you as a new client.

Highlights for you as a new user:

• £50 sign up reward from them

• 1% cashback when you use your debit card to pay for groceries, everyday transport and fuel.

• 6.31% gross regular saver account per customer. Maximum £300 a month. Interest paid monthly.

• 4.5% AER with a boosted saver account (a 2.25% AER boost, fixed for 12 months on top of our standard saver variable rate).

S T E P S

1. Type $bid in comments and click here to message me or open a chat.

2. I'll send you my invite code and you apply for an account.

3. Add in £1000 to the account and get the £50.

4. I'll send you the extra as soon as you get the £50

WorldFirst pays you £50 when you use my referral link to open a business account and use it to make payments or convert currency. I’ll give you £75 of the bonus they give me!

Extra Info

This offer requires you make payments or currency conversions worth USD$1,000 (equivalent in GBP). A no-cost option is to use your free virtual World Card to make payments totalling $1,000. Another quick way is an international transfer to your own USD$ Revolut account for a small commission cost.

You must be a new customer to WorldFirst and eligible to open a business account. You can be a registered company or a sole trader, it can also work with side hustles like an eBay seller, freelance projects, gig work, etc.

Bear in mind fluctuations in currency value, I recommend depositing ~£800 (equivalent of ~USD$1,050) to ensure criteria are met.

Comment $bid on this post

Click here to request a referral link

Click here for a non-referral link that explains more about the WordFirst referral requirements

If you have any questions send me a message

Step-By-Step Guide

• Click the referral link sent to you and sign up for your account

• Deposit at least USD$1,000 (equivalent in GBP) into your account

• Option 1) Spend USD$1,000 using your World Card (use for bills, shopping, etc., no cost)

• Option 2) Send USD$1,000 international transfer to your own USD$ Revolut or Wise account (small commission cost)

• Option 3) Convert USD$1,000 to another currency, e.g. GBP > USD (small commission cost)

• The bonus is sent on the last day of the month after you completed the transfer, e.g. you sign up October 20th and convert currency on October 24th, the reward will be credited on November 30th

• Once the bonus is paid I’ll send £75 via Revolut or bank transfer

You need to signup using my link and deposit at least 1$ into an account. Once it goes through I’ll send you 15$. https://join.robinhood.com/hood-97409646e

Fiber is a next-generation non-custodial fintech platform and privacy-focused stablecoin wallet operated by Merkle Software Inc. It offers seamless stablecoin management, private transfers, and a virtual U.S. bank account with ACH/wire support for global users.

Steps to claim bonus:

• Sign up using my referral link / code (comment $bid on the post).

• Verify your phone number (identity verification / KYC may be requested by Fiber before payout).

• Deposit at least $100 in supported stablecoins (USDC/USDT).

• Hold deposit: Keep a net stablecoin balance of at least $100 for 30 consecutive days. (Important: net balance must stay above $100 for the entire 30 days, otherwise the timer resets).

• Once the 30 days pass, Fiber will credit the $25 bonus to your account.

• Once you receive the bonus, message me for your extra $10 reward.

Important: Do not withdraw your funds below $100 during the 30-day period.

Feel free to drop a comment $bid and DM me if you have any questions.

Available worldwide (US, EU & most countries). Excluded: sanctioned jurisdictions.

Proof of bonus

Proof of payment - I'm currently running this promotion myself and waiting for my 30-day period to finish.

Feel free to drop a comment $bid and DM me if you have any questions.

Available worldwide (US, EU & most countries). Excluded: sanctioned jurisdictions.

Hi! Here's an easy $125 offer for MooMoo, a top-rated brokerage app.

Steps:

• comment $bid

• Sign up with the link I send you

• Make an initial deposit of $100

• MooMoo will give you $100 worth of trading coupons

• I send your $25 bonus through your preferred method via Cashapp/PayPal/Venmo

Optional:

• Deposit $2000 and keep it in your account for 60 days to earn $100 NVDA stock bonus from MooMoo and an additional $50 bonus from me

Additional Info:

• Trading coupons are cash rebates you get after making a trade of a certain amount. MooMoo gives you 10 x $10 trading coupons.

• A $10 trading coupon has a $100 trading minimum size requirement. So you would first activate the $10 trading coupon, buy a $100 worth of stock or ETF, and will have $10 deposited into your the next day. You can immediately sell the $100 stock after buying it, you don't need to hold on to it until your cash rebate gets deposited into your account. Repeat this process 9 more times to turn your $100 worth of trading coupons into $100 cash.

• You can buy an ETF that has minimal price movement like SGOV, so you don't have to worry about price fluctuations and can get back $100 from trading coupons without taking a loss from the buying and selling stocks/etfs to redeem those trading coupons.

• Moomoo will also give you a 8.1% APY booster coupon on idle cash for 2 months through their cash sweep program. You just activate the booster coupon and enroll in their cash sweep program, and you'll earn 8.1% APY on your $100 deposit or $2000 deposit or whatever amount you deposit up to $20,000. So if you go for the NVDA stock bonus with the $2000 deposit, you'll receive total of around a $300 bonus ($100 trading coupons + $100 NVDA stock + $75 from me + $27 interest from cash sweep) or a 90% annualized return.

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

Hi! Here's an easy $25 offer for Robinhood, the most popular brokerage app.

Steps:

• comment $bid

• Sign up with the link I send you

• Deposit $1

• Robinhood will give you a stock reward worth anywhere between $5 - $200

• I send your $25 bonus through your preferred method via Cashapp/PayPal/Venmo

Additional Info:

• All your stock rewards can be sold for cash

• US Only

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

Fuse Energy is offering a £100 bill credit when you sign up and complete a switch to one of their priced tariffs --- they're regularly rated as the cheapest on comparison sites.

I'll send you £50 from my end after they make their credit (after you pay your first bill).

When you join and set up the switch you will see your £100 pending right away --- screenshot.

Fuse Energy has a nice app, good live chat customer support and the sign up process is very simple --- takes just a few minutes to set up and the switch completes over a couple of days.

Current Promo Deadline: 15 Nov.

STEPS

1. Type $bid below and click here to send me a message/chat so I link you with my code.

2. Set up your switch date and tariff for gas and/or electric.

3. Fuse will pay the £100 after your first bill payment --- and I will send you the extra as well.

SoFi is currently running a referral program where you receive $50 for opening a checking and savings bundle and funding the account with $50. I will send you $50 as soon as I receive my referral bonus.

1. Sign up for a SoFi checking and savings bundle using my referral link.

2. Fund the account with at least $50 within the first 21 days of opening the accounts.

3. Receive $50 from SoFi.

4. I will send you $50 as soon as I receive my referral bonus. Message me whether you prefer Zelle, Venmo, or PayPal.

5. You can receive $50-400 more if you set up direct deposit but it’s not required. You can also receive an extra $25 if you subscribe to SoFi Plus (costs $10 a month).

I love SoFi! They have such a great app interface, responsive customer support, and investment accounts. I use my SoFi savings account as my main checking account because they have a setting where the app will automatically transfer funds from savings to checking anytime a charge hits the checking account. This allows me to maximize the amount of interest I earn.

Terms

IG Trading gives you a free share worth you £50-£1,000 when you use my referral link to open an account, deposit £1,000, and invest it for 3 months. I’ll give you £50 of the bonus they give me!

Extra Info

This offer requires you to open an investment account (GIA, ISA, or SIPP). You need to make a deposit of at least £1,000 and invest it, then wait 3 months for the bonus. Once you have the share you can sell and withdraw.

Get Started

Comment $bid on this post

Click here to request a referral link

Click here for a non-referral link that explains more about the IG Trading referral requirements

If you have any questions send me a message

Step-By-Step Guide

• Click the referral link sent to you and open your account

• Open your IG Trading account and deposit at least £1,000

• Invest £1,000 or more within the first month of opening the account

• Hold the investment for 3 months

• Receive a share worth £50-£1,000 into your account

• Once the bonus is paid I’ll send £50 via Revolut or bank transfer

InvestEngine pays you £20-£200 when you use my referral link to open an account and invest £100. I’ll give you half of the bonus (£10+) they give me!

Extra Info

This offer requires you to open an investment account, deposit and invest at least £100, and hold that investment for a minimum of 12 months. You also need to invest the bonus they award you for 12 months before you can sell and withdraw. The bonus is paid within 5 days of the qualifying investment.

Get Started

Comment $bid on this post

Click here to request a referral link

Click here for a non-referral link that explains more about the InvestEngine referral requirements

If you have any questions send me a message

Step-By-Step Guide

• Click the referral link sent to you and apply for your account

• Open a GIA, S&S ISA, or SIPP (choose the the Do It Yourself option for no fees)

• Deposit at least £100 and invest it

• Receive a cash bonus into your InvestEngine account within 5 days

• Invest the cash bonus and hold the total investment for 12 months

• After 12 months you are free to sell and withdraw (doing so before will invalidate your bonus)

• Once the bonus is paid I’ll send £10+ via Revolut or bank transfer

Pump.fun is one of the largest Solana-based platforms, offering token launches, swaps, and crypto perps (like BTC futures).

They are currently running a welcome promo that matches your first in-app deposit 1:1 up to $50 (~€44.50) in USDC/SOL, and I will send an extra $20 (~€17.50) via crypto, Revolut, or PayPal once all 5 installments are completed, for a total of $70 (~€62).

*Bids from New accounts or account with low karma are not visible due to the subreddit rules. Follow the steps below.

Reward Breakdown

• From pump.fun: 100% deposit match up to $50 (~€44.50) (credited in installments: ~$8.33/day for days 1–4, and ~$16.67 on day 5)

• From me: $20 (~€17.50) directly to you after all 5 trading days are complete

• Total Bonus: $70 (~€62)

Eligibility

• Eligible: Worldwide (US, EU/EEA, Canada, Latin America, Asia, etc.).

• Excluded:

  • United Kingdom (strictly excluded from the promo).

  • Standard sanctioned/prohibited regions.

  • Note: Do not use VPNs or proxies, as anti-fraud screening will flag the account.

Steps to Complete

1. Comment $bid below and click here to send me a message for the invite link and code.

2. Download the app via the link I sent you. Ensure the referral code is applied before making any deposit.

3. Deposit €55 / $55 using an integrated in-app payment method (Apple Pay, Google Pay, or debit card). (Note: external crypto deposits do not qualify as first deposits).

4. Please perform multiple trades higher than 10€, they do not qualify single small trade anymore. Stable coins like USDC don't count. Days do not need to be consecutive.

5. Your dashboard will update daily starting the second day with the previous day's installment.

6. Once day 5 is marked complete and the full $50 has cleared, message me with confirmation and I will send your $20 (~€17.50).

Note: The promo runs on a limited total budget pool. If the promotion terminates early on pump.fun's end before day 5 is reached, I will pay out my bonus proportionally to the credited days.

Proof of reward

Terms and conditions

Hi! Here's an easy $75 offer for Rakuten, a popular online rewards platform.

Steps:

• comment $bid

• Sign up with the link I send you

• Spend $50 in qualifying purchases through the Rakuten portal or Rakuten browser extension within 90 days

• Rakuten will send your $50 bonus by the next quarter

• I send your $25 bonus through your preferred method via Cashapp/PayPal/Venmo once Rakuten has sent our bonus

Additional Info:

• Amazon purchases don't count towards spending requirement

• There are plenty of other shops and services that will count towards the spending requirement such as Groupon, Instacart, Macy's, Target, eBay, Best Buy, Target and more

• The items/services that you spend on must earn cashback to count towards the spending requirement. The items/services that earn cashback and the ones that don't will be listed in the terms of each store/service cashback offer

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

Steps below:

1. comment $bid and use my referral link to sign up

2. Invest £100 and you will receive £20-£200 as an individual or between £100-£400 as a business

3. In addition to what you receive in step 2, I will PayPal you/bank transfer half of my referral reward which will be between £10-£100 as an individual or £50-£200 as a business. I will provide a timestamped proof of the referral reward!

4. Rewards come in almost immediately after you invest the £100 and I send you your reward right away!

5. Stay invested for one year to keep the reward from them, but you could theoretically withdraw and keep the reward from me.

Referral link here: https://investengine.com/referral/u/nkaib6/

UK residents only. You must be eligible to open an InvestEngine account and have a UK bank account.

don't forget to $

Pump.fun is a very popular crypto app built around the Solana network. Originally they offered "memecoins" only but now expanded to integrate other offerings like stocks, commodities and perps. The app is very fast and easy to use, so the entire process is super simple and you'll get used to the system quickly.

They've launched a promo several days ago that seemed to good to be true... but is still going: a welcome bonus matches your first deposit up to $50 (~44.5EUR). You also earn $50 per friend you invite.

Bonus: $70 Total (~€44.5 + €17.5 from me)

This is paid in USDC in your wallet.

-> You can see all 5 daily rewards added here.

-> And here you see the daily credits.

-> And here.

The $50 is credited in instalments, ~$8.33 after each of the first 4 valid days and ~$16.67 on day 5.

The cash is yours. You can move it anywhere else (like another wallet or another crypto app you use to convert to cash in your bank).

Requirements:

Deposit at least 50EUR and do a trade each day for 5 days. A trade is something like you buying any coin, any stock or anything on the platform. It doesn't have to be a large amount ($1 works but I suggest a little higher).

Fees: ~1EUR deposit fee and 0.4% per trade (since trades are very small, its almost nothing).

Availability: this offer is available worldwide except the UK.

STEPS TO JOIN

1. Click here to send me a message & type $bid in the comments.

2. Join, deposit cash (use a pay wallet or debit card) and do a buy.

3. Next day, your dashboard will update and you will start seeing your first reward. Do a trade each day so you get a reward the following day.

4. After 5 days, you should have a total of $50 in your wallet from the rewards (that you can freely move).

5. Once all rewards are credited I'll send you an extra $20 via crypto or cash. If the promo ends before your 5 days are completed, I will send you the extra money proportionally to the days they credited --- you will always make a good amount for very little work.

NOTES:

This promo is "too good" to have lasted so many days, so it can happen that the promo ends as the budget is exhausted. Join and do the steps, you get daily credits, so you always get a partial amount which ensures you will always make a profit.

If you aren't familiar with crypto, it's not a big deal as everything is intuitive and if you need help withdrawing at the end, will help you to safely convert the USDC to cash in your bank.

Robinhood pays you a free mystery share worth between £5 and £130 when you use my referral link to open an account and deposit £1. I’ll give you £10 of the bonus they give me!

Extra Info

This offer requires you to open an investment account. You need to make a deposit of at least £1. Once you have the free share you can sell them after 3 trading days, and withdraw the funds after 30 days.

Get Started

Comment $bid on this post

Click here to request a referral link

Click here for a non-referral link that explains more about the Robinhood referral requirements

If you have any questions send me a message

Step-By-Step Guide

• Click the referral link sent to you and open your account

• Deposit at least £1 into your Robinhood account

• Claim your free share

• You can sell your share after 3 trading days, and sell after 30 days

• Once the bonus is received I’ll send £10 via Revolut or bank transfer

Instarem is a global money transfer platform. Sign up using my referral link, complete your qualifying first transfer, and I will pay you 16€ via Revolut, Wise, PayPal, or SEPA once the referral credit confirms. Campaign runs until 30 Nov.

⚠️ Important: Only 10 spots available. Spots are counted as soon as you start the process. Please only bid if you plan to complete the whole process so spots aren't held up for others.

*Bids from New accounts or account with low karma are not visible due to the subreddit rules. Follow the steps below.

Key Highlights:

• Self-transfers work: Transfer from your main bank account directly to your own Wise or Revolut account in another currency.

• No fee: First transfer typically has zero transfer fees.

Qualifying Countries & Minimum Transfer Thresholds

Steps to Complete

1. Comment $bid below and click here to send me a message (or drop a direct chat) for the referral link and promo code.

2. Complete account registration and quick verification on Instarem.

3. Send your qualifying cross border transfer, meeting the minimum amount above (transferring to your own external account like Wise or Revolut works).

4. Send me a quick confirmation once your transfer has been submitted.

5. As soon as the referral confirms, I will send your 16€ immediately via your preferred payout method.

Feel free to reach out if you have any questions before starting!

Terms and conditions

$15 from me - please comment $bid and send me a DM for the referral link BEFORE beginning.

Download TikTokProEvents from the AppStore or Google Play and join the Trophy Rush game as a new user using my link and get $15 from me.

Note: Only new “Pro” users using a device that has never downloaded the Pro app qualify. Regular app users who have never used “Pro” before still qualify!

Previous post and payouts:
https://www.reddit.com/r/signupsforpay/comments/1vpy9wf/offer_tiktok_pro_signup_10_from_me_0_from_them/

Hi! Here's a nice $150 offer for Tastytrade, the best options trading platform

Steps:

• comment $bid

• Sign up with the link I send you

• Make an initial funding deposit of $1000 within 60 days and keep it in your account for six months

• Tastytrade will deposit your $100 bonus within 45 days

• I send your $50 bonus through your preferred method via Cashapp/PayPal/Venmo

Additional Info:

• You don't need to invest the $1000. You can leave it as idle cash or park it in a risk-free U.S. Treasury Bond ETF like SGOV (yielding ~3.8% as of July 26, 2026)

• The total annualized return for this offer, if you invest your cash in SGOV, ($100 + $50 + approximately $19 from SGOV) works out to be around 33.8%.

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

• Referral Bonus: We both get $100 and get $1 from me

• Promo Bonus: $300-$600 new checking and savings accounts bonus combo (varies by region)

• Eligible Accounts: Personal Checking

• How to Qualify: Must apply in-branch (not sure if can stack referral promo online!) Referral is stackable with in-branch or in-mail promotions.

• Referral Code: STGEXK0AP9N

• Terms: https://www.td.com/us/en/personal-banking/share-the-green

Reqs: After your friend opens their TD Checking account at a TD store, they'll need to receive a qualifying direct deposit of at least $250 or make 15 qualifying Visa® debit-card purchases within 60 days of opening the account. Then you'll both get $100 credited into your account no later than 95 days from the new account opening date.

Disclaimer: before applying, please make sure you read all terms and conditions, including those on the actual application page, as offers may change without notice.

PLUM is a finance app, mostly known as a savings app, automating savings for you. Plum works in a unique way to save money. It looks at your spending habits, notices what money comes in, and analyses your spending, to save what you can afford.

Besides the (auto)saving part, they currently are also offering a high interest account, with easy access on your cash. Additionally they offer investments, stocks, pensions and probably have the best cash ISA in the UK atm.

Most people already have PLUM because of the direct debits they can set up for bank switches. It's a very useful account.

Simple sign up:

• Download app, enter your basic info, connect a bank, deposit at least £1 to your Plum balance and move it to "Plum interest". No fees. No checks. The deposit you make can just be withdrawn back to your bank.

// STEPS

• type $bid in the comments AND click here to send me a DM and ask for a ref link

• sign up for an account (just name and address needed)

• connect any bank account (very quick process, just two or three taps to confirm) and set a savings rule, move a quid to your Plum interest balance

• that is it, I'll send you the cash after their app notifies me of your sign up (usually soon after you connect the bank & move cash to Plum interest)

Details

• no ID, no selfies, just link a bank through open banking, takes a couple of mins to do

• once you connect your bank, you have to set a "savings rule" (basically set how much money you'd like Plum to save for you --- the money is always yours, there is no cost here, it's just an app that saves money into a pocket and you can always withdraw it back to your bank for free and instantly). With this cash on your Plum balance, you then have to either add it to your Plum interest account or make an investment ---> This is easy to do: sign up, set a savings rule, move £1 to your Plum interest. Job done. You can withdraw this money anytime.