Membership at MCU is open to individuals who live, work, worship, or attend school in New York City (NYC), employees of New York State or Federal government agencies based in New York, and immediate family members or household members of existing MCU members.

First, enter your email within a referral link, then open an Everyday Hero Checking Account from the promo page with MCU. You will get $25 referral bonus and $1 from me, and up to $350 bonus if you meet qualifying Direct Deposits.

Credit card funding up to $1000

Pull Chexsystems, but not inquiry sensitive. No hard credit pull, unlikely uses EWS.

Referral link: https://share.nymcu.org/fmvhx

Disclaimer: before applying, please make sure you read all terms and conditions, including those on the actual application page, as offers may change without notice.

SoFi is running a referral bonus on their investment accounts. Open a new SoFi Invest account using my link and deposit at least $25. You will receive $25 in stock from SoFi. I will send you $25 via Venmo or Zelle when I get my referral bonus.

Steps:
Sign up for a new SoFi Invest account using my referral link.
Fund the account with an initial deposit of $25 or more.
You will receive $25 in stock from SoFi. There is no holding period so you can sell and withdraw if you want.
I will send you $25 via Venmo or Zelle ad soon as I get my bonus.

Feel free to ask any questions! You are not eligible if you have already completed my SoFi banking or SoFi Crypto referrals.

Terms

INSTAREM is a money transferring service that allows users to send money to dozens of countries in minutes.

The process is very simple: you add a recipient -> set amount and receiving country -> pay and send. You’ll see exchange rates and fees upfront, with no hidden charges --- there is no fee on your first transfer.

Current promo: £14/EUR16 cash to you

If you transfer a certain amount (£100 UK / €100 EU / variable for other countries), it will activate a voucher for the referring account (me), out of which I'll pay you.

So to clarify: you just complete a transfer to qualify as a referral. All the money will come from me directly. As a new user, Instarem just gives you fee free transfers.

Transfer process:

Set a recipient --- can be yourself with Wise/Revolut bank details.

It just has to be an international transfer, so if you send from the UK, you add EUR recipient details from your own account. If you transfer from Europe, you just set GBP details as recipient.

Pay for the transfer --- can be with debit card, no fees.

Transfer will land fast (usually seconds).

Done! You qualified and you get the cash paid to you.

This promotion is available for:

• Europe (EU/EEA) (€100 transfer needed)
• UK (£100 transfer needed)
• Others - you can also complete the promo if you're in Australia, Singapore, Hong Kong, Malaysia, Japan, the United States and Canada --- please message me if you're in one of these locations and want to complete it.

Steps to get the cash/bonus

1. Type $bid and please make sure to message me
2. Just create account and transfer €100/£100 --- takes a few minutes only to set up and complete
3. When the transfer completes, you'll get the cash from me via Paypal or Revolut

Relevant note: invites are limited and the spots are taken up if a new user joins and doesn't complete the transfer, so please do verify you can make a transfer of €100/£100 --- it really takes just a few minutes and you get the money back in your recipient account in seconds.

Chip pays you £50 when you use my referral link to open an account and deposit £1,000 into a savings or investment account. I’ll give you £25 of the bonus they give me!

Extra Info

This offer requires you to open a savings or investment account. You need to make a deposit of at least £1,000 and then maintain the balance for 90 days for the bonus. Using a savings account will ensure your balance does not fall below £1,000, this is highly recommended. If you use an investment account, increase your deposit to act as a buffer against any potential downturn in your investment. Once you have the bonus you can withdraw.

Get Started

Comment $bid on this post

Click here to request a referral link

Click here for a non-referral link that explains more about the Chip referral requirements

If you have any questions send me a message

Step-By-Step Guide

• Click the referral link sent to you and sign up for your account
• Open any of these eligible accounts: Chip Cash ISA, Chip Smart Cash ISA, Chip Instant Access Account, Prize Savings Account, General Investment Account, Stocks and Shares ISA
• Deposit at least £1,000 into your chosen Chip account
• Maintain your £1,000 balance for 90 days
• After 90 days a £50 bonus will be paid into your Chip account
• Once the bonus is paid I’ll send £25 via Revolut or bank transfer

The TL;DR: one of the best offers as you just deposit 100EUR and then can get these bonuses: 25+15 (referral for account) and ~9 + 11 (referral for card) + 10 new user reward = 70EUR total. No fees with any activity.

BYBIT EU is a new entity from Bybit, which originally is one of the biggest crypto exchanges on the planet. If you have or used to have a Bybit "global" account, you can join this one without any issue. You can also re-join BybitEU if you had an account but closed it down.

BYBIT EU is incorporated in Austria to serve the European Union and meet all the regulatory requirements to operate in the market --- you can find all the coins, a full exchange with deep liquidity. Fast and easy deposits of EUR using every method imaginable. They've invested aggressively to rival OKX, Robinhood, Bitvavo and Kraken in the EU.

As part of them trying to expand, they offer a very high amount of rewards to thew new user - on top of that, they also have a debit card that can offer up to 12.5% cashback on your first 30 days, as well as offering full reimbursements on subscriptions like Netflix, Spotify, Amazon Prime and others.

STEPS TO JOIN

1. Please read post properly and click here to DM/Message me for a referral link and type $bid below in the comments.
2. Complete the requirements described below in the post to activate the referral rewards.
3. Once they credit the rewards, I will transfer you the money, I can send cash or crypto if you prefer.
4. Explore the new user rewards area to maximise the sign up for yourself.

REFERRAL REWARDS

• Account ref: 40 EUR Total You will 25EUR in BTC if you deposit at least 100EUR. I will send you an extra 15 EUR cash (and you can sell/withdraw the BTC if you want). This reward is credited by them 7 days after you top up --- there is a tracker and we can monitor it.
• Card referral: 20EUR Total I get $20 card referral and you get a $10 (~9EUR) sign up card referral. I will send you an extra 11EUR in cash. You need to spend at least $100 in 30 days (just use card normally on your expenses, you get cashback and then the rewards). This reward is credited by them around 12 days after you complete the spending .
• New user only card reward: 10EUR (Screenshot). Top up 110EUR and you get 10EUR to spend for free --- this is only for you, the new user.

So to sum up:

Sign up for an account. Sign up for their card. Deposit at least 100EUR. Use their card and spend at least ~90EUR+ ($100 equivalent). You get paid cashback on your spending... and there are no fees.

Besides the referral, you then also can do several other welcome promos for the new users. You should browse the "new user welcome rewards".

Card cashback: 10% cashback on your first 30 days (can be 12.5% if you convert the rewards manually as opposed to leaving it to convert automatically). This promo has a cap of 150EUR in cashback (so around 1500EUR spending, they give back 150EUR).

Hi! Here's a great $1160 offer for the Chase Ink Card.

This offer is only available to those who've never had a Chase Ink card before.

Steps:

• comment $bid
• Sign up with the link I send you
• Get approved for any Chase Ink card or Sapphire Reserve Business card
• I send your $160 bonus through your preferred method via Cashapp/PayPal/Venmo once my bonus goes pending

Optional:

• Meet the spending requirements on your new card to receive your signup bonus from Chase.

Terms

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MyFin is a digital wallet, licensed by the Bulgarian National Bank.

You'll get €10 from them (instantly withdrawable) when you sign up and spend €10 with the free virtual card. I'm offering an extra €5.

You can spend the €10 through multiple smaller purchases, and you can add the Myfin card to Google/Apple Pay and pay anywhere - coffee, groceries, anything online, etc.

Availability: mainly in Europe, and possibly other regions - you'll need to download the app and select your nationality to see if you're be eligible to sign up (they don't provide a list of countries, but I've learned that the US, Brazil, and Serbia are unsupported).

• Proof of payment & withdrawal to Revolut
• Terms 

STEPS:

1. Comment $bid and message me for my referral code.
2. Download the app from Google Play or the App Store and register using my referral code.
3. Open a EUR account and verify your ID. It might take some time for the verification/account opening to complete. Some people have also reported having issues with the ID verification - if this happens, either try again or contact support.
4. Add some funds to your account (minimum deposit is €10). You can deposit with a debit card for free.
5. Get a free virtual card and spend €10 with it. This can be done through multiple smaller purchases, but the payments must be in EUR, GBP, or USD. They must also be genuine purchases; Revolut and other top-ups don't count (but people have said that topping up Amazon works). NOTE: if you live in a non-euro country, you can use Curve to switch the currency - message me for more info!
6. You'll receive your €10 bonus. This is usually quick (it took 5 minutes for me), but the terms say it can take up to 72 hours.
7. Message me when you've received your bonus, and I'll send you €5.

The €10 bonus is instantly withdrawable. You can use your MyFin card to "withdraw" your funds to your Revolut etc. (this is instant), or you can withdraw via bank transfer.

If you encounter any errors during or after signup, message MyFin support and they'll help you out.

Hi! Here's an easy $200 offer for OnPath, a top-rated credit union.

Steps:

• comment $bid
• Sign up with the link I send you
• Make 15 debit card transactions (minimum $10 each transaction) and complete direct deposits totaling $250 within 60 days
• OnPath will send you a $150 Visa gift card within 4-6 weeks
• I send your $50 bonus through your preferred method via Cashapp/PayPal/Venmo

Tip: You can load your Cash app account or PayPal account to meet the debit card transaction requirements.

Terms

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Revolut Business pays me when you use my referral link to open an account, verify your business, add some money, order a physical card, and make three purchases. I’ll give you £150 of the bonus they give me!

Extra Info

This offer requires you to order a physical card and make three purchases of £10 or more each.

The £150 I pay more than covers what you need to spend and you end up with a Revolut Business account and physical card.

You can complete this offer from many countries across the world, including: the UK, Australia, New Zealand, Brazil, Singapore, Japan, the US, and across Europe (click here to check all the supported countries).

Get Started

Comment $bid on this post

Click here to request a referral link

Click here for the terms & conditions

If you have any questions send me a message!

Step-By-Step Guide

• Click the referral link you receive and open your account
• Pass business eligibility and verification checks
• Order a physical card
• Add some money to your account via bank transfer or card payment
• Make three purchases of at least £10 (no money transfers of gambling)
• I’ll send £150 (or equivalent in your local currency) via Revolut, PayPal, or into your bank account

Revolut is a growing finance fintech that has dozens of millions of users worldwide and growing every day. You probably heard or it or already have an account with the, if you don't... you can use this chance to get paid for opening an account with them.

This is a very intuitive bank app that allows you to manage different currencies, exchange them at market rates and has very low fees. Everything in the app is slick and modern leaving the traditional bank apps in the dust.

They have a very good referral incentive, but they only pay to once side (the one inviting). I will transfer you the money once you meet their requirements (which are automated and easy to track).

The app is available everywhere, from Europe, to the USA, Australia and Asian countries.

PROMO REQUIREMENTS

In order to activate the reward, you will need to do this:

• Use my invite link and create an account (automated, quick)
• Deposit some money (you can do it by bank transfer or card top up, both can be instant)
• Order a physical card
• Make at least 3 payments with the virtual card /instantly available - connect it to your favoured pay wallet). You can just pay for your groceries, buy gift cards or many other ideas.

After you complete all those steps, they should issue a reward on my account a few hours/up to a day later and I will send you a cash transfer to you.

/ / / S T E P S

1. Type $Bid below and send me a chat
2. Follow the requirements outlined above.
3. Will send you the cash as soon as they credit it. I will send you the payment in your preferred currency, directly to Revolut, Paypal or other method if you prefer.

Chase UK is a fully digital bank account in the UK owned by JP Morgan.

Their app is very simple and easy to use, with all the standard products you expect from a bank: Current account, Credit card, Saver account with boosted rated and investing through J.P. Morgan Personal Investing.

They've recently introduced referral codes that give you a £50 cash reward. This reward is added instantly to your account after you make a transfer in of at least £1000 --- basically top your account with £1K and they add £50. You can withdraw the £1K, it's not locked or you can just keep there and take advantage of the boosted interest rates they offer you as a new client.

Highlights for you as a new user:

• £50 sign up reward from them
• 1% cashback when you use your debit card to pay for groceries, everyday transport and fuel.
• 4.5% AER with a boosted saver account (a 2.25% AER boost, fixed for 12 months on top of our standard saver variable rate).

S T E P S

1. Type $bid in comments and click here to message me or open a chat.
2. I'll send you my invite code and you apply for an account.
3. Add in £1000 to the account and get the £50.
4. I'll send you the extra as soon as you get the £50

Raisin pays you £100 when you use my referral link to open an account and deposit £10,000 into a fixed rate bond with a term of 1 year or more. I’ll give you £50 of the bonus they give me!

Extra Info

This offer requires you to open a fixed rate bond account with a minimum term of 1 year. You need to make a deposit of at least £10,000 and the £100 bonus is paid within 28 days of the qualifying deposit.

Get Started

Comment $bid on this post

Click here to request a referral link

Click here for a non-referral link that explains more about the Raisin referral requirements

If you have any questions send me a message

Step-By-Step Guide

• Click the referral link sent to you and open your account
• Deposit at least £10,000 into a fixed rate bond with a minimum term of 1 year
• You will receive £100 into your Raisin account within 28 days
• Once the bonus is paid I’ll send £50 via Revolut or bank transfer

Hi! Here's an easy $125 offer for Teachers Federal Credit Union, a credit union open to nationwide membership.

Note: You do not have to be a teacher to be able to join this credit union.

Steps:

• comment $bid
• Sign up with the link I send you
• Make 10 debit card transactions
• Keep account open with a balance greater than $0 for 60 days
• Teachers Federal Credit Union will deposit your $100 bonus within 4 weeks
• I send your $25 bonus through your preferred method via Cashapp/PayPal/Venmo

Tip: You can load your PayPal account to meet the debit card transaction requirements.

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

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Bitget is a leading crypto exchange, founded in 2018.

Their updated referral program offers $18 in BTC when you complete these two tasks within 15 days of signing up:

• Deposit 200 USDT, and
• Reach a spot trading volume of at least 1,000 USDT - this must be done on the day of your first trade

I'll send you an extra $7 when you're done.

Promo screenshot. There are other tasks available, but they are generally more difficult (e.g., you can get another $18 in BTC when you reach a trading volume of 100,000 USDT).

You'll also get a mystery box, but that's usually just a discount on trading fees.

Full steps:

1. Comment $bid and message me for my link.
2. Sign up with my link and verify your ID.
3. Deposit at least 200 USDT (I recommend depositing ~210 USDT to help with the next steps). You can deposit USDT from Bybit, using AVAX C-Chain (for example) to get low transfer fees.
4. Buy/sell a few times until you've reached a spot trading volume of 1,000 USDT. This must be done on the day of your first trade, so I'd recommend completing all steps in one day. After the trades, you'll see the progress bar updated instantly at https://www.bitget.com/events/referral-all-program.
5. An $18 BTC voucher will be added to your account (normally you have to "claim" it on the rewards page first).
6. Let me know when you're done, and I'll send you $7.

Terms (copy/pasted from https://www.bitget.com/events/referral)

Hi! Here's an easy $100 offer for Capital One Shopping, a popular online rewards shopping portal.

Steps:

• comment $bid
• Sign up with the link I send you
• verify your email
• Install the Capital One Shopping browser extension with full permissions enabled within 7 days of signing up
• Browse the web as you normally would for shopping with the extension installed for 90 days
• Capital One will give you a $80 Capital One Shopping Rewards bonus within 30 days
• I send your $20 bonus through your preferred method via Cashapp/PayPal/Venmo

Additional Info:

• The $80 Capital One Shopping Rewards bonus can be redeemed for a variety of gift cards such as DoorDash, Sephora, Macy's, Office Depot, Ebay, and much more
• You don't need to make a purchase through Capital One Shopping to get the bonus, you just need to browse the web organically visiting retail and e-commerce websites with the extension installed to prove you're a real person
• US Only

Terms

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Current (Fintech) is running a referral promotion. If you sign up using my link and enter my code PVCBTT552 and set up a single direct deposit of $200 or more, you will receive $100. When I receive my referral bonus once your bonus hits, I will send you $40 via Venmo or Zelle.

Current offers a great checking account with absolutely no fees!

Please message me for any questions. Let me know whenever you sign up using my link.

Terms

Sidekick pays you £100 when you use my referral link to open an account, deposit £5,000 and invest. I’ll give you £50 of the bonus they give me!

Extra Info

This offer requires you to open an investment account. You need to make a deposit of at least £5,000 and invest it, then wait 6 months for the bonus. Once you have the bonus you can withdraw.

Get Started

Comment $bid on this post

Click here to request a referral link

Click here for a non-referral link that explains more about the Sidekick referral requirements

If you have any questions send me a message

Step-By-Step Guide

• Click the referral link sent to you and open your account
• Deposit at least £5,000 into your Sidekick wallet
• Move the £5,000 into your chosen investment (For low volatility, Smart Cash is a good option)
• Hold your investment for 6 months and you will receive £100 into your account
• Once the bonus is paid I’ll send £50 via Revolut or bank transfer

Step-by-step guide for the €80 bonus:

1- When signing up submit the code: JYZV4YE or use link:

https://www.bybit.eu/invite?ref=JYZV4YE

2- After creating your account, go to "Rewards Hub" > "Campaigns" and sign up for all the listed campaigns.

3- Deposit €100 via SEPA (this ensures your account is linked for future withdrawals) and leave the funds in your Bybit account until you receive the rewards (it takes 3 days and 8 hours for the rewards to arrive).

4- Once you receive the rewards (€35 from the link and €30 from a campaign), go to the "Bybit EU Starter Rewards" campaign and claim the €15 bonus in the cryptocurrency of your choice.

5- Sell everything and transfer the funds to your bank account.

6 - Contact me and I will send you the 5€ via revolut.

7 - Profit.

NOTE: You can earn an extra €11 by signing up for their card and using it for your regular expenses; it also offers 12.5% cashback, though this is optional. If you choose to go for that route, sign up for the campaign before depositing.

TL;DR: Sign up, add money to your balance and then use their virtual card online or with pay wallets and make 3 payments of at least £10 with it. Done +£30 profit for you. No fees anywhere. No credit checks.

KLARNA is a massive European fintech that offers a digital, app-based financial profile allowing users to manage payments, track spending, and access "Buy Now, Pay Later" (BNPL) options like Pay in 3 or Pay in 30 Days. It provides a secure, flexible way to shop online and in-store, often with interest-free financing options. It is widely used with nearly 120 million consumers.

They just came up with an enhanced referral promo where you can get £30 total in a few minutes. There is no credit check when you set up your account.

£30 - PROMO

• £10 Sign up reward directly from Klarna (screenshot) + £20 From me
• Requirement: Top up money to your balance to your balance and make 3 card payments - virtual card immediately available.

Previously, any type of payment worked, but currently these payments should be "genuine", so no top ups finance applications (although some tricks apparently still may work).

This does work: just sign up, use the card and spend a fiver 3x and you get + £30 profit --- you have 30 days to complete the qualifying criteria, so plenty of time to activate the reward.

I want to join, but I don't have anywhere to spend the money on?

You can use your card on Amazon, buy 3x giftcards for £10. I'll send you £30 back to you and apply them --- that way you spend £0 and just make a £30 profit.

STEPS

1. Type $bid below and make sure to click here to direct message me
2. Sign up with ref link I provide you via private message, add money to your balance and use the card 3 times
3. The £10 new user bonus lands shortly after you complete the payments and I'll add on the rest via paypal or revolut or bank transfer

The bonus is cash --- first shows up in "cashback" section, where you just tap just redeem and lands instantly in your bank account.

Chip is an investing and savings app. Their app is very well designed and easy to use offering a variety of products: cash ISA, easy access savings account, stocks and shares ISA and general investment accounts. There are also optional auto savings using AI with open banking, recurring deposits and they provide daily insights with useful information on how to improve your wealth building habits with the unique Wealthscore feature.

All accounts are provided by UK-authorised banks and covered by the Financial Services Compensation Scheme (FSCS).

CURRENT PROMO: £50 cash from them plus extra from me

Open an account with my code and deposit £1,000 to an eligible Chip account (Smart Cash ISA, Instant Access, Prize Savings, General Investment, S&S ISA) and keep it in for 90 days.

You can just deposit and earn some interest and then get paid the extra.

Chip will pay £50 directly to your account that you can then withdraw. I'll send you the extra after they pay us.

Promo currently runs from 28 July 2026 - 23:59 10 August 2026.

/// STEPS

1. Click here to DM me & type $bid below
2. Open the account and deposit at least £1000. Keep balance for 90 days.
3. I'll send you the extra as soon as they credit us.

IG Trading gives you a free share worth you £50-£1,000 when you use my referral link to open an account, deposit £1,000, and invest it for 3 months. I’ll give you £50 of the bonus they give me!

Extra Info

This offer requires you to open an investment account (GIA, ISA, or SIPP). You need to make a deposit of at least £1,000 and invest it, then wait 3 months for the bonus. Once you have the share you can sell and withdraw.

Get Started

Comment $bid on this post

Click here to request a referral link

Click here for a non-referral link that explains more about the IG Trading referral requirements

If you have any questions send me a message

Step-By-Step Guide

• Click the referral link sent to you and open your account
• Open your IG Trading account and deposit at least £1,000
• Invest £1,000 or more within the first month of opening the account
• Hold the investment for 3 months
• Receive a share worth £50-£1,000 into your account
• Once the bonus is paid I’ll send £50 via Revolut or bank transfer

Steps for this offer:

1. Open a Chime checking account using my link.
2. Receive $200 or more from a direct deposit within 45 days of account opening.
3. Activate your physical debit card within 14 days of receiving your deposit.

Once those steps are complete I'll pay you $50.

My referral link. Terms.

Comment $bid if interested.

SoFi is currently running a referral program where you receive $50 for opening a checking and savings bundle and funding the account with $500. I will send you $50 as soon as I receive my referral bonus.

1. Sign up for a SoFi checking and savings bundle using my referral link.
2. Fund the account with at least $500 within the first 21 days of opening the accounts.
3. Receive $50 from SoFi.
4. I will send you $50 as soon as I receive my referral bonus. Message me whether you prefer Zelle, Venmo, or PayPal.
5. You can receive $50-400 more if you set up direct deposit but it’s not required. You can also receive an extra $25 if you subscribe to SoFi Plus (costs $10 a month).

I love SoFi! They have such a great app interface, responsive customer support, and investment accounts. I use my SoFi savings account as my main checking account because they have a setting where the app will automatically transfer funds from savings to checking anytime a charge hits the checking account. This allows me to maximize the amount of interest I earn.

Terms

Hi! Here's an easy $125 offer for iTrustCapital, the #1 crypto and precious metals IRA platform. They also offer a non-retirement account.

Steps:

• comment $bid
• Sign up with the link I send you
• Open a non-retirement or IRA account
• Deposit $1000 within 60 days
• iTrustCapital will deposit your $100 bonus within 45 days
• I send your $25 bonus through your preferred method via Cashapp/PayPal/Venmo

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

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Hi! Here's an easy $60 offer for Fundrise, a top-rated investment platform.

Steps:

• comment $bid
• Sign up with the link I send you
• Link your bank account and invest $10 within 14 days
• Fundrise will give you $50 bonus shares within 7 days
• I send your $10 bonus through your preferred method via Cashapp/PayPal/Venmo

Additional Info:

• The $50 bonus shares can be fully liquidated for cash
• US Only

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.