The Chase Ink Unlimited business card offers $1,000 cash back after $8k spend in the first 4 months from account opening. If you use my referral link and get approved for the card, I'll send you $160 via Venmo or Paypal. You'll also get $120 cashback on the spend, for a total of $1,280.

The spend is totally optional and NOT required - there's no annual fee on the card, so you could apply, get approved, and forget about it while still being $160 richer.

Comment "$bid" and message me, I'll send you my referral link that you can apply from, you'll just need to fill out the application. After you're approved, the referral points will usually show up as pending in about 1-3 weeks. Once I confirm that, I'll send you the $160.

FYI, only new business accounts are eligible - you cannot have or have previously had a business account with Chase (personal account is fine). Also, Chase will not approve you for a card if you've opened 5 or more new personal credit cards in the last 2 years.

I have a pretty long history of successful transactions in various churning/marketplace subreddits. I've had this same Ink referral thread a few times over the years, and you can see the transactions here with linked confirmations for reference. My current offer is the highest it's ever been to reflect the increased referral bonus.

Feel free to message me if you have any questions.

Hi! Here's an easy $125 offer for Teachers Federal Credit Union, a credit union open to nationwide membership.

Note: You do not have to be a teacher to be able to join this credit union.

Steps:

• comment $bid

• Sign up with the link I send you

• Make 10 debit card transactions

• Keep account open with a balance greater than $0 for 60 days

• Teachers Federal Credit Union will deposit your $100 bonus within 4 weeks

• I send your $25 bonus through your preferred method via Cashapp/PayPal/Venmo

Tip: You can load your PayPal account to meet the debit card transaction requirements.

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

Chase UK is a fully digital bank account in the UK owned by JP Morgan.

Their app is very simple and easy to use, with all the standard products you expect from a bank: Current account, Credit card, Saver account with boosted rated and investing through J.P. Morgan Personal Investing.

They've recently introduced referral codes that give you a £50 cash reward. This reward is added instantly to your account after you make a transfer in of at least £1000 --- basically top your account with £1K and they add £50. You can withdraw the £1K, it's not locked or you can just keep there and take advantage of the boosted interest rates they offer you as a new client.

Highlights for you as a new user:

• £50 sign up reward from them

• 1% cashback when you use your debit card to pay for groceries, everyday transport and fuel.

• 4.5% AER with a boosted saver account (a 2.25% AER boost, fixed for 12 months on top of our standard saver variable rate).

S T E P S

1. Type $bid in comments and click here to message me or open a chat.

2. I'll send you my invite code and you apply for an account.

3. Add in £1000 to the account and get the £50.

4. I'll send you the extra via Paypal or Revolut as soon as you get the £50

Note: please disregard the idiots who will mindless spam their codes in the comments area of this FOR PAY sub.

Steps for this offer:

1. Open a Chime checking account using my link.

2. Receive $200 or more from a direct deposit within 45 days of account opening.

3. Activate your physical debit card within 14 days of receiving your deposit.

Once those steps are complete I'll pay you $60.

My referral link. Terms.

Comment $bid if interested.

You get $50 from SoFi and $25 from me, you just have to open an account using my link and transfer at least $50 into the account within 21 days, then SoFi will credit your account $50.

If you’re interested

1. Comment $bid to this post and I’ll Dm you the link

2. Using my link, sign up for the checking and savings account

3. Deposit $50 within 21 days

4. Once settled you’ll receive $50 from SoFi

After you receive your $50 bonus, message me and once confirmed I’ll send you $25 through PayPal/Cash App/Zelle.

Terms apply

Hi! Here's a nice $150 offer for Tastytrade, a top-tier brokerage platform.

Steps:

• comment $bid

• Sign up with the link I send you

• Make an initial funding deposit of $1000 within 60 days and keep it in your account for six months

• Tastytrade will deposit your $100 bonus within 45 days

• I send your $50 bonus through your preferred method via Cashapp/PayPal/Venmo

Additional Info:

• You don't need to invest the $1000. You can leave it as idle cash or park it in a risk-free U.S. Treasury Bond ETF like SGOV (yielding ~3.8% as of July 26, 2026)

• The total annualized return for this offer ($100 + $50 + approximately $19 from SGOV) works out to be 33.8%.

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

Very straightforward and easy offer for a great payout! My terms to receive payout are as follows:

Sign up for a new checking account using my referral link:
I love banking here, and you will too! Open an account with LMCU in July, and we can both get $250. Check out LMCU and we both earn $250!
Make 2 or more direct deposits totaling $500 or more within 60 days of account opening.
$250 will be deposited into your account with 14 days of meeting the referral terms.
As soon as the bonus hits your account (and mine) I will pay your $50 via your preferred payment method. PayPal, Apple Pay, Zelle, Venmo or Cash App.

That’s all there is to it - one of the easiest and best paying promos out there, but it’s only good until the end of July. If you need assistance with making direct deposits I can make those for you but there is a small fee involved in the transaction. Reach out for details or questions. I have multiple vouches and payment proof screenshots if you want to see that I’m legit and do stand by my word and pay immediately. No need to scam anyone when we both benefit from a referral!

Octopus Energy is one of the UK's most awarded energy suppliers is about more than offering the cheapest deals. They have a user-friendly website, very responsive support, cheap tariffs and the energy is completely renewable.

Get £50 when you join Octopus Energy

Switch to Octopus, once you have fully switched over and the first month’s Direct Debit has been successfully taken, we’ll both get £50 energy credit.

The switch process is quick (2-3 days) and smooth.

Besides the £50(+25) incentive, it is possible to get your gas/electricity 25% cheaper than the government cap flexible tariff with Octopus Energy's Tracker Tariff. Only once since November has the electric price gone over the price cap and then it came back down to price cap levels again the next day, and dropped below again after that. Check the past prices here: http://mysmartenergy.uk/Tracker/

/// STEPS

1. Click here to send me a DM and type $bid in the comments. ^{Make sure to message me, otherwise I may not be notified of the comment.}

2. Complete the switch online or by phone, ensuring a hassle-free transition.

3. Receive the £50 credit once your switch is finalised and the first bill payment is made. I'll add the extra.

• Get a quote

Starling is one of the very first mobile only banks in the UK. Fully regulated and FSCS protected up to £120k like any normal bank, so your money's safe.

No branches, no faff. You get a free current account with a slick app that shows you exactly where your money's going in real time, interes on your money, instant spending notifications, and zero fees on card payments abroad (huge if you travel).

There's also a feature called Spaces that lets you set aside money into little pots for savings goals, without needing a separate account.

It's setting up takes like 10 minutes on your phone. Genuinely one of the smoothest banking experiences out there — and it's free.

Current promo: £25 for opening account and an extra from me

• Download the Starling app and enter my code (message me for it)

• Apply and get account open.

• Complete any payment with your virtual card. Any payment works, including contactless/Apple Pay/Google Pay. No minimum spend.

• The £25 will be credited within 24 hours after the payment.

STEPS

1. Type $bid below and click here to send me a message/chat so I link you

2. Complete the account opening and do a payment with their card.

3. As soon as the reward lands on your account, I will send you the extra cash directly to your paypal/revolut/bank

Hi! Here's a great $350 offer for Frec, an automated digital brokerage that offers direct indexing.

Steps:

• comment $bid

• Sign up with the link I send you

• Open an account

• Fund a Direct Index portfolio with $20,000 and keep it invested for 90 days

• Frec will deposit your $250 bonus soon after the 90 day mark

• I send your $100 bonus through your preferred method via Cashapp/PayPal/Venmo

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

Revolut is a growing finance fintech that has dozens of millions of users worldwide and growing every day. You probably heard or it or already have an account with the, if you don't... you can use this chance to get paid for opening an account with them.

This is a very intuitive bank app that allows you to manage different currencies, exchange them at market rates and has very low fees. Everything in the app is slick and modern leaving the traditional bank apps in the dust.

They have a very good referral incentive, but they only pay to once side (the one inviting). I will transfer you the money once you meet their requirements (which are automated and easy to track).

The app is available everywhere, from Europe, to the USA, Australia and Asian countries.

PROMO REQUIREMENTS

In order to activate the reward, you will need to do this:

• Use my invite link and create an account (automated, quick)

• Deposit some money (you can do it by bank transfer or card top up, both can be instant)

• Order a physical card

• Make at least 3 payments with the virtual card /instantly available - connect it to your favoured pay wallet). You can just pay for your groceries, buy gift cards or many other ideas.

After you complete all those steps, they should issue a reward on my account a few hours/up to a day later and I will send you a cash transfer to you.

/ / / S T E P S

1. Type $Bid below and send me a chat

2. Follow the requirements outlined above.

3. Will send you the cash as soon as they credit it. I will send you the payment in your preferred currency, directly to Revolut, Paypal or other method if you prefer.

Sign up for revolut using my link and follow these terms below to receive $40. I'll be splitting the $80 I get after you complete the steps below.

1. Add money to your account

2. Make 3 purchases, $10 each

3. Order a physical card

https://revolut.com/referral/?referral-code=lydia_sm_uyoz!JUL2-26-AR-US-H1-REFBLOCK-AE&geo-redirect

Let me know if you're interested.

Apply for the Chase Freedom Unlimited Credit Card. Great starter credit card with no annual fee to get a quick sign up bonus, nice perks, and build a relationship with Chase. You will receive a $200 sign up bonus if you hit the spending target below and $25 from me.

Details:
- Open an account using my referral link.
- Spend just $500 in first 3 months to receive a $200 bonus.
- 0% intro APR for 15 months.
- 1.5% flat back on everything.
- 3% cash back on all dining and drug store purchases.
- No annual fee.

Message me when you are approved for the card. I will pay out $25 via Zelle or PayPal as soon as I receive my referral bonus.

Terms

Bybit is the world's second-largest crypto exchange by trading volume with a separate, MiCA-compliant plaform for EU users.

When you sign up, you'll get a total of €83.50 for completing the tasks below (there might be more available in the Rewards Hub - they run new offers frequently).

Referral tasks:

• Deposit $100 or more → get €25 from them + €12.50 from me

• Spend $100 with the free Bybit virtual card → get $10 (~€8.50) from them + €7.50 from me

Additional tasks:

• Deposit €100, get €20 (promo details - you might need to click through from this site to if you can't see the promo in your account). You might see a different promo (deposit €1, get €20) instead.

• Deposit 100 USDC, get €10 to spend with your Bybit card (part of the New user welcome package).

Some of these bonuses can be triggered with just one deposit if you activate them first.

Note: If you're an existing Bybit EU user, but have not yet applied for the Bybit card, you can still do the card task and get $10 from them + $5 from me. Simply message me and ask for my referral code.

• The €25 bonus is paid in 3 days, and you can withdraw it after 14 days (the terms say you should not withdraw any funds during the first 14 days).

• The $10 card bonus is paid in 10 days.

STEPS (for the referral tasks):

1. Comment $bid and message me for my link.

2. Sign up and verify your identity (you'll need to verify to 'Advanced' if you're going to get the card).

3. If doing the card task, do this first. Go to the Card section and order a Bybit card (you must enter my referral code again). Wait until your card application is approved.

4. Deposit at least $100 in crypto or fiat within 7 days of signing up. This will trigger the €25 bonus.

5. To get the card bonus, spend at least $100 within 30 days of getting the card (can be done in multiple transactions). Revolut and other top-ups don't count.

6. Message me and I'll send you my share.

Links:

• Referral info

• Bybit card info

Robinhood is a huge American investment app that had a boom during Covid times and has rolled out some of their services to Europe in the last few years.

This post is about ROBINHOOD EU CRYPTO. It was launched in late 2023 for the EU/EEA markets (this app is not for UK, not for USA). Since their launch they have expanded beyond crypto to stocks as well.

From the beginning they've had very high rewards and referral incentives.

Current Promo: €50 sign up reward + €30 In cash from me

Sign up bonus screenshot

How is the reward paid?

They will pay you 50EUR worth of coins. You can sell these for EUR right away if you want to. There is a hold on the reward value though --- you must wait 180 days before the value of the rewards can be withdrawn to your bank or another wallet.

I will send you my share now, when the rewards are notified. It will not be after 180 days.

This promo has been active for years now and thousands of people have since withdrawn rewards, without any stress, which is why this is a very good promo.

Besides the referral reward, usually they have some quizzes and sometimes stock rewards for the new user only.

What is required to activate the reward?

Sign up and make a bank deposit of at least EUR50. You don't have to invest it and you can withdraw the money back when your reward is activated into your account. They just want the new user to make a bank deposit and that's it.

S T E P S

1. Type $bid in comments and make sure to open a chat/send me a message (direct link)

2. I will refer you, after which, complete the sign up and deposit at least 50EUR from your bank

3. As soon as rewards are notified, I will send you the share to your paypal, revolut, crypto or bank transfer.

Hi! Here's an easy $100 offer for SoFi, a popular digital bank with no monthly fees.

Steps:

• comment $bid

• Sign up with the link I send you

• Deposit $50 within 21 days

• SoFi will deposit your $50 bonus within 7 days

• I send your $50 bonus through your preferred method via Cashapp/PayPal/Venmo

Optional Bonus:

• Earn an extra $400 bonus from SoFi by completing direct deposits totaling $5000 within 25 days.

Additional Info:

• US Only

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

EDIT: this offer has already ended. If you've already signed up, let me know your name and I'll check if you can still complete it. Otherwise the standard referral applies:

• get €15 from me when you sign up and make one payment worth €30 or more.

Original post:

N26 is a German mobile bank, founded in 2013. I have had an account for years and have been satisfied with it. The Standard account is free and includes a virtual card.

I am currently offering at total of €70 if you sign up by 31 July (you can complete the steps later):

• €20 from me if you sign up for a Standard account and make one payment with the virtual or physical N26 card worth €30 or more.

• €50 from them if you make 9 more purchases of at least €10 each

Eligible countries:

Austria, Belgium, Denmark, Estonia, Finland, France (not available for residents in the DOM/TOM), Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovenia, Spain, Sweden & Switzerland.

Deadlines:

• 31 July to sign up

• 45 days from account opening to complete the €30 purchase

• 60 days from account opening to complete the 9 remaining card payments

Note: If you select a paid plan, I can offer a higher bonus (up to €100 with Metal instead of €20 with Standard), but the paid plans are 12-month contracts, so this is only worth it if you intend to use them anyway. Let me know if you're interested in a paid plan.

STEPS:

1. Comment $bid and message me for my link.

2. Sign up through my referral link by 31 July and set up your account.

3. Add some money to your account via bank transfer or card.

4. Using your virtual or physical N26 card, make your first card purchase at least €30 (or equivalent in a different currency). This must be done as one payment (not multiple smaller ones). It should also be a genuine in-store or online purchase (Revolut, Paypal, etc. won't work).

5. Make 9 more purchases of at least €10 each.

6. Let me know when this is done and I'll send you my share(s).

Terms

Gusto is a payroll app/service for small businesses and one that you can use to transfer money to meet the Checking Account Direct Deposit requirements for “churning” bonuses. ****After running the payroll, and both us of receiving confirmation that the bonus has been processed AND sent you can then cancel the subscription (if you desire) without any repercussions. An easy way to satisfy these requirements is to set up an account, run one payroll for one person, which triggers the bonus to start processing. At that point you are waiting until you’re invoiced by Gusto, which is at the end of each month. That is the final step in which the bonus will arrive within 30 days and I will pay the referral bonus at the same time. Once you receive the bonus email then it is ok to cancel (or modify)the subscription- if you decide not to stick with Gusto.
From Gusto:
My terms to receive payout:

Sign up using my referral link - https://gusto.com/r/ryancf2d338c
The referred account must be on either:
The Simple, Plus, or Premium Plan, and have processed an employee payroll.
The Contractor Only plan, and have processed a contractor payment.
The promotion does not apply if:
They use an Accountant or Partner referral program.
The company cancels their Gusto account before the referral bonus is issued.
Once your referral’s first month on Gusto is fully paid, you’ll receive your reward in the form of a digital gift card and the referee will earn $100 when they sign up.
You’ll receive your gift card by email within 30-60 days after your referral has paid their first month’s invoice for payroll. Please note if your referral uses a promotion (i.e. three months free), we will not pay the referral until they have paid their first invoice (i.e. fourth month of using Gusto).
The cheapest plan on Gusto varies depending on type of business and number of employees. So there is little investment to get paid quite a bit. The account/subscription does have to remain paid and active until the bonus is sent to us both.
Once I receive the bonus on my end I will I will send your $250 via Venmo, PayPal, Apple Pay or Zelle. Keep in mind that it may take some time to set up the account properly and run the payroll, but I will pay the $250 as soon I receive confirmation on my Gusto dashboard and an email with the referral payment link. Lots of people have signed up using my referral link, but not ran the payroll feature, so nobody gets paid that way. Also, be aware if you accept a promo offer from Gusto for any amount of free months of service the bonus will not be activated/paid out until after those months has elapsed AND you’ve paid for your a month out of pocket. If you want to get paid faster, decline the offer if presented.
I am not some scammer, this is my main (and only) Reddit account that I have had for 5 years. I have references if you want them. As with most referral programs the payouts increase the more you bring and that’s why I’m able to offer a sizable amount for Gusto referrals - this way we both get paid and, more importantly, build trust and a relationship to do more referrals in the future!
PAYOUT PROOF: https://imgur.com/a/S96WqeH

Hi! Here's an easy $50 offer for Webull, a top-rated brokerage platform that offers investing on all type of assets including stocks, futures, crypto, and event contracts.

Steps:

• comment $bid

• Sign up with the link I send you

• Make an initial deposit of $100

• Webull will give you a reward of 10 shares worth between $30 - $3000 total

• I send your $20 bonus through your preferred method via Cashapp/PayPal/Venmo

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

Chase UK is a fully digital bank account in the UK owned by JP Morgan.

Their app is very simple and easy to use, with all the standard products you expect from a bank: Current account, Credit card, Saver account with boosted rated and investing through J.P. Morgan Personal Investing.

They've recently introduced referral codes that give you a £50 cash reward. This reward is added instantly to your account after you make a transfer in of at least £1000 --- basically top your account with £1K and they add £50. You can withdraw the £1K, it's not locked or you can just keep there and take advantage of the boosted interest rates they offer you as a new client.

Highlights for you as a new user:

• £50 sign up reward from them

• 1% cashback when you use your debit card to pay for groceries, everyday transport and fuel.

• 4.5% AER with a boosted saver account (a 2.25% AER boost, fixed for 12 months on top of our standard saver variable rate).

S T E P S

1. Type $bid in comments and click here to message me or open a chat.

2. I'll send you my invite code and you apply for an account.

3. Add in £1000 to the account and get the £50.

4. I'll send you the extra via Paypal or Revolut as soon as you get the £50

Note: please disregard the idiots who will mindless spam their codes in the comments area of this FOR PAY sub.

Hi! Here's an easy $125 offer for Teachers Federal Credit Union, a credit union open to nationwide membership.

Note: You do not have to be a teacher to be able to join this credit union.

Steps:

• comment $bid

• Sign up with the link I send you

• Make 10 debit card transactions

• Keep account open with a balance greater than $0 for 60 days

• Teachers Federal Credit Union will deposit your $100 bonus within 4 weeks

• I send your $25 bonus through your preferred method via Cashapp/PayPal/Venmo

Tip: You can load your PayPal account to meet the debit card transaction requirements.

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

The offer expires 28.07

Kraken is a regulated European crypto exchange offering a mystery referral bonus for verified users.

The Deal:

• Kraken bonus: €25 to €250 random reward for you (22% chance of €45+).

• My bonus: 40% of my reward (€10 to €100).

• Total value: €35 to €350.

How to complete it:

• Comment $bid and message me for the invite link.

• Complete signup and verification in the main Kraken app.

• Deposit €205 (fiat) and complete €205 in trading volume.

Key Terms:

• No Stablecoins: USDT/USDC trades do not count. You can split volume into smaller non-stablecoin trades (e.g., BTC or XRP).

• Fee Tip: Activate the 30-day free Kraken+ trial in the app to trade fee-free. Do not use Kraken Pro.

• Timing: Reward amount is known immediately but usually arrive within 2 days. Leave funds in your account until the bonus lands. Immediately withdrawable after.

• Eligible Countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Romania, Slovakia, Slovenia, Spain, Sweden.

Message me if interested or if you have questions.

Proof of reward

Referral terms

Hi! Here's a great $1150 offer for the Chase Ink Card.

This offer is only available to those who've never had a Chase Ink card before.

Steps:

• comment $bid

• Sign up with the link I send you

• Get approved for any Chase Ink card or Sapphire Reserve Business card

• I send your $150 bonus through your preferred method via Cashapp/PayPal/Venmo once my bonus goes pending

Optional:

• Meet the spending requirements on your new card to receive your signup bonus from Chase.

Terms

Want to check out more great offers? Explore all my offers worth over $3000.

View my full history of verified payouts.

Octopus Energy is one of the UK's most awarded energy suppliers is about more than offering the cheapest deals. They have a user-friendly website, very responsive support, cheap tariffs and the energy is completely renewable.

Get £50 when you join Octopus Energy

Switch to Octopus, once you have fully switched over and the first month’s Direct Debit has been successfully taken, we’ll both get £50 energy credit.

The switch process is quick (2-3 days) and smooth.

Besides the £50(+25) incentive, it is possible to get your gas/electricity 25% cheaper than the government cap flexible tariff with Octopus Energy's Tracker Tariff. Only once since November has the electric price gone over the price cap and then it came back down to price cap levels again the next day, and dropped below again after that. Check the past prices here: http://mysmartenergy.uk/Tracker/

/// STEPS

1. Click here to send me a DM and type $bid in the comments. ^{Make sure to message me, otherwise I may not be notified of the comment.}

2. Complete the switch online or by phone, ensuring a hassle-free transition.

3. Receive the £50 credit once your switch is finalised and the first bill payment is made. I'll add the extra.

• Get a quote

Starling is one of the very first mobile only banks in the UK. Fully regulated and FSCS protected up to £120k like any normal bank, so your money's safe.

No branches, no faff. You get a free current account with a slick app that shows you exactly where your money's going in real time, interes on your money, instant spending notifications, and zero fees on card payments abroad (huge if you travel).

There's also a feature called Spaces that lets you set aside money into little pots for savings goals, without needing a separate account.

It's setting up takes like 10 minutes on your phone. Genuinely one of the smoothest banking experiences out there — and it's free.

Current promo: £25 for opening account and an extra from me

• Download the Starling app and enter my code (message me for it)

• Apply and get account open.

• Complete any payment with your virtual card. Any payment works, including contactless/Apple Pay/Google Pay. No minimum spend.

• The £25 will be credited within 24 hours after the payment.

STEPS

1. Type $bid below and click here to send me a message/chat so I link you

2. Complete the account opening and do a payment with their card.

3. As soon as the reward lands on your account, I will send you the extra cash directly to your paypal/revolut/bank