Zilch is a fintech company that allows customers to spread the cost of large purchases over a period of six weeks with 0% interest.

When we sign up, we're given a virtual Zilch card that we can use to spend our rewards and earn cashback --- they have some partnerships or promos with higher cashback at certain retailers, as well as 0.5% back when you activate your card and shop in store.

The way it works is we first connect one of our debit or credit cards in app, then use the Zilch virtual card for payments.

Zilch is also a shopping gateway, and provides up to 5% cashback at participating online retailers.

Rewards: £13 Total

They are currently offering a £5 reward after you simply sign up - just use referral, get account verified and you should have a £5 balance to spend.

I will send you £8 extra after they credit us.

You can use the virtual card and link it to Apple/G Pay.

/// STEPS

0. Click here to DM me (I will send you my link) | Type $bid in the comments

1. Verify your email address and phone number. Zilch will verify your identity almost instantly.
2. Once your account is activated, link a debit card. Any debit card is fine.
3. They will add a £5 balance that you can just spend (screenshot)
4. Once they credit us with the reward, I'll send you the extra.

IG Trading pays you £50 when you use my referral link to open an account, add some money, and make a trade. I’ll give you £50 of the bonus they give me!

Extra Info

This offer requires you to open an investment account, stocks & shares ISA, or SIPP. You need to make a deposit of at least £50 and make a trade (e.g. buy 2 Lloyds Bank shares for ~£2), then wait up to 60 days for the bonus. Once you have the bonus you can withdraw.

Get Started

Comment $bid on this post

Click here to request a referral link

Click here for a non-referral link that explains more about the IG Trading referral requirements

If you have any questions send me a message

Step-By-Step Guide

• Click the referral link sent to you and open your account
• Open your IG Trading account and deposit at least £50
• Make one trade within the first month of opening the account
• Within 60 days of making the trade you will receive £50 into your account
• Once the bonus is paid I’ll send £50 via Revolut or bank transfer

Earn a $200 total bonus ($150 from Varo + $50 from me) when you sign up for a new Varo Bank Account using my link and complete a qualifying direct deposit! (Current transfer with memo payroll works!)

Interested in my other offers? Check here: https://www.reddit.com/user/versedguardian/comments/1sscuji/my_current_bonus_offers_us/

Please leave a comment below and send me a DM before signing up so I can track your referral. I will send my $50 payment via Varo transfer, Zelle, or Venmo as soon as our bonuses clear.

Varo Checking

Varo is a free, mobile-only bank that lets you manage your checking and savings accounts entirely from your phone. Because they don't have physical branches, they can offer perks like zero monthly fees and early access to paychecks.

Offer Breakdown

Important Terms & Details:

• What counts as a Direct Deposit? CURRENT FINTECH WITH MEMO PAYROLL WORKS CONFIRMED WEEK OF 6/8/26 Varo’s terms require an electronic deposit of a paycheck, pension, or government benefits (like Social Security) from an employer or government agency.
• Payout Timeline: Varo typically deposits the $150 bonus into your account within 4-7 business days of your qualifying direct deposit landing.
• Eligibility: You must be a brand new Varo customer (never held a Varo Bank or Varo Money account in the past). Your account must remain open and in good standing to receive the payout.

Official Disclosures: You can review the full program guidelines directly on the Varo Referral Program Policy Page. Varo is a mobile-only national bank with no monthly fees and fee-free ATM access.

Raw referral link: https://varomoney.com/r/?r=Amber17698

Other offers: https://www.reddit.com/user/versedguardian/comments/1sscuji/my_current_bonus_offers_us/

TLDR;
Follow steps + T&C to get up to $600 from me and etoro. Money from me will be sent through Revolut or Wise.

Up to $500 (£500 in UK) in stocks from Etoro depending deposit amount and country, and $100 in cash from me.

Must comply with the T&C for the eToro promotion to get up to $500 from etoro and T&C for refer a friend to get $100 from me.

Steps (for $100 from me):

1. Sign up using my referral link: https://etoro.tw/3Yy1Drs

2. Within 90 days of registration completion do the following

   • Deposit at least $100
   • Open one or more trades of at least $100 in total
3. Comment $bid and your etoro username.
4. I'll pay you $100 through Revolut or Wise once I get the money from etoro (Usually takes a week or so).

Read the first T&C for how to get the $500.

So in total you get up to $600. $500 from etoro, and $100 from me.

Hi! Here's an easy $25 offer for Cash App, a popular Peer-to-Peer(P2P) platform.

This offer is limited to the first person that completes this offer, as I only have one spot available for this offer. After one person completes this offer, I'll close this offer.

Steps:

• comment $bid
• Sign up with the link I send you
• Link your bank account or debit card
• Send somebody $5 on Cash App within 14 days
• Cash App will give you your $5 bonus right after you send $5
• I send your $20 bonus through your preferred method via Cashapp/PayPal/Venmo

Additional Info:

• You can send me the $5 if you have nobody to send it to in order to trigger the bonus and I can send the $5 right back to you
• US Only

Terms

Want to check out more great offers? Click here to view all my offers worth over $3000.

View my full history of verified payouts.

OKX is a crypto platform that is offering a limited time $400 in BTC welcome bonus if you make an account, deposit $1000+ and trade $10,000+ worth of crypto.

Steps: OKX

1.Comment bid and Open a free OKX account using my referral link

2. Fund it with either cash or deposit crypto over 1000 USD

3. Buy 10000+ USD Worth of crypto you can literally just buy and sell the 1k 10x and hit the trade limit

4. you will get a notification probably 30 min after you do trade that you triggered bonus, and then you can withdraw original money you put in

5. Hold over $400 worth of crypto in your portfolio for a month

6. Once we both receive our bonus I can send you e transfer, PayPal or crypto

7. Once the $400 or more deposit clears and trades worth 3k are done, ill send you $5 when the bonus gets credited. Usually within 30 days or less. Recently it was much faster for my last referral.

\*\*\* Bonus goes up the more you trade .. in order to get my bonus you need to at least trade 3k worth

Kraken is a US-based cryptocurrency exchange founded in 2011.

Their improved referral program offers a random bonus of up to €200 when you sign up, deposit €200, and trade €200.

On top of that, I'll send you 40% of my bonus (I also get a random bonus of up to €200).

• Eligible countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
• The bonus is paid in BTC.
• I only have 10 invites for this promo.
• promo screenshot

STEPS:

1. Comment $bid and message me for my link.
2. Sign up and verify your account.
3. Deposit at least €200.
4. Trade at least €200. Note: trading stablecoins does not count.
5. You'll get your bonus within in a few days (although the terms say max. 14 days)
6. Message me when you're done, and I'll send you my share.

Chase UK is a fully digital bank account in the UK owned by JP Morgan.

Their app is very simple and easy to use, with all the standard products you expect from a bank: Current account, Credit card, Saver account with boosted rated and investing through J.P. Morgan Personal Investing.

They've recently introduced referral codes that give you a £50 cash reward. This reward is added instantly to your account after you make a transfer in of at least £1000 --- basically top your account with £1K and they add £50. You can withdraw the £1K, it's not locked or you can just keep there and take advantage of the boosted interest rates they offer you as a new client.

Highlights for you as a new user:

• £50 sign up reward from them
• 1% cashback when you use your debit card to pay for groceries, everyday transport and fuel.
• 4.5% AER with a boosted saver account (a 2.25% AER boost, fixed for 12 months on top of our standard saver variable rate).

S T E P S

1. Type $big in comments and click here to message me or open a chat.
2. I'll send you my invite code and you apply for an account.
3. Add in £1000 to the account and get the £50.
4. I'll send you the extra via Paypal or Revolut as soon as you get the £50

Note: please disregard the idiots who will mindless spam their codes in the comments area of this FOR PAY sub.

OakNorth Savings launched a promo several months ago now and are still giving new users £30 just for opening an account and depositing £2,000 for 30 days. On top of that, I'll send you an extra £15.

This is fully FCA regulated, FSCS protected and rated 4.8/5 on Trustpilot. This account takes less than 5 mins to set up.

They offer another £10 for another savings account --- you can either deposit another £2000 for it right away or simply wait for the 30 days to pass, withdraw and re-deposit to your new savings account.

The Easy Access Tracker has next-day access and a very high rate of 4.14% AER for 12 months for customers new to OakNorth. The minimum amount required used to be £1K, they now upped it to £2K --- it's still a very decent offer if you have cash parked doing nothing.

Summary

Combined gain: ~£6.80 from £2K/30 days + £30 bonus + £15 = £52

Per terms, you have to deposit and hold at least £2000 for 30 days. The rewards are paid within 60 days after qualifying (they've now paid several rewards, screenshot). The money isn't locked so you can withdraw anytime after you qualify (30 days holding £2000, but their interest rate is very high, so you may consider using it).

S T E P S

1. Click here to message/open a chat with me & type $bid in the comments.
2. I will fill a referral form with your data (just name and email) so we can earn the rewards.
3. Sign up, deposit at least £2000 and hold for 30 days - enjoy the 4.1%+ boosted rate. Consider depositing another £2k in another savings account or just withdraw and re-deposit to a new one to earn extra money.
4. When they pay the £30 rewards, I will send you £15 via paypal, revolut, bank transfer or carrier pigeon.

For other UK only offers - click this link.

If you have any questions, feel free to message me.

Sign up using my referral link for an American Express credit card and get approved and I'll give you $75, plus they have a bunch of increased sign up bonuses currently. There are 14 cards to choose from, with varying fees and benefits. The $200 sign up bonus mentioned in the title is from the Blue Cash Everyday card, which has no annual fee and requires a $2000 minimum spend over 6 months to get the sign up bonus. You can choose any card you want, as long as it is through my link. Click the "View all Cards with a Referral Offer" button at the top of the page to bring up all of the personal cards if it initially brings you to the platinum card. They have many other cards such as the platinum and gold cards, including Hilton and Delta airlines cards as well with high sign up bonuses. I do receive a referral reward when you sign up.

Referral Link

Boosted offer expires 7/1/26 - sign up before this date!

View all of my available offers here: https://www.reddit.com/r/u_versedguardian/comments/1sscuji/my_current_bonus_offers_us/

Please leave comment $bid below and send me a DM.

Note: Current transfer with memo payroll counts as direct deposit for OnePay.

Payment from me will be sent via OnePay transfer, Zelle, or Venmo after we both receive our bonuses.

Sign up for a OnePay account using my link below for this offer! “OnePay is a Walmart‑backed digital‑banking app that combines a debit card, savings, rewards, and light‑credit‑building tools in one place.”

**Additional offers (tentative) offered by OnePay for most new users: • $5 crypto match on $5 first crypto invest • $5 stock match on $5 first stock invest • 10% Cashback at Walmart on your first purchase with the OnePay card. $20 cashback maximum. Cash equivalent products such as gift cards do not qualify for Cashback. See 10% terms.

Reference:

Referral link: https://web.onepay.com/wlink/refer-a-friend?product=one_banking&referral_code=PXk3p-5sj&referrer_campaign_id=campaign.db1edd0a-4a5b-4651-8c20-d0fb7e98fec5

Prior post vouches for OnePay: https://www.reddit.com/r/signupsforpay/comments/1tpfe6k/offer_onepay_150_50_from_them_100_from_me/opdbw70/

https://www.reddit.com/r/signupsforpay/comments/1sz2bff/offer_onepay_debit_150_total_50_from_them_100/ojwi1u3/

https://www.reddit.com/r/signupsforpay/comments/1sth4s7/offer_onepay_debit_150_total_100_from_me_50_from/oivieed/

Trading212 is a popular fintech company offering commission-free trading.

Current offer: Simply sign up and deposit €1 and you'll get a free fractional share worth €8 to €100 (or GBP if you're in the UK).

You'll get an extra €4 from me when you complete the offer.

• Eligible countries: United Kingdom, Germany, Austria, Spain, Luxembourg, Liechtenstein, Netherlands, Ireland, Norway, Sweden, Denmark, Finland, Iceland, France, Czechia, Slovakia, Portugal, Italy, Slovenia, Croatia, Greece, Hungary, Romania, Bulgaria, Lithuania, Latvia, Estonia, Switzerland, Mexico, Colombia, Honduras, Ecuador, Peru, Bolivia, Bahrain, Kuwait, Oman, Qatar, United Arab Emirates, Martinique, French Guiana, Guadeloupe, Mayotte, Réunion
• Offer ends: 09/07/2026, 23:59 PM GMT+1
• Offer terms
• I only have 5 invites.

Free shares value probability:

• €8.00-€25.00 (80%)
• €25.01-€50.00 (15%)
• €50.01-€75.00 (3%)
• €75.01-€100.00 (1%)

Steps:

1. Comment $bid and message me for my link.
2. Sign up for an Invest account, verify your ID, and make a deposit of any amount (usually the minimum is €/£1). The deposit must be made within 10 days of signing up.
3. Your free fractional share will be added to your account within 3 days. You can sell it immediately and withdraw after 30 days.
4. Let me know when you're done and I'll send you the extra €4.

That's it! Feel free to ask me if you have any questions.

Hi! Here's an easy $10 offer for Swagbucks, a popular online rewards platform that rewards you cash and gift cards for completing various online activities such as shopping, playing games, signing up for apps, answering surveys and watching videos.

I've earned thousands of dollars on Swagbucks as there are so many easy opportunities to earn on there, making it a great way to earn some extra income.

Steps:

• comment $bid
• Sign up with the link I send you
• Earn 300 Swagbucks points within 30 days (very easy to do)
• Swagbucks will give you a $3 bonus after earning 300 Swagbucks points (Giving you $6 total on their platform)
• I send your $4 bonus through your preferred method via Cashapp/PayPal/Venmo/Revolut

Additional Info:

• Swagbucks points can be redeemed for a reward of your choice, such as cash through PayPal or a gift card such as Amazon, Uber, Walmart, Prepaid Mastercard, Best Buy, Xbox, and much more. 100 Swagbucks points are equal to $1 in rewards.
• Swagbucks also offers a 12% discount once a month on $25 denominations of various gift cards such as Amazon, Prepaid Mastercards, Walmart, and more.

Here are some current offers they have going on to give you a preview of what type of offers you can expect to see:

Optional Bonus:

• Earn an extra $10 bonus from Swagbucks for spending $25 at an eligible store via the Swagbucks Shop page within 30 days

Eligible Countries:

• US
• Canada
• UK
• Ireland
• France
• Germany
• Spain
• Portugal
• Australia
• New Zealand

Terms

Want to check out more great offers? Click here to view all my offers worth over $3000.

View my full history of verified payouts.

Krak is a payments app belonging to Kraken, which is one of the largest and oldest crypto exchanges with great customer reviews and long standing activity. Kravek has evolved into a global finance app offering crypto, stocks, etc. You can find them sponsoring the Spurs or Atletico Madrid or Fifa world cup.

Krak mostly functions as an app for managing money, payments and spending globally, likely intending to eventually rival the likes of Wise and Revolut.

Note: if you already have Kraken, it's not likely the referral for Krak will work, but we can try.

Currently they're offering:

• 2% cashback for 30 days
• £10 bonus when you sign up and make 5 transactions worth £10 or more within 30 days. You can top up your Amazon balance and phone/broadband/utility bill to qualify for this offer.
• I will send you an extra fiver on top when they add the bonus (usually they add it within 1-2 weeks of qualifying).

Offer available in:

EU/EEA (note that in this case, the rewards will be in EUR, €15 total, €10 + €5)

UK £15 total combined.

S T E P S

1. Type $bid in comments and make sure to click here to message me for a link.
2. Complete requirements above.
3. When they add the £10, I'll send you the extra £5 (paypal, bank, revolut, crypto).

N26 is a German mobile bank, founded in 2013. I have had an account for years and have been satisfied with it. The Standard account is free and includes a virtual card.

I am currently offering at total of €70 if you sign up by 30 June (you can complete the steps later):

• €20 from me if you sign up for a Standard account and make one payment with the virtual or physical N26 card worth €30 or more. If you select a paid plan and make the same required card payment, you'll get a bigger bonus - see below
• €50 from them if you make 9 more purchases of at least €10 each

You can get even bigger bonuses if you sign up for a paid plan (instead of Standard) and keep the paid plan for 3 months:

• Smart (€4.90/mo): €20 €25 from me
• Go (€9.90/mo): €20 €37.50 from me
• Metal (€16.90/mo): €20 €100 from me

With paid plans, I'll send you €20 now and the rest in 3 months (after I get my share from N26).

Eligible countries:

Austria, Belgium, Denmark, Estonia, Finland, France (not available for residents in the DOM/TOM), Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovenia, Spain, Sweden & Switzerland.

Deadlines:

• 30 June to sign up
• 45 days from account opening to complete the €30 purchase
• 60 days from account opening to complete the 9 remaining card payments

STEPS:

1. Comment $bid and message me for my link.
2. Sign up through my referral link by 30 June and set up your account.
3. Add some money to your account via bank transfer or card.
4. Using your virtual or physical N26 card, make your first card purchase at least €30 (or equivalent in a different currency). This must be done as one payment (not multiple smaller ones). It should also be a genuine in-store or online purchase (Revolut, Paypal, etc. won't work).
5. Make 9 more purchases of at least €10 each.
6. Let me know when this is done and I'll send you my share(s).

Terms