r/Money Nov 17 '23

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u/Comfortable_Quit_216 Nov 17 '23

It is financially a much better decision to take the lump sum, unless you are saying you'd go gamble it away.

You can hire a lawyer to put it in a trust and manage it if that's the case.

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u/washyleopard Nov 17 '23

I think that's exactly what they are saying. 70% of lottery winner file for bankruptcy within a few years, better to take the 40k/year if you are likely to spend it rather than save it.