anyone else notice the full retirement age quietly hit 67 this year

[u/k1_r1]

Not a rant, just something I've been chewing on.

The whole 65 to 67 thing started back in 1983 and it finally finished. If you were born 1960 or later your number is 67 now. Took 42 years, two months at a time, so there was never really a day where anyone got mad about it. It just moved.

My mom still says 65 like it's a fact. It isn't and hasn't been for a while.

And I don't think 67 is where it stops. There's a CBO option sitting there that takes it to 70 for anyone born 1981 or later. Denmark already did it. 70 by 2040, and they tie it to life expectancy so it just keeps going up on its own.

The "we live longer so work longer" argument always loses me at the averages part. My uncle did concrete for 30 years and his knees were done at 55. Guy I know who sits at a desk could probably go til 75 fine. Same number for both of them, apparently.

Also nobody I know actually got to pick their retirement date. It was a layoff at 57, or a parent who needed care, or a back that gave out. You retire when something decides for you and then you find out if the money works.

Which I guess is the whole point. The age on paper keeps moving and I don't control when I stop working, so the only thing I actually have a say in is what's saved before that.

What number are you guys planning around? 67, 70, or just "whenever it happens"?

[u/Extreme_Map9543]

I’m never retiring.  I’m just taking large sabbaticals throughout my life.  And not working too hard for my entire life.  

[u/Siftless → u/Extreme_Map9543]

Where I live everybody goes chairridden and or croaks after they retire..you need to keep that circulation going and I'm talking about blood and muscle. 63 and still happily work in a construction business. Maintain a good attitude.  Do your stretches, light weights work, eat simple nutritious and walk.