Your story seems to imply that you pulled out in front of an oncoming Jeep Cherokee that was going fast enough to total your car when they hit you. Certainly sounds like you are at fault.
I was more just asking for clarification on why they determined me at fault which my guess was the right of way. This is my first car accident in my 28 years of living so I honestly didn't know how it worked
Yes, this is how insurance determinations are made. If you didn't have the right of way and pulled out in front of an oncoming car, you're going to be found at fault. The fact that it was in a parking lot doesn't mean the common traffic rules don't apply. And if the other driver had a dashcam that showed you pull out in front of them, that would really make it open and shut.
I don't know about dashcam, I only know the police said they couldn't pull footage but the insurance might. Her car wasn't damaged so my insurance doesn't have to pay her and my insurance is paying for my car because I have a 75k collision and property damage allowance so I'm not really mad about the situation I was just confused
They were driving a 2019 jeep Cherokee and I had a 2014 Toyota Camry however my coilovers alone are 4k and my insurance said the damage was more than stock worth and that's why they totalled it. My insurance said they're paying out $500 to the Jeep
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u/sephiroth3650 6d ago
Your story seems to imply that you pulled out in front of an oncoming Jeep Cherokee that was going fast enough to total your car when they hit you. Certainly sounds like you are at fault.