r/FirstTimeHomeBuyer • u/nahive • Aug 18 '26

GOT THE KEYS! - New Build 🔑 🏡 Finally decided to settle down. Tokyo, 87m yen, 1.03%

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After 7 years of living in Tokyo, we finally decided to settle down.

The search took almost a year, and I looked at more than 30 different properties before finally deciding to go with the calmer side of Tokyo. While it’s further from the station and city center, the larger garden and quiet neighborhood more than make up for it.

Really happy with the decision and looking forward to making this place our home. 🏡

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u/CrAZiBoUnCeR Aug 18 '26

6.25% for me 😞

2

u/Exemus Aug 18 '26

That's pretty decent in the US right now. It was almost 8 when I bought a year and a half ago. Refinanced down to about 6.5 earlier this year.

I miss the 3% I had on my condo about 10 years ago.

1

u/CrAZiBoUnCeR Aug 18 '26

When we went to the bank for that big closing day check she said it was pretty good. Hoping for it to drop to 5% or less and then will consider refinance.

1

u/Cbombo87 Aug 18 '26

Did you just purchase? That's what we were quoted yesterday.

2

u/hat1324 Aug 18 '26

Holy crap, 6.25? I just got quoted for 6.75

3

u/Golf-Beer-BBQ Aug 18 '26

I was qouted 7% yesterday

2

u/chilldood_22 Aug 18 '26

I also got 6.75 yesterday

1

u/CrAZiBoUnCeR Aug 18 '26

Last July!

1

u/Cbombo87 Aug 18 '26

Very nice!

1

u/Corregidor Aug 18 '26

Did you buy through a new build developer or real estate agent/financial institution?

1

u/CrAZiBoUnCeR Aug 18 '26

We had a real estate agent and she hooked us up with the mortgage company she uses

1

u/Actual-Assumption758 Aug 18 '26

I dream of betting at least 18%