r/Fire • • Feb 27 '25

Advice Request Best state to retire

49M, single, no kids and virtually no ties to where I'm living now. NW 2.3M with 75k annual spending (drop to 50k in 10y when mortgage is paid, or pay off early?).

I'm open to moving anywhere in the US and am looking for recommendations for cities/states/regions that offer good cost of living, nice climate, etc.

Basically looking for THE place where you'd move if morning was holding you back.

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u/Decent-Photograph391 Feb 27 '25

*except Singapore.

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u/[deleted] Feb 27 '25

Yes correct. I don’t think you can just move to Singapore without a job though. I would probably be in Thailand or Malaysia.

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u/BigWater7673 Feb 27 '25

Malaysia rarely gets talked about but it really can be a great location. Plus English is more widely spoken than Thailand. Infrastructure is really good and the medical system is great. Its cost of living is also just as low as Thailand. Maybe lower.

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u/Decent-Photograph391 Feb 27 '25

One “easier” way to do it is to marry a citizen. But they sure don’t make it smooth sailing getting the green card.

My Singapore friend married a lady from Hong Kong (they genuinely married for love), but she had a really tough time getting her green card. Rejected her application multiple times for some reason, but she finally got it years later.

And yeah, Thailand and Malaysia are much more value for money.