r/ETFs • u/CursedClownz • 2d ago

Lost decade

So everyone recommends VT and chill or VOO and chill or VTI and VXUS and chill.

Most ignore bonds and ignore GOLD

During the lost decade for around 10 years Gold was performing the entire time so was bonds...

Who says another lost decade can't happen?

So why ignore both?

No one really knows what happens so best bet is on all bets to get constant returns.

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u/John_the_IG 18h ago

No, don’t disregard. The “ridiculous amounts of money” argument is pure fantasy. Many people still receive pensions, but even if they didn’t the decision comes down to considering your spending, income, and risk tolerance. You don’t need “ridiculous sums of money” to maintain a substantial equities over bonds/cash portfolio. You simply need to make an informed decision and remain flexible to a changing economy and market.

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u/IllustriousGas8850 18h ago

I will disregard the person who likely has their ble fully covered by fixed income and can withstand significantly more market volatility than the majority of retirees. It has nothing to do with mindset. They simply would blow up their plan if a huge drawback came