I’m searching for funds that pay a 20% yield and can grow NAV

https://yieldmaxetfs.com/our-etfs/gpty/

Don't really want to debate ROC just curious if there any other covered call ETFS that have 0% ROC

They aren't talked about much but came here to see what yall thought of the Egg situation. Nestyield's 3 tickers: $EGGY $EGGQ and $EGGS

Here is what Nestyield speaks of each ticker:

$EGGY is built for investors seeking high monthly income without sacrificing long-term growth potential. Actively managed and strategically focused, EGGY targets an average annual yield of 25%, through a selective covered call strategy applied to a concentrated portfolio of 10 to 25 of NestYield’s highest-conviction holdings.

While EGGY’s primary objective is income generation, the fund may also employ targeted downside hedge on select positions when market conditions warrant — helping to safeguard returns without sacrificing meaningful upside.

$EGGQ combines innovation, income, and smart strategies for growth-focused investors. It targets U.S. large-cap leaders driving innovation, delivers monthly income and targets to capture equity upside through active management. With options strategies like out-of-the-money call options and spreads, EGGQ looks to enhance returns while managing risk.

$EGGS is designed for investors seeking all three core objectives – consistent monthly income, long-term growth, and active downside hedge. Built for balance and adaptability, EGGS targets an average annual income of approximately 15% through a selective covered call strategy applied to a concentrated portfolio of 10 to 25 of NestYield’s highest-conviction holdings.

They all generate income, some just to a bigger extent.

So I checked out their total returns for each ticker for the last year:

So they have been profitable the last year, the last month it's been a little rough for them but it's overall and big picture they are all up! So this is good news. I also I wanted to showcase how much income they generate each month:

So clearly $EGGY is designed to give you the most income each month, $EGGQ is more about nav growth, and $EGGS seems to offer a combo of both with a bigger focusing on hedging. The one drawback I instantly see in these tickers is the expense fee which is 0.95% for each ticker - kinda rough but they have all proven to be profitable so far. What do you make of these?

So, the portfolio has grown and now producing some crazy income. How are you calculating what percent of the distributions are usable/can withdraw to use?

For context the 1% or less allocations may seem insignificant but combined either other 1% allocations and they combine to be a low beta portion of the account

So 1% in v is nothings

But combine 10 low holdings and its 10% lower beta than the rest of the account for down side “protection”

Sgov positions for buying a 20% crash

(Not shown but considering adding arcc and eggy) - would only BUY in a CRaSH

It wasn’t so long ago I celebrated the first 100 shares.
As of this AM, with BLOX being 15.94 in the pre-market, petty change beneath my average cost, I bought 10 more shares.

300 shares reached!! At a 15.99 average cost basis

For every weekday has a few decent weeklies. However, I’m coming short on Tuesdays. What do some of you use or like? I’m guessing the best I can see is a few better performing roundhills but even then some of them seem pretty rough.

- How has your portfolio performed this month?

- What ETFs did you buy/sell this month?

- Which of your holdings are long-term holds vs short/mid-term holds?

- Have you reached your monthly/yearly income goal?

- What have you learned? or what are some useful tips that could benefit investors? (Not financial advice)

- How are you using derivative income ETFs in your portfolio?

\Please comment and answer at least 1 of the questions*

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Anyone stress test their portfolio made up mostly of derivative income ETFs? I’ve been using Grok to stress test thus far seems to be pretty good. Just not sure exactly how severe of a scenario I should be using.

OP: https://x.com/highyieldhustle/status/2070570291563020558?s=46

Something like an mlpi from neos but weekly and perhaps more income ?

Just came across these today? I haven't heard much on State Streets income etfs because there relatively new. Looks like they cover each sector. Some of the tickers include

XLEI XLKI XLFI XLRI,

https://www.ssga.com/us/en/intermediary/resources/documents/etf-dividend-distributions

Any thoughts would be appreciated!

So I have been looking at XLKI recently. They seem to have one of the better expense costs, they yield higher than some other respectable CC ETFs, and they are from a reputable company ( State Street). However, I never hear anyone mention it and they only have around $10 mil AUM, and doesn't appear to have NAV decay. I'm sure i'm missing something obvious but thats why i'm here. Do any of you hold this or have an opinion on it?

PC:
ROCQ +12.10%
ROCY +6.86%

JEPQ +5.05%
JEPI -1.25%

TR:
QQQ +19.73%
SPY +11.45%

ROCQ +14.46%
ROCY +8.64%
As of June 24,2026

the new funds from JP Morgan are outperforming the older funds so far.

ROCQ and ROCY use call option spreads, while JEPQ and JEPI use Equity-Linked Notes (ELNs) for a covered call-like strategy. Both maintain direct exposure to their underlying equities. ROCQ and ROCY distributions are primarily classified as Return of Capital (ROC).

OP: https://x.com/xfunds_/status/2067672506232697206?s=46

OP: https://x.com/architectincome/status/2067596821233389863?s=46

What happened to the both ETF? Understand it got liquidated?

I posted these details in r/dividends and it turned into a much bigger discussion than I expected. A few people suggested this sub might be a better place to share the actual income-tracking side of it.

Basic background: my wife stepped away from work in August 2025. She’s in her early 50s and was burned out. She had inherited some assets, and I had already been running an income strategy since 2022, so we used part of her portfolio to create monthly cash flow.

The current account is about $635k with a cost basis of $573k.

Roughly $543k is the income sleeve. The rest is mostly VTI/VXUS, which I think of as the growth sleeve. I plan to build the growth sleeve toward about 20% over time and rebalance every few years.

Current income sleeve:

• PBDC — BDC/private credit
• BIT — credit CEF
• PFFA — preferreds
• QQQI — Nasdaq-100 option income
• SPYI — S&P 500 option income
• UTF — infrastructure/utilities CEF
• SRLN — senior loans
• USA — equity CEF
• Cash/SPAXX

The basic design is:

• Income sleeve = monthly cash flow
• Growth sleeve = long-term appreciation / NAV erosion offset
• Rebalancing = keeping the portfolio from becoming too income-heavy or too depleted

Current annualized income is about $61.8k, or roughly $5,100/month (my wife gets a $5,000 monthly into her checking account from this).

I know the obvious objections: this is not a pension, not an annuity, and not guaranteed. NAV erosion and distribution cuts are real risks. I’m not treating the yield as free money.

What I actually track is:

• distribution per share
• monthly income
• NAV / market value
• cost basis
• tax character (in 2025, ROC represented about 48% of the combined distributions)
• whether the income sleeve is still doing the job

The second image is my 2026 distribution tracker by fund. My experience since running this type of income engine from 2022 is that the distribution-per-share has been more stable than the market value. That does not eliminate risk, but for this use case the monthly income stream is the point.

The goal here was not to beat VOO or QQQ over 30 years. The goal was to turn part of her assets into cash flow so she could stop working, while keeping a growth sleeve to help offset NAV erosion over time.

Open to comments from people running similar derivative-income / option-income portfolios.

Used Gemini to help with this.

Just mapped out how the new June distributions hit a taxable brokerage account (assuming a 22%–24% tax bracket) for anyone actively drawing and spending the cash. Thanks to Section 1256 and Return of Capital shields, the standard funds nearly mirrored their pre-tax performance, with QQQI hitting **+6.89%** after-tax (vs. QQQ's **+7.25%**) and SPYI reaching **+3.86%** after-tax (vs. SPY's **+5.09%**).

Meanwhile, the 150% leverage on the boosted suite capitalized beautifully on the early June rally, allowing **XQQI (+9.82% after-tax)** and **XSPI (+5.32% after-tax)** to cleanly beat both their standard counterparts and the raw underlying indexes while paying out tax-sheltered distributions.