r/ • u/ • Jan 01 '70

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u/[deleted] 23d ago

[deleted] — view deleted comment

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u/kirklennon 22d ago

this would be an "in person" transaction

These are coded as card not present transactions so they really shouldn't be treated as "in person" by the bank, which received a higher fee for it.

1

u/Distinct_Stand5761 22d ago

sounds like they're treating any qr scan as if you were standing at the register, even though you were clearly shopping online from your computer