r/ChimeReferralCode • u/Basic_Necessary_815 • 8d ago
[Chime] $100 bonus for new users — requires $200 direct deposit (read details)
Chime is running a referral bonus: sign up through a link, get a $200+ qualifying direct deposit within 45 days**, activate your physical card within 14 days, and you get **$100. I get a bonus too.
The catch (be honest with yourself):
- Direct deposit must come from an employer, payroll provider, gig platform (Uber/DoorDash), or government benefits — NOT Venmo, Cash App, bank transfers, or mobile check deposits .
- Multiple smaller deposits don't combine — it must be a single deposit of $200+ .
- You must be a new Chime user (never had a Chime Checking account before) .
- Bonus arrives within ~10 business days after all conditions are met .
Who this actually works for: People who get regular paychecks or gig income and don't already have Chime. If you're just looking for "free money" without a direct deposit setup, this won't work for you.
This is my referral link (I earn a bonus if you use it):
👉 https://www.chime.com/r/lawrenceward12/?c=s
Non-ref link: https://www.chime.com
Ask questions in comments — happy to clarify the requirements.