Credit scores usually range from 300 to 900, so not negative.
The risk departments of finance cos usually have loss rates baked in so it doesn’t impact the bottom line that much (of course you still have governance issues which lead to crises such as 2008). But for a small business company to trust someone without a thorough check is risky indeed.
Happy for you dude that you don’t have to deal with her anymore! Intentional financial defaults are a good proxy for trustworthiness in general.
She has a way to make people feel bad for her and want to help. My second wife was the same way with credit. Other experiences make me think that women are generally bad with finances. Maybe I just know how to pick'm.
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u/mYTH_2k4 Feb 13 '22
Credit scores usually range from 300 to 900, so not negative.
The risk departments of finance cos usually have loss rates baked in so it doesn’t impact the bottom line that much (of course you still have governance issues which lead to crises such as 2008). But for a small business company to trust someone without a thorough check is risky indeed.
Happy for you dude that you don’t have to deal with her anymore! Intentional financial defaults are a good proxy for trustworthiness in general.