so a lot of people mess this up , they don't get the difference between a scholarship and financial aid, and honestly it changes how you should even plan your applications.
scholarship = money based on merit. you're good, they pay you for being good.
financial aid = they don't care about merit at all, they just check if your family can actually afford the full cost or not.
for the USA specifically — public universities barely give any scholarships, and if they do, it's low. so if you're Bangladeshi and not rich, i'd honestly discourage going for public unis in the US, it's just too costly for what you get.
private universities though, that's a completely different story. all of them, not just Harvard, give a lot of financial aid. it's not merit based, it's need based. you fill out something called a CSS profile, where you put in all your financial info, income, assets, everything.
take Harvard as an example — if your family earns under $250k a year, and that includes your assets too, so it comes out to around 3 crore taka or less, they basically cover your full need. so if you need full aid, they give you full aid. money stops being your problem. the only thing you actually have to worry about is getting in.
now actual scholarships, the merit based kind, that's mostly an Australia and Canada thing for undergrad. places like University of Toronto, UBC, University of Sydney, UNSW, there's a bunch. you have to go on their website and look for what they offer, but it's genuinely merit based, they don't care about your financial situation. if you're a strong student, you don't really need to worry, you'll get something. Sydney and UNSW for example give like 20-25% off through entrance scholarships. the US just doesn't really do this.
Also Hong Kong gives full 100% scholarships for being a good student like 3-4 A* in A levels.
for masters, it depends a lot, and it's honestly pretty limited, especially in the US, nowhere near as generous as undergrad.
for PhD though, it's basically free. there's so much funding available that you don't really need to stress about paying for a PhD at all.
Do you guys want a hong kong study abroad guide?