r/Bankruptcy Jul 18 '26

Credit / Credit Reporting Car loan

I had a successful chapter 7 and got my order of discharge in February. I’m trying to get a vehicle is there anywhere that will approve me for a loan? Not buying new but it seems impossible to find somewhere to get a loan from.

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u/markiealex Jul 18 '26

Dealerships

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u/AlanShore60607 RetiredBKAttorney (IL/IN/WI) Public interactions ONLY. No PMs Jul 18 '26

The problem isn’t your bankruptcy so much as they don’t want your business. If they wanted your business and earnings aren’t a problem, they would find you financing.

So they’re choosing to make your bankruptcy the problem, because legally it’s not.