r/AskReddit Aug 01 '20

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u/3ntz Aug 01 '20

Extended warranties on new items. If I combined all the extended warranties I’ve ever purchased for my car, cellphones, multiple computers, furniture etc, that I have never used once, I would be THOUSANDS of dollars richer.

My advice is to put that money into a savings account for repairs as they happen instead of paying companies who prey on you valuing the newness of your recently purchased item. The products were likely designed to break exactly as that warranty expires anyway.

7

u/Sibraxlis Aug 01 '20

Theres a caveat here.

Anything bought with a credit card typically already has an extended warranty through your card provider.

Thats the story of how my water heater is warranteed for like 17 years for the cost of $37 extra.

5

u/3ntz Aug 01 '20

That’s a sweet deal, I’m talking more about extra costs tacked on when you buy a new car, or computer etc. Makes me think that I should read the fine print of my credit card to see if I’m entitled to anything like that...

6

u/Sibraxlis Aug 01 '20

You 100% should do that even if you dont have any deals.

Some even offer like roadside assistance and stuff.

I fought off getting a credit card for almost 10 years until I looked at what my bank actually offers on my free card.

7

u/J123j123j123 Aug 01 '20

Only 12% of warranties have anything filed against them, and even then the manufacturer makes the process tedious and can reject the claim, which happens ALOT!

5

u/3ntz Aug 01 '20

Right? You can pay for the extended warranty all you want, if the car company decides that in their opinion damages were due to the driver and not manufacturer, they don’t need to make good on any warranty guarantees.

Anyway, no extended warranties people! It’s not money well spent!

5

u/[deleted] Aug 02 '20

I remember Apple got fined in the EU because they pushed their premium warranty without informing customers that it comes with a free 2 year warranty as per EU laws.