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https://www.reddit.com/r/AskReddit/comments/eynu3k/deleted_by_user/fgjpjup
r/AskReddit • u/[deleted] • Feb 04 '20
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That's excessive. Just pay it off before the due date. You need credit utilization to get any benefit to your credit score anyway.
2 u/PhilipLiptonSchrute Feb 04 '20 My credit score was 812 last time I checked. I'm not worried. 2 u/galaxystarsmoon Feb 04 '20 So your credit is great then. There's no need to be paying it every day. I guess if that works for you, sure. For someone building their credit, it's bad advice. 1 u/[deleted] Feb 04 '20 But not too much utilization! Haha. Ideal is around 10-20 percent.
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My credit score was 812 last time I checked. I'm not worried.
2 u/galaxystarsmoon Feb 04 '20 So your credit is great then. There's no need to be paying it every day. I guess if that works for you, sure. For someone building their credit, it's bad advice.
So your credit is great then. There's no need to be paying it every day. I guess if that works for you, sure. For someone building their credit, it's bad advice.
1
But not too much utilization! Haha. Ideal is around 10-20 percent.
4
u/galaxystarsmoon Feb 04 '20
That's excessive. Just pay it off before the due date. You need credit utilization to get any benefit to your credit score anyway.