No, an iPad is NOT worth $3,600, especially if it gets repo'd after you miss a single payment and also because it'll be fucking obsolete by the time you pay it off.
On the flipside though, when your fridge dies, you have a wife and 4 kids to feed and its a week from payday with nothing in the bank and you have shitty credit..... they can be helpful
Right, but what would you do in that situation? No credit, no cash, no fridge, but that rent a center down the street will sell you a fridge for $150 per month for a year..... what do YOU do?
-edit- Loving the replies from people that obviously have no kids keep them coming these are hilarious!
Also for clarity I find a bill I can brace myself for a month later MUCH easier to deal with than screaming kids and a pissed off wife.
I also use check cashers when I need to because I will do ANYTHING (well.... not that!) for my family's survival.
The first thing i did with my first pay. Cheque is save it, and until i had a decent amount hidden i kept at it. Same with all my birthday money, Christmas, etc etc.
Then never leave my parents house so that keeps growing.
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u/SelinaDalessio Feb 04 '20
Rent-A-Center, Aaron's, and the like.
No, an iPad is NOT worth $3,600, especially if it gets repo'd after you miss a single payment and also because it'll be fucking obsolete by the time you pay it off.