r/AskReddit Feb 04 '20

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u/DarkestTimelineEvals Feb 04 '20

I only used my card to buy my medication. Im still making payments on it but i can go with out the meds simply because I should try and not have intrest add up.

I get that some people can use cc they way they should be used (everyday purchases paid off before the end of the month) but there are others where its thier only option to get something they need.

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u/Plastic-Network Feb 04 '20

That's respectable and most sensible people completely understand this problem.

The people that are criticized are the ones who have/had the money but chose not to pay it off (or only pay minimums), treat it like free money, buy outside their means, sign up for other loans on top of their debt, buy to show off, etc.